Alchemausterity

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  • Alchemilla
    Alchemilla Posts: 6,047 Forumite
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    Hello Michelle!*waves*
    Bit of an interesting Valentines. Had our lovely meal with pink fizz and homemade sauvignon blanc then settled down to watch a dvd, chosen on the basis that Kristin Scott Thomas was in it and it was French...turned out to be an excellent but harrowing film about french Jews being shipped to Auswitz. Sarah's key a great film but not for valentine.
  • Alchemilla
    Alchemilla Posts: 6,047 Forumite
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    Well what progress today? Formed a plan for the three smalls uni savings and found out how tooverpay on internet banking, listed some stuff on ebay and set some more wine off to brew.
  • Lois_E
    Lois_E Posts: 2,227 Forumite
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    Lots of progress! Well done. :)
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • Alchemilla
    Alchemilla Posts: 6,047 Forumite
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    Thanks Lois. Going to try sa small overpayment on line just to see if the process works. Also because then every standard monthly payment will be an overpayment. Love the thought of that
  • Lois_E
    Lois_E Posts: 2,227 Forumite
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    Alchemilla wrote: »
    Thanks Lois. Going to try sa small overpayment on line just to see if the process works. Also because then every standard monthly payment will be an overpayment. Love the thought of that

    Excellent! Lots of opportunity for spreadsheet joy. :D How are you getting on with the various mortgage spreadsheets you've been trying?

    You are soooo close to the £200k barrier. You'll have to throw a party here on your thread once you get through that. Can I come? I'll bring some nibbles.
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • Alchemilla
    Alchemilla Posts: 6,047 Forumite
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    Sounds good. You can check out the home brew!
  • newgirly
    newgirly Posts: 8,959 Forumite
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    Just been on courgette's thread, hi :D;)
    2022 MFW 67 - 33 month challenge to clear mortgage, currently month 19 🙂MFI3 No.12
  • Alchemilla
    Alchemilla Posts: 6,047 Forumite
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    Hello hello.
  • Alchemilla
    Alchemilla Posts: 6,047 Forumite
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    edited 17 February 2013 at 9:48PM
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    Very excited since I have just managed to make a £10 0verpayment online.

    At least I think I have...we have been very busy trying to reclaim the house. I also need to clamber back on the healthy eating wagon.

    eta I was going to practise gratitude, after Dave Ramsey (love his show, hate his politics)

    5 things I am grateful for
    * Don't have to see ex for another month
    * Could ring my Mum and ask her to explain yet again how to make meringues without her getting cross
    * DH sat with me while I bathed baby since there was a horrendous wolf spider in there
    * Friend coming for lunch tomorrow
    * Children played fabulously today, all together aged 23 months to 10.
  • Courgette
    Courgette Posts: 3,230 Forumite
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    Hooray!! Well done on the internet OP and hello to lots of teeny tiny OPs from now on. Does your account update overnight or just monthly?
    A reminder to myself: Persistence Pays Off ;):D :idea: :rotfl:
    Mortgage 1: [STRIKE]£95,000[/STRIKE] £78,900 at 3.1%
    Mortgage 2 (BTL): £83, 489.15 at 2.99% (I.O.)
    Savings (S&S ISA): £3000 Plus 6 months emergency savings earning 3%
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