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The £1,000 emergency fund challenge.
Comments
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Decided to round down both my current accounts and put £3.10 into savings.
Also started a 50p 52 week challenge today (I know most people start those in January but I figured I'd tie it in with clearing my debt by November, and if I start now the 'big payments' will be in October 2016 so before xmas
) so that's 50p in as well.
Total: £3.60/£1,000Aqua 0/1850 Cap.One 0/450 Vanquis 0/500 HSBC 0/100
:j ~Debt Free Date 07/12/2015~ :j
SPC member #530 :staradmin:staradmin:staradmin:staradmin:staradmin:staradmin 3-month EF: £2158.63/4600
Make £10/day Nov-Dec £814.04 Jan-Apr £1689.78 May £233.57/3100 -
Payday today so managed £22.83 :jSP 9#531=£620/SP 10 # 531=?PDBX 2016 #2 = £16,766.67/£12,000
PDBX 2017 #2 = £1,200/£12,000
''If you want the rainbow, you gotta put up with the rain''0 -
Rounded down the CAs and popped 95p into the savings. That'll be me for a few days, I expect.Aqua 0/1850 Cap.One 0/450 Vanquis 0/500 HSBC 0/100
:j ~Debt Free Date 07/12/2015~ :j
SPC member #530 :staradmin:staradmin:staradmin:staradmin:staradmin:staradmin 3-month EF: £2158.63/4600
Make £10/day Nov-Dec £814.04 Jan-Apr £1689.78 May £233.57/3100 -
Another £1.07 from rounding down account :TSP 9#531=£620/SP 10 # 531=?PDBX 2016 #2 = £16,766.67/£12,000
PDBX 2017 #2 = £1,200/£12,000
''If you want the rainbow, you gotta put up with the rain''0 -
Hello everyone
I haven't been around on this thread lately - the guilt from not saving towards the emergency fund had me 'avoiding' you all
Today I transferred £80 to the emergency fund, this was earnt from working some additional hours. It felt so good to be able to finally update my signature from £20/£1000 to £100/£1000
I don't expect it to update much now before end of January because that event that drains any potential for saving is looming - you know, that Christmas thing
I have budgeted for that and don't need to go anywhere near my meagre emergency fund, but very much doubt I will be able to add to it in December.
Hope you are all keeping well.
Bye for now
#84DFW Nerd No. 1484 LBM 07/01/15 Debt was £95k :eek: Now debt free and happy :j0 -
Wow, great addition January2015!
I thought I was done for a few days but I had an amazon payment to make (none of the supermarkets or even H*lland&Barratt stock nutritional yeast flakes so... to the internet! Cheapest was £5.07 inc p&p yikes!)
Popped the 93p change in the EF to round down. Broke £5 woo!Aqua 0/1850 Cap.One 0/450 Vanquis 0/500 HSBC 0/100
:j ~Debt Free Date 07/12/2015~ :j
SPC member #530 :staradmin:staradmin:staradmin:staradmin:staradmin:staradmin 3-month EF: £2158.63/4600
Make £10/day Nov-Dec £814.04 Jan-Apr £1689.78 May £233.57/3100 -
May I join too?
I can't remember if I already asked but I think when I did,
I never followed through with saving.
But now I am pushing myself no matter how tough it gets for me,
I'll still try.
For this month, I started with £0 now I have £66.53 in my savings account and
I have about £6/£7 in my savings tin which will eventually go into my emergency fund.:xmassmile EF: £10/£2,700 :xmassmile Fun:£10/£1,000 :xmassmile SPC#054 = £9.00 / £100.00 :xmassmile
:rudolf:DEC NSD: 2 / 20:rudolf:0 -
My washing machine has died:mad:. Would happen when I've a [STRIKE]pile[/STRIKE] mountain of urgent washing for OH that needs to be done asap.
Cue for EF to take a bashing, but that's what it's there for after all. So glad I've got it and not having to go into panic mode;)0 -
42p from rounding down after buying an electric blanket (I can't afford to heat my flat at all it's just not worth it, so I'm just going to heat me instead)Aqua 0/1850 Cap.One 0/450 Vanquis 0/500 HSBC 0/100
:j ~Debt Free Date 07/12/2015~ :j
SPC member #530 :staradmin:staradmin:staradmin:staradmin:staradmin:staradmin 3-month EF: £2158.63/4600
Make £10/day Nov-Dec £814.04 Jan-Apr £1689.78 May £233.57/3100 -
Welcome Moonbean. You are our 150th member.Never Knowingly Understood.
Member #1 of £1,000 challenge - £13.74/ £1000 (that's 1.374%)
3-6 month EF £0/£3600 (that's 0 days worth)0
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