The £1,000 emergency fund challenge.

12_month_challenge

carbootcrazy wrote: »

Please don't feel like a cheat. It doesn't matter what the source of the money is (unless it's from robbing a bank or such like;)), the main thing is that we've saved it:T.

Congratulations on your good fortune:beer:

Thankyou carbootcrazy


I thought about robbing a bank but all my tights are in the wash and had nothing to cover my face :rotfl::rotfl::rotfl:

I can now start to focus more on my huge debt mountain.

I will be paying some to a CC (not a huge amount) but I will juggle them around and see if I can reduce interest,payments etc.

Good luck all
x

[Deleted User]

12 month challenge.

I've just noticed your signature, I keep telling myself to read everyone's when I've read their post as they contain such interesting and motivating information:T

The reason for this post is just to say that your current 'debt mountain' and mine are very similar and our expected DFDs are only a month apart:T.

It looks as if you might be able to pay some extra off soon, although I suspect I'll be plodding on at the same rate right to the end. You'll probably reach the finish-line a while before me:beer:

12_month_challenge

Hi carbootcrazy

My signature will be changing soon as I have plans to move cards around etc. Although it wont be changing that much (I wish)

Still its my mess and I intend to clean it up however long it takes

You have on your signature that you have 45 months left to pay your debt down. But its only 45 payments.. It sounds better when you say it like that.

We can plod along together and watch every £1 disappear from our totals.


From debt mountain to mole hill to ant heap :T

Slow and steady
Keep plodding
x

lexbubbles

lexbubbles wrote: »

+£2.34 from fleabay. £70's in sight!

£1.50 from week 3 of my 50p 52-week challenge + change from rounding down put me at £70 exactly!

12_month_challenge

Managed to add £6.24 from rounding down accounts and £10 that I have set up a standing order for every Friday, I forgot that I had this set up but am going to continue to let it roll.

Good luck all

patman99

Had an expensive month as I went on a 'splurge' with tickets to Download and a tent, however, managed to get two Saturday mornings in just before the cut-off on the 24th so will see what difference that makes when I get paid on Monday.

Working tomorrow, so 4 more hours at overtime rate to count towards December's pay. If all goes well, will have the chance to fit in at least another 2. It all adds up at the end of the day.

stormpassing

EF now standing at £104.06 from rounding down accounts and regular small savings

Keep going everyone,
SP x

Moonbean

I'm starting from scratch - had a money emergency and had to use what I had in my savings so left with nothing right now until pay day

LittleMissDetermined

Hello! :wave:

A £20 addition made to EF today as it was pay day yesterday, will try to put more in later in the fiscal month but I don't want to leave myself short around Christmas.

Takes my EF total to £65 / £1000

LMD x

Moonbean

Got paid today and £138 went into my account.
I'm going to put 15% of my wages in my account each month
then any little amount left over etc...