We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The £1,000 emergency fund challenge.
Comments
-
Payday tomorrow- looking forward to putting some into my savings pots and seeing if I can reach my earning extra targets. Doing an extra shift today wont get paid for it until Decembers pay, but it all adds up!CRV1963- Light bulb moment Sept 15- Planning the great escape- aka retirement!0
-
Payday today woop!
So I now stand at 129.64/1000 so that's just over 12.5%!!! I'm so pleased with this on my first month!!!! I'm very excited to update my signature!
Will keep chipping away this month if I can but not sure it'll be such a dent just a little scratch with Christmas. every little helps tho!
Hope you are all doing well xxNo longer Debt free
EF - £525.27/£1000 New York £0/£1500
SCC- £3000 SL overpayment £2500 M+D - £40000 -
Now at £113.180
-
I took my car for a free winter check today. It's a local main dealer who has state of the art servicing facilities but complain that the cars that they sell are so reliable that apart from regular servicing they aren't getting much work:eek:. They keep offering all sorts of free checks for stuff just to drum up potential customers for their repair and servicing facilities of cars that they haven't sold themselves.
OH had a free check and service of his air-con last week and was very impressed. My old car doesn't have air-con (unless you count a blower and open window;)) but I was up for the free winter check. They were really thorough, checked things like brake pads and all sorts, spent ages underneath checking goodness knows what. Topped up anti-freeze and would have done screen wash too but OH keeps that topped up so it didn't need it. Also gave me a de-icer spray and scraper:T
Best of all they said everything was in remarkably good order for the car's age:j and that really was music to my ears after the expenses I had with it this past year. If I'm not having to fork out much for car repairs I can press on with getting my EF topped up:j. I've still got a non-working washing machine to worry about:(0 -
Managed £10 today. I am trying to get enough over my target to pay for my car insurance outright, at the end Feb.SP 9#531=£620/SP 10 # 531=?PDBX 2016 #2 = £16,766.67/£12,000
PDBX 2017 #2 = £1,200/£12,000
''If you want the rainbow, you gotta put up with the rain''0 -
I've added £75 today - not sure how long it will stay there given the car is off the road awaiting repairs and Christmas this month. I aim to not touch the emergency fund - let's see if I can succeedDFW Nerd No. 1484 LBM 07/01/15 Debt was £95k :eek: Now debt free and happy :j0
-
Payday here as well. Looking at my hours sheet, I actually managed to get 12 hours overtime in despite having 2 short days due to being 15 minutes late on one and having to take 2.5 hours out for a job interview on another.Never Knowingly Understood.
Member #1 of £1,000 challenge - £13.74/ £1000 (that's 1.374%)
3-6 month EF £0/£3600 (that's 0 days worth)0 -
I'm currently at £435.53 in my emergency fund pot. A little less than this time last month, but not drastically so!! Thankfully all Christmas spending should now be done, so no more excuses!!Starting a new debt free journeyStarting Debt: £5,250Current Debt: £4,995.50Amount Paid: £254.50 Percentage Paid: 4.84%Emergency Fund: £3500
-
Wishing you all a successful money-saving December:beer:
Just remembered that my car tax runs out on New Year's Eve:(. So that means another month with nothing added to my EF:o. At least I won't be depleting it this time so it's not all bad:T
Next year I'm going to bust a gut to put more in there;)0 -
Hi Guys,
Apologies for not posting in a while, but I have good news!:beer:
I now have my £1000 in my separate bank account!...OK not completely £1000 but £999.70 because I messed up my numbers and turned a 62p into a 92p and thus missed 30p when transferring money across. :wall:
I don't think they will let me do a 30p transfer, so it's sitting there all forlorn and not the full amount until I find a way of making it a lovely round figure!
Happy Chocolate Advent Season Everyone! :xmastree::snow_grin:xmastree::snow_grin:xmastree::snow_grin2024 Challenges- Grocery Budget (January £0/£300)
- Decluttering (Underway!)
- Frugal Living (January £0/£500
- 24 in 2024 (0/24)
0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.4K Banking & Borrowing
- 253.3K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.4K Work, Benefits & Business
- 599.7K Mortgages, Homes & Bills
- 177.2K Life & Family
- 258K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards