Amazon Credit Builder Card

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A4445
A4445 Posts: 1,103 Forumite
in Credit cards
Amazon have introduced a new card. Amazon classic 29.9% APR it states credit builder card with 0% on purchases for 3 months. The website says they if you use the card, pay on time and stay within your credit limit, the card with be upgraded to the Platinum card after 12 months.
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  • tastyhog
    tastyhog Posts: 847 Forumite
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    edited 23 December 2017 at 10:29PM
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    meh, it's just a aqua or marbles card with an amazon logo

    but has an easy £20 amazon voucher for getting it.
  • A4445
    A4445 Posts: 1,103 Forumite
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    Newday are really pushing the subprime cards! Aqua, Mables, Opus and Amazon they must make plenty from them!
  • dazzaofdagenham
    dazzaofdagenham Posts: 1,512 Forumite
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    Just applied for this and been accepted.

    Card is already showing in amazon account with the 20 credit.

    Wonder what limit will be ?
  • Dandytf
    Dandytf Posts: 4,819 Forumite
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    edited 24 December 2017 at 2:57PM
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    Declined eligibility though offered to apply for Amazon Classic 0% 3mths/29.9
    Went ahead with Classic card app-since pending final checks...
    Not going to guess what will happen only NewDay experience was with Aqua where an app went from pending to written conf of a card being offfered -though I’ll keep an open mind anyway.

    Thanks mser’s for info on a new building card.
    Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
  • Dandytf
    Dandytf Posts: 4,819 Forumite
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    A4445 wrote: »
    Newday are really pushing the subprime cards! Aqua, Mables, Opus and Amazon they must make plenty from them!

    Accurate advice -I’ve had both Aqua cards with 50% limit increases in a few months up to 1 year!
    Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
  • A4445
    A4445 Posts: 1,103 Forumite
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    dazzaofdagenham wrote: »
    Just applied for this and been accepted.

    Card is already showing in amazon account with the 20 credit.

    Wonder what limit will be ?

    Summery box says minimum of £500. I've never found Newday to be particularly generous with their limits.
  • A4445
    A4445 Posts: 1,103 Forumite
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    Dandytf wrote: »
    Declined eligibility though offered to apply for Amazon Classic 0% 3mths/29.9
    Went ahead with Classic card app-since pending final checks...
    Not going to guess what will happen only NewDay experience was with Aqua where an app went from pending to written conf of a card being offfered -though I’ll keep an open mind anyway.

    Thanks mser’s for info on a new building card.

    My application was referred for the normal Amazon card, I had an email at 9:10 the next morning saying accepted. APR was 24.9% bit high but I don't plan to carry a balance so it doesn't really matter.
  • dazzaofdagenham
    dazzaofdagenham Posts: 1,512 Forumite
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    Ok, 500 is a decent start limit.

    It will be just for petrol and shopping online...

    No intention of running a balance
  • A4445
    A4445 Posts: 1,103 Forumite
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    You may get more, do you have any other credit cards?
  • dazzaofdagenham
    dazzaofdagenham Posts: 1,512 Forumite
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    Yes I have other credit cards.....VANQUIS with a limit of 4K and a barclaycard with a dumb low limit of 750 pounds...been that limit for 5 years.....although I did have some checked credit history.

    No debt to speak of ( other than mortgage )
    1 x CCJ due to drop off in sep 2018
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