The £1,000 emergency fund challenge.

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  • rising_from_the_ashes
    rising_from_the_ashes Posts: 12,433 Forumite
    Combo Breaker First Post Home Insurance Hacker! Debt-free and Proud!
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    :wave:hi all - been awol for a bit (yup, fell off the wagon :o) but def need to start belt tightening etc again

    Sigs really out of date so will try to sort them .... EF has remained static - pet EF is growing (but has had the odd incident to grow with)

    Will try to catch up over the next couple of days
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • patman99
    patman99 Posts: 8,532 Forumite
    First Anniversary Combo Breaker Photogenic First Post
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    Been shifting money around. £2.05 into my 2nd EF, £4 to my defaulted overdraft and have paid-up my service charge for the year.
    Never Knowingly Understood.

    Member #1 of £1,000 challenge - £13.74/ £1000 (that's 1.374%)

    3-6 month EF £0/£3600 (that's 0 days worth)

  • patman99
    patman99 Posts: 8,532 Forumite
    First Anniversary Combo Breaker Photogenic First Post
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    We now have a Facebook page HERE should you wish to join.
    Never Knowingly Understood.

    Member #1 of £1,000 challenge - £13.74/ £1000 (that's 1.374%)

    3-6 month EF £0/£3600 (that's 0 days worth)

  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
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    Please keep posting on here as well, patman. I must be one of the few people in the country who doesn't 'do' Facebook. Closed my account years ago because of security issues. Would hate you to disappear:eek:
  • chasingdreams_2
    chasingdreams_2 Posts: 12 Forumite
    First Anniversary
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    Thanks buffythedebtslayer, its really interesting to see all the different ways that people approach savings.

    Nothing to add to the EF atm, the car has been dropped at the garage tonight ready for it to be fixed tomorrow so fingers crossed it doesn't cost more than quoted otherwise we will have to go begging again:o

    carbootcrazy, you are not alone, i am also one of the few without fb :)
  • 12_month_challenge
    12_month_challenge Posts: 2,419 Forumite
    Chutzpah Haggler Car Insurance Carver! Rampant Recycler
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    EF has been fed by £8.29 today :T

    Rounding down accounts again :)
    SP 9#531=£620/SP 10 # 531=?PDBX 2016 #2 = £16,766.67/£12,000
    PDBX 2017 #2 = £1,200/£12,000

    ''If you want the rainbow, you gotta put up with the rain''
  • 12_month_challenge
    12_month_challenge Posts: 2,419 Forumite
    Chutzpah Haggler Car Insurance Carver! Rampant Recycler
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    carbootcrazy wrote: »
    Please keep posting on here as well, patman. I must be one of the few people in the country who doesn't 'do' Facebook. Closed my account years ago because of security issues. Would hate you to disappear:eek:

    I also do not do Facebook purely because there were too many
    in laws trying to be my friend on there :rotfl:
    SP 9#531=£620/SP 10 # 531=?PDBX 2016 #2 = £16,766.67/£12,000
    PDBX 2017 #2 = £1,200/£12,000

    ''If you want the rainbow, you gotta put up with the rain''
  • lexbubbles
    lexbubbles Posts: 971 Forumite
    Debt-free and Proud!
    edited 12 November 2015 at 4:36PM
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    I'm nominally in, although I'm working on clearing £4,500 worth of debt in the next 12 months (that might not seem like a lot to some of you folks, but it's more than a quarter... actually closer to a third of what I get per year).

    Doing that will leave me with £75 per week (after rent and bills) for food, clothing, miscellaneous expenses and !yikes! emergencies.

    So might not make any significant inroads before next Christmas, although if I only have £200 or something it'll be a start right?

    Edit: just got the rather excellent news that E-ON are finally (oh my god finally) done with my annual account overview and are reducing my DD from £71 to £49 so that extra £22 will be going into savings

    (For those wondering why it was so high... it started out as £35 but putting the heating on (33p/hour/per lil oil radiator. No central heat) last winter shoved me into a massive deficit and they had to double my DD to clear it. I think they've now worked out that £49 is good middle-ground)
    Aqua 0/1850 Cap.One 0/450 Vanquis 0/500 HSBC 0/100
    :j ~Debt Free Date 07/12/2015~ :j

    SPC member #530 :staradmin:staradmin:staradmin:staradmin:staradmin:staradmin 3-month EF: £2158.63/4600
    Make £10/day Nov-Dec £814.04 Jan-Apr £1689.78 May £233.57/310
  • 12_month_challenge
    12_month_challenge Posts: 2,419 Forumite
    Chutzpah Haggler Car Insurance Carver! Rampant Recycler
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    Another £3.47 today yay :j
    SP 9#531=£620/SP 10 # 531=?PDBX 2016 #2 = £16,766.67/£12,000
    PDBX 2017 #2 = £1,200/£12,000

    ''If you want the rainbow, you gotta put up with the rain''
  • patman99
    patman99 Posts: 8,532 Forumite
    First Anniversary Combo Breaker Photogenic First Post
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    Don't worry. I will still be on here. FB is just a way of letting those who have never heard of MSE.

    I have a couple of websites, so am looking at installing 'Diaspora'. This is somewhat better than FB as it is more 'intelligent' than FB.
    Never Knowingly Understood.

    Member #1 of £1,000 challenge - £13.74/ £1000 (that's 1.374%)

    3-6 month EF £0/£3600 (that's 0 days worth)

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