2019 Mortgage-Free Wannabes

CTricky80

Hi could I please join this group, would like to pay off as much of my mortgage as possible but realistically maybe £10,000 this year. I can only overpay by 10% each year.

My mortgage is currently £126,155.75 and I have a direct debit set up to overpay by £266.20 each month currently so does this count? It's a random amount so that the overall repayment each month was a round number!

So to hit my target of £10,000 I need to find an extra £6,805.60 well that's the goal anyway!!

I'm new to this so no previous year number for me.

erin_transport

Hi
£717 added to my earlier small token deposit of £33
£750 total for Jan for #138
Thanks

taka

Hi A mini OP for me today of £11.35 bringing me to a total of £46.07 for Jan.

ilselm

#106 here with second update of the month. A few baytree sales and cashback payments has taken a further £350 off the mortgage which is now sitting at sub £120k. It’s been a long month but will hope to squeeze in a few more over payments before month end. Thanks,

January total: £1,475
2019 total: £1,475 / £15,000

julicorn

CTricky80 wrote: »

Hi could I please join this group, would like to pay off as much of my mortgage as possible but realistically maybe £10,000 this year. I can only overpay by 10% each year.

My mortgage is currently £126,155.75 and I have a direct debit set up to overpay by £266.20 each month currently so does this count? It's a random amount so that the overall repayment each month was a round number!

So to hit my target of £10,000 I need to find an extra £6,805.60 well that's the goal anyway!!

I'm new to this so no previous year number for me.

Hi there, welcome to the challenge! Of course, overpayments you set up to come out automatically count as well. You're our #158, all the best!

[Deleted User]

Hi all, hope everyone is keeping warm in this cold weather.

A very excited no. 81 checking to report an updated January payment total of £10,000 thanks to an unexpected windfall. To see the balance under the 10k mark just feels unreal at the moment :shocked:

Thanks Juliecorn x

julicorn

Deleted_User wrote: »

Hi all, hope everyone is keeping warm in this cold weather.

A very excited no. 81 checking to report an updated January payment total of £10,000 thanks to an unexpected windfall. To see the balance under the 10k mark just feels unreal at the moment :shocked:

Thanks Juliecorn x

Wow, that is incredible! Congratulations on being so close now!

mortgageFTB wrote: »

Hello,

Please can I join?

Target for 2019 is 80k in overpayments

Of course, and welcome to the challenge! You're our #159.

ChipAway

#101 with a second overpayment for the month: £600 this time. (Total for Jan £1,250).

End of Jan will mean now "only" £245,464 to go...

That's London for you!

lindez

#44 with a second over payment for the month £10.00 (Total for January £268.00)
Thank you

Urbanshyne

Hi JC,

No.74 with an additional OP of £40.38 for January.

Cheers,
US