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2019 Mortgage-Free Wannabes
Comments
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I was MFW 121 in 2018. I'd like to keep my number please!
I have a 2019 target of £6,000Original MF Date January 2035. MF Date February 20220 -
I was MFW 121 in 2018. I'd like to keep my number please!
I have a 2019 target of £6,000
That's all logged now.
On that note - anyone from last year who wants to take part again has until the end of this month to let me know they want to keep their number, after that I'll start giving out unclaimed numbers to others0 -
Hi, number 105 here with my first OP of 2019, my regular op of £215.26 for January please.
Good Luck everyone on this years challenge.
Thanks again for running this.MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..0 -
Hi, number 73 here
Hope you are all ok, thanks for the updates Julicorn
Please could you add another £100 for this month (Jan £230 total)
Thanks and good luck with the targets everyone0 -
#46 checking in.
£670 OP at the start of the month.
That's just enough to keep me on track for the annual challenge. @8.38%.
I must work out the requirements for the MFiT - T5 target …
Have a lovely Saturday evening all.... I intend playing around with spreadsheets and bank accounts with a glass of Rose ! :j
MM
XMortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000
01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41
Debt at highest point in 24 -£21,344
Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!0 -
Hi,
I would like to join now that I actually have a mortgage at the start of the year
My goal for 2019 is €5000. In Jan, I have OP'ed already €1700 but the rest of the year isn't going to be so easy with some renovation and vacation plans...
Encouraged by this site, I've contacted our bank to see whether the OPs can shorten the term instead of cutting down the monthly payments as it seems to have a huge impact on the overall savings in interest and my plan is definitely to cut down the 23,5 years we're supposed to be tied to this mortgage... Hopefully I will hear from them soon.
I hope you don't mind that my figures are in €s instead of £s - numbers are still numbers.0 -
Hi Julicorn! Can i please change my target for the year? I put down 15k but it needs to be 10k as i can only OP by 10%.
Many thanks hun xxx"Don't underestimate the value of financial security"
Wanting to be mortgage free by 45. £155,000 start / £86,880 currently0 -
Hi,
I would like to join now that I actually have a mortgage at the start of the year
My goal for 2019 is €5000. In Jan, I have OP'ed already €1700 but the rest of the year isn't going to be so easy with some renovation and vacation plans...
Encouraged by this site, I've contacted our bank to see whether the OPs can shorten the term instead of cutting down the monthly payments as it seems to have a huge impact on the overall savings in interest and my plan is definitely to cut down the 23,5 years we're supposed to be tied to this mortgage... Hopefully I will hear from them soon.
I hope you don't mind that my figures are in €s instead of £s - numbers are still numbers.
Hi lakme, thanks for joining! I'm adding your targets as those amounts in pounds, hope that's not a problem. It avoids constant conversions, and at least the pound and euro aren't too far off a 1:1 conversion anyway.
Also, you're number 156 nowHi Julicorn! Can i please change my target for the year? I put down 15k but it needs to be 10k as i can only OP by 10%.
Many thanks hun xxx
That's all changed now, thanks for letting me know0 -
Hi no#3 here OP of £200 for January pleaseLBM 2015 24500 debt paid off since.
M-FIT T5 no 41 starting 25139 aim to clear now 17k
PAID OFF CAR 8k, OD 3k, CC(1)3k ,CC (2)4.5, Cc (3) 3k STORECARD(1) 3k
WEIGHT 7/420 -
Hi lakme, thanks for joining! I'm adding your targets as those amounts in pounds, hope that's not a problem. It avoids constant conversions, and at least the pound and euro aren't too far off a 1:1 conversion anyway.
Also, you're number 156 now
Thank you julicorn! Pounds work more than fine for me, I keep thinking they're close enough anyway. Thank you for the number0
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