📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

On a Mission

1303133353671

Comments

  • Pleased the scare was nothing in the end. 22nd June is quite close. All the very best. I hope you have lots of help on hand.
    Outstanding mortgage: £23,181 (December 19)
    MFW 2020 Challenge Member #10 0/£2318
  • Mummy_bear
    Mummy_bear Posts: 604 Forumite
    Fifth Anniversary 500 Posts Name Dropper Photogenic
    We welcomed our twins on Friday the 22nd. Planned induction and in the end it all happened very quickly.

    Beautiful weights
    twin 1 was 6lb15
    twin 2 was 6lb7

    Not bad for 37 week gestation...I mean in all seriousness they were on course to being bigger than my singletons. I'm amazed at my body.

    Breastfeeding successfully at the moment..although in a heck of a lot of pain. The both have quite bad tongue ties and I'm waiting for the referral for them to be snipped. I received so much praise in hospital for Breastfeeding them. Other than the obvious benefits...it's free ...so why wouldn't I do this? :rotfl:

    It is hard work with two newborns I won't lie. I'm dreading DH going back to work, but things are getting easier each day so fingers crossed I'll be in some sort of routine by then.





    Totals as of 28th June

    Lloyds CC £5343.09 £70 paid off
    MBNA CC £4023.15 £50 paid off
    Barclaycard CC £999.99
    Tesco Loan £7882.84
    Santander Loan £4974.35
    M&S Loan £6359.44 £155.12 paid off
    Littlewoods £107.99
    Next £51.52

    Total debt as of 6th of June £30608.63
    Total debt as of 15th of June £30017.49 oooo so very close to sub £30k
    Total debt as of 28th June £29742.37:T sub 30k

    ~~~~~~~~~~~~~~
    Monthly Challenge

    This month I'm taking a back seat on this as I won't have time. I'm probably having the twins this month so not putting pressure on myself in these challenges.


    Earn £30 payable from survey sites

    VO is now up to £7.35
    PA currently has £4.44 payable and £2.50 pending.
    Onepoll currently has £17.30 in there.
    Yougov currently has 685 points in there.
    E.Rewards currently has 3975 points in there.
    Qmee has £6.94 in there

    Reduce debt by £850 £866.26/ £850 :T




    MB
    My LBM May 2017, DH LBM July 2017- Total Debt (not Including Mortgage) £46444.23 :eek:
    £40773.61 /£46444.23 87.8% paid
  • Mummy_bear
    Mummy_bear Posts: 604 Forumite
    Fifth Anniversary 500 Posts Name Dropper Photogenic
    Current signature percentage stands at £7397.49/£37139.86!19.92% paid
    My LBM May 2017, DH LBM July 2017- Total Debt (not Including Mortgage) £46444.23 :eek:
    £40773.61 /£46444.23 87.8% paid
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Congrats on the birth of your gorgeous twins they were great weights xx

    You must be exhausted xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Congratulations!!!!
  • Wooohooo congratulations.

    You are an awesome super Mum.
    I worked out the additional amount of time breastfeeding compared to formula feeding would give me on Mat leave, that was motivation.

    Tongue tie... grrrrr there should be a midwife on every ward who just does it there and then, no referrals required.
    Outstanding mortgage: £23,181 (December 19)
    MFW 2020 Challenge Member #10 0/£2318
  • Mummy_bear
    Mummy_bear Posts: 604 Forumite
    Fifth Anniversary 500 Posts Name Dropper Photogenic
    abba1772 wrote: »
    Congrats on the birth of your gorgeous twins they were great weights xx

    You must be exhausted xx


    Absolutely exhausted but it's amazing how much the adrenaline of bringing life into the world helps you manage x
    My LBM May 2017, DH LBM July 2017- Total Debt (not Including Mortgage) £46444.23 :eek:
    £40773.61 /£46444.23 87.8% paid
  • Mummy_bear
    Mummy_bear Posts: 604 Forumite
    Fifth Anniversary 500 Posts Name Dropper Photogenic
    Wooohooo congratulations.

    You are an awesome super Mum.
    I worked out the additional amount of time breastfeeding compared to formula feeding would give me on Mat leave, that was motivation.

    Tongue tie... grrrrr there should be a midwife on every ward who just does it there and then, no referrals required.


