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Regular Saver Thread **New and Restarted**

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  • Westie983
    Westie983 Posts: 5,215 Forumite
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    Frogletina wrote: »
    Virgin regular saver 11 (branch) is now available. I was contacted by my local branch to advise and to make an appointment.

    Maturity date 1st August 2019

    frogletina

    Appointment made thanks Frogletina

    Westie983
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • patientperson
    patientperson Posts: 481 Forumite
    100 Posts
    https://www.thenottingham.com/savings/products/sunshine-regular-saver/
  • Special_Saver2
    Special_Saver2 Posts: 1,434 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi Folks,


    I have completed this weekend's update.


    I have changed the Virgin Money Regular Saver from issue 10 to issue 11 and I have added the Nottingham BS Sunshine Regular Saver. For the Nottingham BS account, the website page says it is instant access with two penalty-free withdrawals per interest year whereas the downloadable PDF document says there are no withdrawals until maturity. I would suggest you check the details before opening this account. It is a variable interest rate account so they could in theory drop the interest rate and leave you no way to withdraw your money when it is earning the lower interest rate.


    I will do another update next weekend.

    SS2
    For those new to this thread, the first few posts are constantly updated and are on the first page
  • interest_Ted
    interest_Ted Posts: 158 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    They have today withdrawn issue 16 which paid 2.55% and replaced with issue 17 paying 2.30%. (Just as I was about to open a new reg saver as my issue 5 just matured today).
    Unhappy Ted.:mad:
  • Speculator
    Speculator Posts: 2,350 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    interest_Ted wrote: »
    They have today withdrawn issue 16 which paid 2.55% and replaced with issue 17 paying 2.30%. (Just as I was about to open a new reg saver as my issue 5 just matured today).
    Unhappy Ted.:mad:

    Call them.

    Say you have already sent the forms out yesterday and noticed they have withdrawn issue 16 today.

    They probably will still accept applications for several days after it has been withdrawn to allow for postal applications.
  • karlie88
    karlie88 Posts: 9,114 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    interest_Ted wrote: »
    They have today withdrawn issue 16 which paid 2.55% and replaced with issue 17 paying 2.30%. (Just as I was about to open a new reg saver as my issue 5 just matured today).
    Unhappy Ted.:mad:

    Sneaky.

    Leeds BS are probably anticipating a 0.25% base rate rise by Bank of England in the next few months. So when/if the news is announced, the variable 2.3% should, in theory, increase to 2.55%.

    Majority of customers will think that Leeds BS are great by passing on the increase. Many of us on here are not so easily fooled.
    :grouphug: :D Official MSE canny forumite and HUKD VIP badge member :D :grouphug:
  • mhoc
    mhoc Posts: 19,290 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    karlie88 wrote: »
    Sneaky.

    Leeds BS are probably anticipating a 0.25% base rate rise by Bank of England in the next few months. So when/if the news is announced, the variable 2.3% should, in theory, increase to 2.55%.

    Majority of customers will think that Leeds BS are great by passing on the increase. Many of us on here are not so easily fooled.

    Very sneaky of them.
    I am just very glad I read the advice on here and took a gamble and opened the Leeds 16 at the back end of June.
    Looking online yesterday all 3 were showing - issue 4, issue 5 including the interest and issue 16.
    “Create all the happiness you are able to create; remove all the misery you are able to remove. Every day will allow you, --will invite you to add something to the pleasure of others, --or to diminish something of their pains.”
  • EachPenny
    EachPenny Posts: 12,239 Forumite
    10,000 Posts Combo Breaker
    karlie88 wrote: »
    Majority of customers will think that Leeds BS are great by passing on the increase. Many of us on here are not so easily fooled.

    I held back because the maturity date of Issue 16 would make it a very short lived RS and gambled on issue 17 soon being launched with a full run available. :( I'm not that upset though, I'm feeling close to saturation point with RS accounts and don't mind waiting for issue 18 or 19.

    I've not been happy with Leeds shenanigins for a long time. I certainly wouldn't describe them as 'great' ;)
    "In the future, everyone will be rich for 15 minutes"
  • pearl123
    pearl123 Posts: 2,082 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I opened a Nationwide Flexclusive Regular Saver two months ago. I've had a Nationwide Flexi current account for a couple of years. Used it for one year and kept £1.00 or so in in since the interest rate dropped.

    Just looked fully at the terms and conditions for the Regular Flex Saver and noticed one needs to have been paying in the current account for three months to open it. I presume that fact that I ran a Nationwide current account in the past and its still open makes me qualify for interests on the Regular saver? i hope this all makes sense!
  • ColdIron
    ColdIron Posts: 9,829 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Name Dropper
    Depends what you mean by a flexi current account. The FlexAccount needs funding by £750 but it doesn't pay interest and you say that your interest rate dropped so I am guessing you have a FlexDirect which doesn't need £750
    1. hold a FlexOne, FlexStudent, FlexDirect or FlexPlus account, OR
    2. hold a FlexAccount and:
      • have been paying in £750+ a month for the last 3 months (excluding transfers from any Nationwide account held by you or anyone else)
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