Alchemausterity

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  • Lois_E
    Lois_E Posts: 2,227 Forumite
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    Alchemilla wrote: »
    Why thank you Lois.

    I have also marked 2 sets of books and written one set of reports, which you will appreciate!

    Well done Alchemilla. I think reports are the worst bit of teaching. No, actually I take that back. Writing reports comes second only to marking coursework.
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • Alchemilla
    Alchemilla Posts: 6,047 Forumite
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    I am loving the chasing up of coursework less than the marking of it.
  • Alchemilla
    Alchemilla Posts: 6,047 Forumite
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    Going to make pancakes shortly. DD2 was not amused by the idea of Lent. Not feeling too well but still trying to work out if it is exhaustion or mental or physical.
    Also pony #26 looks like getting sold before we can get there to view it.
    Clearly none of this is especially money saving but I have pm-ed someone trying to scrounge an overpayment s/s.
  • Alchemilla
    Alchemilla Posts: 6,047 Forumite
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    Ok getting a tad more organised, I've updated Dave Addey's s/s that I got from MSE forever ago, results in siggy, so my mortgage-free date will ideally be August 2021.

    This means getting 6 years off it.
  • Lois_E
    Lois_E Posts: 2,227 Forumite
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    Great to see some numbers in your sig. :)
    But if your mortgage was £201216.04 on 31.12.12, what is it now? We need the up to date value in your sig too, otherwise how will we know when you reach a milestone and deserve congratulations????
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • newgirly
    newgirly Posts: 8,942 Forumite
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    Hi and welcome :hello: Good luck with your mf journey :D
    2022 MFW 67 - 33 month challenge to clear mortgage, month 17 completed and and extra 2 knocked off 🙂MFI3 No.12
  • Alchemilla
    Alchemilla Posts: 6,047 Forumite
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    Hello newgirly *waves*
    Lois sorry brainfog. Will go look it up. Happy that we are clearing 800 quid of capital each month.
  • Alchemilla
    Alchemilla Posts: 6,047 Forumite
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    edited 13 February 2013 at 9:10PM
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    I have done one good thing today. I have signed up for MSE's cheap energy club. I was pleased -and a bit surprised to find we are already on the best fixed tariff for the electrickery. Yay!

    eta pony number 26 got sold already.
  • gallygirl
    gallygirl Posts: 17,228 Forumite
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    Just think - your next payment will take mortgage below 200k :j

    Pony 26 - hmmm - do you think the universe is trying to say it's not meant to be :cool:
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Alchemilla
    Alchemilla Posts: 6,047 Forumite
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    edited 14 February 2013 at 2:22PM
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    Well looking on the bright (ish) side, we haven't bought one that has frightened her (or worse), gone lame or had to be PTS.

    Below 200k will be cool. Need to look at sums again.

    Eta quite pleased with self. Had another look at the budgets and have found nearly £200. When the overspend is paid off might look at a regular overpayments
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