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Baby steps to mortgage freedom for beanielou.
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:rotfl::rotfl: Sorry:pgirlatplay wrote: »Not exactly the same but I was on a Christmas night out years ago. About 6 of us were sitting round an upturned barrel being used as a table (it was meant to be, all the tables were upturned barrels). I stood up to go to the toilet and next thing I knew I was face down on the barrel. Just completely lost my balance and couldn't stop myself. Wasn't even that drunk (just a wee bit tipsy). I think the whole pub was in fits.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Running late to work at reception is my civil service office many years ago, I jumped off the bus as it moved into stop. It was still moving and propelled me forward where I bounced off the bus stop and landed flat on my back. I then had to walk past the queue of people waiting for me to open reception who had witnessed the whole thing!Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.1
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:eek: :eek:in_need_of_direction wrote: »Running late to work at reception is my civil service office many years ago, I jumped off the bus as it moved into stop. It was still moving and propelled me forward where I bounced off the bus stop and landed flat on my back. I then had to walk past the queue of people waiting for me to open reception who had witnessed the whole thing!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
I was working with the EU in Brussels a few years ago and arranged to meet some work colleagues and walk to the Grand Place. For reasons known only to myself I put some proper shoes on. Needless to say I stumbled on the well-known to be imperfect cobbles as I crossed a road, turned my ankle and ended up sprawled across the road. Everyone simply assumed I was drunk, much to my chagrin. I had not yet had a drink at that stage but became known as the woman who fell over and was teased for years afterwardsSave £12k in 2025 #2 I am at £10,020.92 out of £6000 after September
OS Grocery Challenge in 2025 I am at £2234.63/£3000 or 74.49% of my annual spend so far (not going to be much of a Christmas at this rate as no spare after 9 months!
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here1 -
Years ago I was in central London pushing someone along who was a wheelchair user. I slipped on something on the pavement and shot under the wheelchair but in the moment didn't let go of it
. Result was that the wheelchair plus occupant tipped back and landed on top of me who was flat on my back and now pinned down and unable to move.
Happily a kind passerby rescued us and righted the wheelchair with its unhurt but somewhat surprised occupant. I was then able to get to my feet and we scuttled off in much embarrassment - think stranded, upturned beetles and you get the picture :eek:.1 -
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Years ago I was in central London pushing someone along who was a wheelchair user. I slipped on something on the pavement and shot under the wheelchair but in the moment didn't let go of it. Result was that the wheelchair plus occupant tipped back and landed on top of me who was flat on my back and now pinned down and unable to move.
Happily a kind passerby rescued us and righted the wheelchair with its unhurt but somewhat surprised occupant. I was then able to get to my feet and we scuttled off in much embarrassment - think stranded, upturned beetles and you get the picture :eek:.
:eek::eek::rotfl::rotfl::p Sorry.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Thanks everyone for sharing
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Chair yoga this morning.
Popped in to FB to do some paperwork .
Came home & had forgotten to buy milk.
So scooted off to SAinsbugs & got the milk & used a pile of change to pay!
Scooted home & then scooted in the other direction to post a letter.
I am astonished as to how many dropped kerbs are not pararell.
I am not keen on going on the road but sometimes I have too.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Good to see you scooting about If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 350/1000
Buffer fund 100/100
Debt Free (again) 25/07/20251
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