On a Mission

Mummy_bear · 10 July 2018 at 5:14PM

Today has been the most trying day so far since the twins were born and it's not been because of the twins!

DD has woken with a sickness bug...there's been a lot of washing happneing today.It's made the school run a little difficult as a result. I've had to use the car today for the first time in ages. In order to save money on fuel consumption and to up my fitness I'd been walking most places. Obviously there was no way I was going to make DD walk the school run with a risk if vomiting. Dreading tonight now. I'm hoping she's done with the sick now.

*******

Had a letter through from the Student Loans Company. Letting me know that I'm due to finish paying it this financial year and to consider switching to DD. I'll call them tomorrow I think. My only issue is that between Dec and June next year I'll either be on stat mat pay or no pay and wouldn't be able to afford a DD payment during those months. I also can't afford to make HUGE payments over the next 6 months either as I'm still putting money away each month to cover the deficit for Dec- June. I'll see what they suggest when I call.

Be that as it may .I'm so excited to know it's nearly paid and I'll have extra money each pay for savings and debt payment.

MB

wishingthemortgaheaway · 10 July 2018 at 5:36PM

I would think, in your circumstances, just let it roll on on the wage deduction route until you return to work. Then ring them up and see what the balance is and whether you want to switch to dd payments at that point.

Mummy_bear · 11 July 2018 at 7:55AM

wishingthemortgaheaway wrote: »

I would think, in your circumstances, just let it roll on on the wage deduction route until you return to work. Then ring them up and see what the balance is and whether you want to switch to dd payments at that point.

This my thought. I suspect that once I'm back on full pay next year I may even be able to pay it off in one go.

Yeah think I'll leave it to continue as normal

MB

Mummy_bear · 11 July 2018 at 11:05AM

DD is better today. .thank goodness. No sickness in the night. She's back to her mischievous challenging self today.

Made a few payments today so updating figures.

Totals as of 11th July

Lloyds CC £5343.09
MBNA CC £4023.15
Barclaycard CC £994.5
Tesco Loan £7882.48 Got the yearly statement through this morning and found I'd miscalculated the outstanding...by pennies. ... so that's 36p less debt! !
Santander Loan £4974.35
M&S Loan £6359.44
Littlewoods £82 £25.99 paid off
Next £25 £26.52 paid off

Rounded a few figures up.

Total debt as of 9th July £29736.88
Total debt as of 11th July £29684.01

~~~~~~~~~~~~~~
Monthly Challenge

Definitely getting back into the surveys now. ..although PA is offering alot of tiny nominal amount surveys

Earn £30 payable from survey sites

VO is now up to £8.85
PA currently has £17.70 payable and £1.37 pending.
Onepoll currently has £17.80 in there.
Yougov currently has 985 points in there.
E.Rewards currently has 4175 points in there.
Qmee has £8.59 in there

Reduce debt by £850 £58.36/ £850

Walk 290,000 steps in July 84,636/290,000

Grocery budget £250 £61.96/£250

MB

Mummy_bear · 14 July 2018 at 10:41AM

Pay day yesterday so managed to make my monthly payment to the BC. Love seeing this reduce by huge chunks each months. Also looking forward to snowballing that onto the Lloyds card once the BC is paid. Although the 0% deal on the Lloyds ends in Jan 19 so will be looking for a balance transfer at the end of the year.

Yesterday was also the official dye date for the twins. ..however, they're 3 weeks old now. Wow its gone quickly.

DD is proving to be VERY challenging at the moment. She's 2 1/2 yes old and I have to constantly remind myself that it's a difficult age anyway never mind coming to terms with no longer being the baby of the family and sharing attention. Thankfully she's great with the twins it's must me and DH that she pushes all the buttons with.

Totals as of 14th July

Lloyds CC £5343.09
MBNA CC £4023.15
Barclaycard CC £834.5 £160 paid off
Tesco Loan £7882.48
Santander Loan £4974.35
M&S Loan £6359.44
Littlewoods £82
Next £25

Total debt as of 9th July £29736.88
Total debt as of 11th July £29684.01
Total debt as of 14th July £29524.01
~~~~~~~~~~~~~~
Monthly Challenge

Definitely getting back into the surveys now. ..although PA is offering alot of tiny nominal amount surveys

Earn £30 payable from survey sites

VO is now up to £8.85
PA currently has £20.34 payable and £1.87 pending.
Onepoll currently has £17.80 in there.
Yougov currently has 985 points in there.
E.Rewards currently has 4175 points in there.
Qmee has £10.15 in there I'll cash this out at the end of July and pay it towrads a debt

Reduce debt by £850 £218.36/ £850

Walk 290,000 steps in July 123,379/290,000

Grocery budget £250 £61.96/£250

Off to do my weekly shop later. Got my shopping list and my weekly menu all set so hoping to stick to budget.

