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Faulty hob after 3 years - still in warranty
hi Since Xmas my induction hob has not been working and since Xmas I’ve been trying to get Kitchen Aid to sort it out as it’s still under warranty. The hob is 3 years and cost around £2500. The problem is I can’t ever get to speak to kitchen aid person. All the numbers on their website don’t work and emails are unanswered…
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Reducing amount required for re-mortgage but confused by latest letter from conveyancer
Hi I am currently re-mortgaging my property. Currently with Atom and as of today £98671 left on mortgage with last payment due in November. I was successful with getting a nationwide mortgage and decided that I wanted to pay a lump sum of £67,000 to reduce the mortgage further and now have a mortgage offer agreed of…
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Paying lump sum before remortgaging
I will be re-mortgaging at end of Nov - looking at 5 or 10 yr fixed moving from Atom at 1.4% for last 5 years. I have paid my overpayment allowance every year but I have around £30k I can throw at the mortgage to reduce from £100k to £70k. How would I go about paying this lump sum towards the mortgage given I have gone…
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5yr or 10yr fixed
Yes asking for looking into a crystal ball :smile: I need to remortgage by the start of Dec 2025. Currently on a 1.34% fixed with Atom.....good old days :smiley: Value of house £550k with 100k left to pay and want to pay this off in the next 10 years. Whats most pragmatic thing to do - 5yr or 10yr fixed - any advice?
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Advice needed on Inheritance / estate planning before i see an FA
Hi - I am going to see an adviser but before I did just wanted to get some impartial advice on here. Its to be with my father's estate and not mine. My old man is 80 - still working (not out of need but because he enjoys it and wants to keep his mind ticking over) - he runs his own business which my brother is a partner…
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Changes to title deeds - adding partner onto deeds
Hi I am looking into adding my wife onto the deeds of our property. What is the process and estimated cost? Do I need a solicitor to do this ?
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First timer New York visit - advice and hotel choice
Hi going on our first trip to NY at the end of October for 5 nights. 2 adults and 2 children 10 and 14 Firstly any recommendations for hotel - there are so many and I’m not sure what to look for and what location. We are aiming to do the usual stuff - empire state, etc etc secondly for all this touristy stuff - is it…
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Soil for flower beds
Hi - this might be a daft question sorry in our new place there is a large space for flower beds on the side of the garden. At the moment they are empty and filled with rubbish. I am wanting to plant some perennial flower, some conifers for privacy and also maybe a fruit and veg patch. What kind of soil do I need. The area…
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Painting front door tips
Hi I got this front door to paint this weekend. It’s the original door from a 1930s semi and is wooden i I assume I just need to sand, prime and paint. Does it need to be specific primer and paint for wood?
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Patio Level and Air Bricks
Hi I had a new extension a few years ago and now getting onto doing the garden. When I have looked at the patio level - it seems that where I will be installing an Aco Drain, it will partially cover the airbrick that has some ducting into the old part of the house. I have 2 airbricks at the front of the house and 2 on the…
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Section 75 and payments through MyPos
Hi I have been in discussion with Amex re a S75 dispute for a holiday that I paid for. I got a response today saying the below: Claims
made under Section 75 are subject to strict criteria, and to successfully
claim, you must demonstrate either a misrepresentation of the sale or a breach
of the contract that you are a party…
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Fraud - help !!!
Hi We planned a large family holiday in August - it was going to cost £14000. We booked through a local travel agent who I have used many times before and not had an issue with. They asked for a deposit of £6000. I paid half of it via AMEX and half of it via BACS transfer on HSBC. Recently I have had no communication with…
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Outdoor Housing for Battery and Inverter
I have run out of viable space (that Mrs will let me use) to house my inverter and battery for when my solar arrives next month (GivEnergy). So have been looking at alternatives. Originally looked at stainless steel and GRP kiosks but that was going to cost me nearly £1500. So now i am thinking just making a 2m x 1m x 0.4m…
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Redundancy money and tax efficiency
Hi After 15 years I’ve decided to take VR. The package is over £100k gross which will be paid out in may this year. I’ve got a few options as to what to do with it and just wanted ask if these are along the right lines so I reduce my tax exposure. - pay a chunk of the mortgage off - invest in ISA - invest in personal…
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Solar Panel - Any Views on this ?
Hi I am looking to do a complete re-roof on my property and have had a few quotes. This seems to be the best one and I am looking for some technical view on the equipment rather than what the cost is as I have managed to reduce costs down a fair bit. I am still unsure of the in-roof integrated solutions as there are mixed…
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Solar Quote - thoughts
Hi - I have had quite a few quotes recently to get solar panels on my roof. Some have bothered have got back to me and some have not. Some have been extortionate as well taking advantage of current demand I guess. Anyway I have sort of boiled it down to potentially this system - price is just under £13k. What are people's…
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New to Solar PV - any advice?
Hi I am looking at installing Solar on my roof. Been quoted £7k for 11 SHARP All Black Solar Panel 400W panels. This does not include storage. With a battery its £10k and return on investment within 8 years. They have also said that they could integrate the panels into the roof by stripping the tiles and installing on the…
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New to Solar Panel and Solar Energy - any advice
Hi I am looking at installing Solar on my roof. Been quoted £7k for 11 SHARP All Black Solar Panel 400W panels. This does not include storage. With a battery its £10k and return on investment within 8 years. They have also said that they could integrate the panels into the roof by stripping the tiles and installing on the…
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Lost code for Kellogg’s Lego land
Anyone help me with this one going to legoland Windsor and have the cereal packet cutout but don’t have the code that was inside the box. Do they check and ask for the vouchers or will they let me through. Not sure how dillgent they are at the turnstiles?
