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Baby steps to mortgage freedom for beanielou.
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:rotfl::rotfl: Sorry:pgirlatplay wrote: »Not exactly the same but I was on a Christmas night out years ago. About 6 of us were sitting round an upturned barrel being used as a table (it was meant to be, all the tables were upturned barrels). I stood up to go to the toilet and next thing I knew I was face down on the barrel. Just completely lost my balance and couldn't stop myself. Wasn't even that drunk (just a wee bit tipsy). I think the whole pub was in fits.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 20 months left.1 -
Running late to work at reception is my civil service office many years ago, I jumped off the bus as it moved into stop. It was still moving and propelled me forward where I bounced off the bus stop and landed flat on my back. I then had to walk past the queue of people waiting for me to open reception who had witnessed the whole thing!Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st 1lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough.1
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:eek: :eek:in_need_of_direction wrote: »Running late to work at reception is my civil service office many years ago, I jumped off the bus as it moved into stop. It was still moving and propelled me forward where I bounced off the bus stop and landed flat on my back. I then had to walk past the queue of people waiting for me to open reception who had witnessed the whole thing!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 20 months left.1 -
I was working with the EU in Brussels a few years ago and arranged to meet some work colleagues and walk to the Grand Place. For reasons known only to myself I put some proper shoes on. Needless to say I stumbled on the well-known to be imperfect cobbles as I crossed a road, turned my ankle and ended up sprawled across the road. Everyone simply assumed I was drunk, much to my chagrin. I had not yet had a drink at that stage but became known as the woman who fell over and was teased for years afterwardsSave £12k in 2026 #2 I have banked £865.15 in January against a £10k target The 2026 Save £12k in 2026 thread is here
OS Grocery Challenge in 2026 I am sticking with a £3000 annual budget for 2026 - currently £138.39 for January and a bigger target of £300 for February, with lots to stock up on
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
My keep within our budget diary is here1 -
Years ago I was in central London pushing someone along who was a wheelchair user. I slipped on something on the pavement and shot under the wheelchair but in the moment didn't let go of it
. Result was that the wheelchair plus occupant tipped back and landed on top of me who was flat on my back and now pinned down and unable to move.
Happily a kind passerby rescued us and righted the wheelchair with its unhurt but somewhat surprised occupant. I was then able to get to my feet and we scuttled off in much embarrassment - think stranded, upturned beetles and you get the picture :eek:.1 -
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Years ago I was in central London pushing someone along who was a wheelchair user. I slipped on something on the pavement and shot under the wheelchair but in the moment didn't let go of it. Result was that the wheelchair plus occupant tipped back and landed on top of me who was flat on my back and now pinned down and unable to move.
Happily a kind passerby rescued us and righted the wheelchair with its unhurt but somewhat surprised occupant. I was then able to get to my feet and we scuttled off in much embarrassment - think stranded, upturned beetles and you get the picture :eek:.
:eek::eek::rotfl::rotfl::p Sorry.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 20 months left.1 -
Thanks everyone for sharing
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 20 months left.1 -
Chair yoga this morning.
Popped in to FB to do some paperwork .
Came home & had forgotten to buy milk.
So scooted off to SAinsbugs & got the milk & used a pile of change to pay!
Scooted home & then scooted in the other direction to post a letter.
I am astonished as to how many dropped kerbs are not pararell.
I am not keen on going on the road but sometimes I have too.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 20 months left.1 -
Good to see you scooting about If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 1400/1000
Buffer fund 100/100
Debt Free (again) 25/07/20251
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