MB

Mummy_bear · 16 July 2018 at 4:45PM

Today was the day when I discovered what the most stress inducing task was.
And it's trying to get urine samples from 3 1/2 week old twins and getting them to the hospital within 2 hours of obtaining the samples.

Well it's no easy feat let me tell you...these twins do not wee in sync :rotfl:

After just over 90 mins or sitting there with a little cup by their bits twin 1 pooped into it :eek:. Whilst cleaning her up she wee'd therefore meaning I lost the chance to get the sample!

20 mins later twin 2 gave me a wee sample.

That meant I had about an hour to get twin 1s sample, get everyone ready and get them to hospital. ...90 mins later and twin 1 had not done another wee. So I had to get rid of twin 2s sample :mad:

I was on the verge of giving up. Then 30 mins later twin 1 did a wee. .followed by twin 2 10 minutes after. :T Thank goodness.

All this with a toddler demanding my attention, wanting feeding and literally causing mass destruction of the house knowing I couldn't stop her!

This was all in aid of a jaundice screening.
If they get back to me to say they need more samples they can sod off!

Right now onto the MSE stuff.

Couple of DDS came out today for the loans so figures adjusted below.

Been keeping my eye on the Am4zon Prime sales for Xmas pressies using my Xmas savings so far. Only bought one thing for DD. Not been overly impressed with what's been on offer so far. Seemed much better last year.

Totals as of 16th July

Lloyds CC £5343.09
MBNA CC £4023.15
Barclaycard CC £834.5
Tesco Loan £7669.44 £213.04 paid off
Santander Loan £4818.9 £155.45 paid off
M&S Loan £6359.44
Littlewoods £82
Next £25

Total debt as of 9th July £29736.88
Total debt as of 11th July £29684.01
Total debt as of 14th July £29524.01
Total debt as of 16th July £29155.52
~~~~~~~~~~~~~~
Monthly Challenge

Definitely getting back into the surveys now. ..although PA is offering alot of tiny nominal amount surveys

Earn £30 payable from survey sites

VO is now up to £9.60
PA currently has £21.24 payable and £4.97 pending.
Onepoll currently has £18.15 in there.
Yougov currently has 985 points in there.
E.Rewards currently has 4175 points in there.
Qmee has £10.48 in there I'll cash this out at the end of July and pay it towrads a debt

Reduce debt by £850 £586.85/ £850

Walk 290,000 steps in July 133,735/290,000

Grocery budget £250 £118.56/£250

MB

enthusiasticsaver · 16 July 2018 at 5:46PM

Goodness you deserve a medal for coping with newborn twins plus a 2 and a half year old toddler. I have spent the day with my DD who has a 3 month old and is toilet training the almost 3 year old. Getting a urine sample to diagnose jaundice sounds weird. Usually they can tell from colours of whites of eyes and skin.

The next is almost gone !!!55357;!!!56832;!!!55357;!!!56832;

Mummy_bear · 17 July 2018 at 12:16PM

enthusiasticsaver wrote: »

Goodness you deserve a medal for coping with newborn twins plus a 2 and a half year old toddler. I have spent the day with my DD who has a 3 month old and is toilet training the almost 3 year old. Getting a urine sample to diagnose jaundice sounds weird. Usually they can tell from colours of whites of eyes and skin.

The next is almost gone !!!55357;!!!56832;!!!55357;!!!56832;

I'm going grey very quickly!!

The twins do have a mild yellow tinge. They had bloods taken last Friday and they also needed urine samples. The urine sample is to check for any other infection that could cause jaundice like appearance.

I've heard nothing back from the hospital re. the bloods or urine so I'm taking that as a positive.

I'm also semi potty training the 2 1/2 yr old. ..going full hog with it in summer holidays when I don't have to do a school run and worry about accidents

efes_shareholder · 17 July 2018 at 1:03PM

My son had to give a urine sample many years ago when he was a baby , the nurse gave me a little adhesive bag to stick around that area

May be worth mentioning if you need to a repeat test

Mummy_bear · 17 July 2018 at 2:14PM

efes_shareholder wrote: »

My son had to give a urine sample many years ago when he was a baby , the nurse gave me a little adhesive bag to stick around that area

May be worth mentioning if you need to a repeat test

Now that would've been so much easier. Just hope that a repeat is not required. Still nothing heard back so I'm hoping the samples given were sufficient and clear!

On a Mission

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