Cash ISAs: The Best Currently Available List

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  • bristolleedsfan
    bristolleedsfan Posts: 12,092 Forumite
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    edited 2 May 2018 at 10:16PM
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    Consumerist wrote: »
    Well, according to my calcs: £2,791.53 interest on £20,000 over 5 years works out to be the 2.65% AER advertised.


    There must be something wrong with my calculator :rotfl::rotfl::rotfl:

    20000 x 2.79% = 558 x 5 = ;)

    20000 x 2.65% = 530 x 5 = ;)

    https://www.ubluk.com/pages/index/interest_rate_sheet scroll to bottom ;)
  • Consumerist
    Consumerist Posts: 6,310 Forumite
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    bristolleedsfan wrote: »
    There must be something wrong with my calculator

    20000 x 2.79% = 558 x 5 =

    20000 x 2.65% = 530 x 5 =

    . . .
    20,000 x 2.65% = £530 x 1 = the interest get in the first year.

    20,530 x 2.65% = £544 x 1 = the interest you get in the second year
    and so on . . :)
    >:)Warning: In the kingdom of the blind, the one-eyed man is king.
  • gwapenut
    gwapenut Posts: 1,360 Forumite
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    I've been told the Coventry 30 day notice ISA @ 1.35% will be withdrawn TONIGHT.
  • mersey
    mersey Posts: 1,296 Forumite
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    Principality BS 2year fixed rate isa was 1.67 now 1.55.
  • Reed_Richards
    Reed_Richards Posts: 4,169 Forumite
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    Kazza242, this is a fantastic piece of work but would it be possible to also record if the ISAs are flexible or not?
    Reed
  • ThriftyFelicity
    ThriftyFelicity Posts: 771 Forumite
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    Minimum deposit on United Trust Bank ISAs is now £15,000 (up from £5,000).
    R.I.P. Bart. The best cat there ever was. :sad:
  • Kazza242
    Kazza242 Posts: 2,169 Forumite
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    Reed_Richards wrote: »
    Kazza242, this is a fantastic piece of work but would it be possible to also record if the ISAs are flexible or not?

    Thanks. Yes, I have been thinking about adding a new field to indicate whether an ISA is flexible or not. I had already added some info into the notes about this, but a separate field might make it clearer.
    Please call me 'Kazza'.
  • Reed_Richards
    Reed_Richards Posts: 4,169 Forumite
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    Nottingham BS Easy Access ISA (issue 2) - 1.20%
    Rate guarantee? No. Rate effective from: 26/02/2018.
    Minimum deposit: £10. Operated via: Branch.
    Notes: This ISA can only be opened in branch
    if you invest your maximum allowance on 26 February 2019 and withdraw £500 on 5 March 2019, you would not be able to add any more to your account until 6 April 2019

    So this one is not flexible.
    Reed
  • nomorekids
    nomorekids Posts: 416 Forumite
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    I ve had a letter to say that Buckinghamshire Building Society is to increase my Help to Buy ISA rate from 2.25 to 2.4pc from 1st July for all new and existing customers.
    If you want to be rich, never, ever have kids ;)
  • Reed_Richards
    Reed_Richards Posts: 4,169 Forumite
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    Coventry BS have superseded their Easy Access Cash ISA (7) with issue 8, paying only 1.05%: https://www.coventrybuildingsociety.co.uk/consumer/product/savings/cash_isa/easy-access-isa-8.html
    Reed
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