Regular Saver Thread **New and Restarted**

typistretired

I opened my Virgin Regular E-saver issue 11 online and immediately transferred the first £250 into it. I was just joking about cheques but I prefer any maturing funds to go into my linked account.

glider3560

typistretired wrote: »

I opened my Virgin E11 online and immediately transferred the first £250 into it. I was just joking about cheques but I prefer any maturing funds to go into my linked account.

There are two separate products: the in-store Issue 11 and the online Issue 11. You can have both, but the in-store cannot be opened online.

schiff

karlie88 wrote: »

Leeds BS Reg Saver Issue 5 could have been closed online with funds transferred to a nominated account or a cheque sent. Issue 17 of their Reg Saver could also have been opened online.

That happened to mine as expected but AFAIAA I could only have got at the funds by cheque. As I was going anyway, I thought I would open RS Issue 17 on the same visit. It was arranged.

It has occurred to me since that I could pay cheques that I receive by post to a closer bank geographically where I have an account. Have any of the major banks yet introduced this faster clearance of cheques, which would be an encouragement? Santander haven't.

EachPenny

karlie88 wrote: »

Guess what I did next?

Did it work? Surely not.....

Fingerbobs

pafpcg wrote: »

With that level of triangulation, you do realise that you've given away your location fairly precisely, certainly enough to identify the postman's round and probably enough for the full postcode? Then they'll match the postcode to the lists of customers for each those accounts at the banks, so you can expect the black helicopters imminently.....

PS: Sorry for taking the thread even further off-topic - I'll delete my post in 48 hours (or somebody will do it for me!)

The distances quoted are probably by road, not as the crow flies, so it's not going to be that easy to calculate the position.

schiff

Fingerbobs wrote: »

The distances quoted are probably by road, not as the crow flies, so it's not going to be that easy to calculate the position.

That's true. I worked my way from A to B by using back roads and short cuts, intending to throw the black helicopters off the scent. It seems to have worked. So far anyway.

veryintrigued

pafpcg wrote: »

With that level of triangulation, you do realise that you've given away your location fairly precisely, certainly enough to identify the postman's round and probably enough for the full postcode? Then they'll match the postcode to the lists of customers for each those accounts at the banks, so you can expect the black helicopters imminently.....

PS: Sorry for taking the thread even further off-topic - I'll delete my post in 48 hours (or somebody will do it for me!)

Think I'd be more purtubed if I were the Virgin adviser (and colleagues) who would now be able to identify themselves when reading this. But additionally now knows who this poster is and therefore can have a good old read of their post history so they'll now know them even better!!

As you say though its way off topic.

veryintrigued

interest_Ted wrote: »

For SS2 info - and anyone else that may be interested - re post 2 in this thread.

Bucks website now shows revamped accounts. Notable amendments to T&C of Regular Saver Locals include a) unlimited withdrawals at any time, and b) restricted now to locals only (not locals or existing members).

They also have a plain 'regular saver' paying 1.75% which is not restricted to locals, or existing members, allows deposits of £10 to £500 pm, and unlimited withdrawals. Monthly deposit can only be altered once per year, by prior written notice to Society, and no missed deposits allowed.

Ted

Thanks Ted.

Interesting as well that the non local version states:

Only one Regular Saver account (any issue) per person is permitted

karlie88

EachPenny wrote: »

Did it work? Surely not.....

£2750 returned.

I phoned them explaining the situation and the message that's displayed, they asked for a screen shot, they phoned back later and apologised. They offered the difference in the loss of interest had I deposited £3k for 1 year @ 2.3% - so got just over £30.

They're now my 2nd favourite bank/BS after Virgin Money.

badger09

karlie88 wrote: »

£2750 returned.

I phoned them explaining the situation and the message that's displayed, they asked for a screen shot, they phoned back later and apologised. They offered the difference in the loss of interest had I deposited £3k for 1 year @ 2.3% - so got just over £30.

They're now my 2nd favourite bank/BS after Virgin Money.

Presumably because you've profited more from Virgin's mistakes:p