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The £1,000 emergency fund challenge.

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Comments

  • patman99
    patman99 Posts: 8,532 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    Welcome MadCoderWhatCodesAtMidnig. You are member #151.

    Not sure how much of the thread you have read, but if it is more than just the last page, you will see that it is a stroll and not a race.

    Some of us got to the target by shear luck (in my case, a Tax refund) whilst others are plodding along adding a few pence each week.
    It matters not as it all adds to the 'pot' and means you are in a better financial position to cope when the shtf.

    DuranGirl, would it be a better option to let your mum buy you a new car on the basis that you will pay her back for it (even if she dosn't want you too). At least you will have a car that works rather than one that you cannot trust.
    Never Knowingly Understood.

    Member #1 of £1,000 challenge - £13.74/ £1000 (that's 1.374%)

    3-6 month EF £0/£3600 (that's 0 days worth)

  • lexbubbles
    lexbubbles Posts: 971 Forumite
    Debt-free and Proud!
    80p from CA rounding so at a wonderful £34.90 now :D
    Aqua 0/1850 Cap.One 0/450 Vanquis 0/500 HSBC 0/100
    :j ~Debt Free Date 07/12/2015~ :j

    SPC member #530 :staradmin:staradmin:staradmin:staradmin:staradmin:staradmin 3-month EF: £2158.63/4600
    Make £10/day Nov-Dec £814.04 Jan-Apr £1689.78 May £233.57/310
  • lexbubbles
    lexbubbles Posts: 971 Forumite
    Debt-free and Proud!
    Another 90p in the fund today from rounding down.
    Aqua 0/1850 Cap.One 0/450 Vanquis 0/500 HSBC 0/100
    :j ~Debt Free Date 07/12/2015~ :j

    SPC member #530 :staradmin:staradmin:staradmin:staradmin:staradmin:staradmin 3-month EF: £2158.63/4600
    Make £10/day Nov-Dec £814.04 Jan-Apr £1689.78 May £233.57/310
  • 12_month_challenge
    12_month_challenge Posts: 2,419 Forumite
    Chutzpah Haggler Car Insurance Carver! Rampant Recycler
    Hi all
    Managed £10 today as its pay day tomorrow for OH and had a little over from last weeks budget.

    Straight to EF
    SP 9#531=£620/SP 10 # 531=?PDBX 2016 #2 = £16,766.67/£12,000
    PDBX 2017 #2 = £1,200/£12,000

    ''If you want the rainbow, you gotta put up with the rain''
  • Jacko_amz
    Jacko_amz Posts: 254 Forumite
    Can I join this please ��
    Tesco Loan - 9177
  • 12_month_challenge
    12_month_challenge Posts: 2,419 Forumite
    Chutzpah Haggler Car Insurance Carver! Rampant Recycler
    Just transferred £50 from ebay sales into account. It arrived within half an hour wow go paypal :j

    Have added it to EF as I wasn't sure of the best place to send it. So settled for my ever growing Emergency Fund:D
    SP 9#531=£620/SP 10 # 531=?PDBX 2016 #2 = £16,766.67/£12,000
    PDBX 2017 #2 = £1,200/£12,000

    ''If you want the rainbow, you gotta put up with the rain''
  • patman99
    patman99 Posts: 8,532 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    edited 1 January 2016 at 6:34PM
    Welcome Jacko_amz, you are #88 as you already posted a while bach and were allocatted a number then..

    Nowt added to my account this month as I haven't had a chance to bank my change bag yet.

    When I do, I estimate I will have £10 to add to the 2nd EF.
    Never Knowingly Understood.

    Member #1 of £1,000 challenge - £13.74/ £1000 (that's 1.374%)

    3-6 month EF £0/£3600 (that's 0 days worth)

  • lexbubbles
    lexbubbles Posts: 971 Forumite
    Debt-free and Proud!
    Well, it's technically Friday now so before I pop off to bed...

    £1 in for the second week of my 50p "52 week challenge" plus 33p round-down.

    Can't believe I've saved almost £40 in one week - plus extra stuff for the sealed pot challenge.
    Aqua 0/1850 Cap.One 0/450 Vanquis 0/500 HSBC 0/100
    :j ~Debt Free Date 07/12/2015~ :j

    SPC member #530 :staradmin:staradmin:staradmin:staradmin:staradmin:staradmin 3-month EF: £2158.63/4600
    Make £10/day Nov-Dec £814.04 Jan-Apr £1689.78 May £233.57/310
  • Moonbean
    Moonbean Posts: 124 Forumite
    I had to take out the money in my savings because my phone bill was huge and would've left me with nothing. The phone company was supposed to take £30 off but they didn't :(
    :xmassmile EF: £10/£2,700 :xmassmile Fun:£10/£1,000 :xmassmile SPC#054 = £9.00 / £100.00 :xmassmile
    :rudolf:DEC NSD: 2 / 20:rudolf:
  • rylee12
    rylee12 Posts: 91 Forumite
    Hi all

    Can I join the challenge too please?

    Hoping to make to serious changes to our finances in 2016 so hoping to set the foundations now and this is one of many steps.
    £10 a day challenge 2015: £772.72 * January 2016 £116.15/£310 * November 2016 £257.18/£300
    SPC 2016 #537 * NST #43 * W2S #6 * 2016: £1000 #33
    £1000 Emergency fund #153 £500/£1000 * 3-6 month EF #25 £0/£6000
    Completely Crazy Clothes Challenge - £0.00/£600.00 * Grocery Challenge: January £0/£300
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