    Totally agree with you. With my last they were able to snip it at 10 days old. This time though I've been advised there's an average 6 week waiting list. Honestly, is there any wonder breastfeeding rates are so low. I'm just glad I'm stubborn and will perservere.
    My LBM May 2017, DH LBM July 2017- Total Debt (not Including Mortgage) £46444.23 :eek:
    £40773.61 /£46444.23 87.8% paid
  • Mummy_bear
    Mummy_bear Posts: 604 Forumite
    Fifth Anniversary 500 Posts Name Dropper Photogenic
    edited 9 July 2018 at 5:28PM
    The twins are just over 2 weeks old now. I think we've settled into a routine of sorts. They're sleeping better which is a bonus...but I still keep waking to check they're breathing so I'm not really benefiting!

    DH is back at work now and so this is the real test!

    Got my appointment through for the twins tongue tie revision and it's not until the 25th of July! I will make it until then but honestly it's of no surprise that so many mothers quit breastfeeding due to the pain.

    DH now gets paid on the 8th of each month and so I will work the budgets from the 8th-8th each month.


    Totals as of 9h July

    Lloyds CC £5343.09
    MBNA CC £4023.15
    Barclaycard CC £994.5 £5.49 paid off
    Tesco Loan £7882.84
    Santander Loan £4974.35
    M&S Loan £6359.44
    Littlewoods £107.99
    Next £51.52

    Total debt as of 9th July £29736.88

    ~~~~~~~~~~~~~~
    Monthly Challenge

    I'm going to try and start again with the surveys this month.


    Earn £30 payable from survey sites

    VO is now up to £7.35
    PA currently has £16.10 payable and £0.67 pending.
    Onepoll currently has £17.50 in there.
    Yougov currently has 935 points in there.
    E.Rewards currently has 4175 points in there.
    Qmee has £7.99 in there

    Reduce debt by £850 £5.49/ £850




    MB
    My LBM May 2017, DH LBM July 2017- Total Debt (not Including Mortgage) £46444.23 :eek:
    £40773.61 /£46444.23 87.8% paid
  • Mummy_bear
    Mummy_bear Posts: 604 Forumite
    Fifth Anniversary 500 Posts Name Dropper Photogenic
    I've had some time today to catch up reading some diaries that I'm subscribed to. I find it so inspiring and gives me motivation. It's led me back on my diary for a second time today for some ramblings!

    This year will be tough on the debt busting front due to being on Mat leave but I do relish the challenge of it. Hoping to get to sub 25k by the end of 2018.

    The plan next year will be to get cracking with doing up the house as we will be looking to move in a couple of years. A 3 bedroomed house isn't going to cut it any longer!

    DH has finally decluttered a lot of his 'things' at the back end of last week. It's took YEARS of me moaning. You see he's a hoarder. I used to sneakily bin things of his and he'd never notice but if I mentioned to him to get rid of the boxes of cables and crap he's refuse. He had a huge shed full of pointless things.
    Well I'm proud of him because he was ruthless and took so much to the tip. None of it was sellable. They were literally random bags of crap! He can actually see his motorbike now and there is floor space in the shed :rotfl:

    I also decluttered the kids toy boxes and managed to fill up 3 black bags and a large cardboard box full if old broken toys. The kids have yet to notice!! Result.

    ***********

    Going to have another go at sticking to the grocery budget this month.

    From the 8th to the 8th it'll be a £250 budget...once the twins start eating food around Xmas time I'll look into increasing it slightly.

    On Saturday I did my weekly shop and spent £61.96 at Adl1. I m know it's only Monday now but I reckon I won't need to do a top up shop at all this week. That'll be unheard of for me in a loooong time. The success of this is due to actually writing up a meal plan for this week and getting what I actually need instead of random things without a clue on what meals we'll be having. I've also looked in my freezer and cupboards to use what we have!

    In recent weeks we've managed to use up quite a bit from our freezer to allow me to defrost and clear out one of them. Now that it's empty I'm going to look at buying from muscle food and getting a large supply of meat products.

    So.... £61.96/£250


    *******

    Another thing I'm going to look at is my health. I eventually. ..no rush....want to get back running. I'm so unfit for obvious reasons. Carrying twins did not lend itself to keeping fit, I could barely breathe :o Well anyway I've decided to aim for around 10k steps a day as a starting point. I hadn't stuck to that in the first section of July so my total July target will be less than the 310,000.

    I'm therefore setting my target to 290,000

    So far, up to yesterday, I'm at 64,917 steps.

    64,917/290,000 steps


    Right, off to continue reading diaries!

    MB
    My LBM May 2017, DH LBM July 2017- Total Debt (not Including Mortgage) £46444.23 :eek:
    £40773.61 /£46444.23 87.8% paid
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.6K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.9K Spending & Discounts
  • 244.6K Work, Benefits & Business
  • 599.9K Mortgages, Homes & Bills
  • 177.2K Life & Family
  • 258.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.