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Halifax Reward
Anyone seen this new approach to overdraft charges from Halifax? - http://news.bbc.co.uk/1/hi/business/7780551.stm I'm curious to what people think of it.. It seems it'll depend on how you bank, for those always in credit, they get £5 a month which is more then they'd get in interest, and the occasional use of overdraft or…
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Advice needed - cheques made out to children - no bank accounts
Hi Can anyone give me a bit of advice. I have just had two cheques arrive for the childrens endowments - they are made out to the children but the children have no bank accounts. How do I go about cashing them? Do they have to open bank accounts and if so what are the best ones for this purpose. The kids are 7 & 12 & I…
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Bank of Ireland Credit Card
Hi, Recently applied for a Bank of Ireland Gold Mastercard and received some documents that consist of a proposal (completed application form) and a credit card agreement regulated by the consumer credit act. Both filled in with my details awaiting my signature. Does that mean i've been accepted, being i've received these…
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Alliance & Leicester interest payments
Does anyone know when exactly A&L pay interest on their current accounts? It does not appear to be a fixed day of the month (or following working day). I have had payments on Tuesday 17/11, Wednesday 18/12, Monday 19/01, Wednesday 18/02. My interest history does not go back far enough to figure out their algorithm if there…
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Lloyds Tsb FPS
Hey...can i send payments to other banks with lloyds internet banking FPS if so what are the limits. Cheers.
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A&L current account monthly pay-in
Hello all I opened up a Premier Direct Current Account with A&L last month and made 2 deposits (over £500 each) on 26/01 and 31/01. I was wondering when I needed to pay-in again. What month do they use? Calender month or month to date of last pay-in? Thanks in advance
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Halifax online banking e-mail.....
Help! My husband received an e-mail from the Halifax thanking him for completing the initial stage of registration for their online service. They have sent him a username and said a temporary password will be in the post. Except he's never applied for a Halifax bank account. He did apply for a Halifax 0% credit card on 3rd…
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ways to boost the economy
Offer 1000GBP to every British citizen straight away This can cut government administration cost (represent 30% of the capital) Same happen in Singapore Taiwan. Prove it can boost economy and it is better than bail out bank and vat cut
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Halifax changes
Has anyone heard anything about the potential changes to Halifax accounts? I was told by one of their employees that they were doing away with interest charges when overdrawn and instead charging you daily, and doinga way with interest on credit balances and for their high interest current account, simply giving you £5 a…
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Abbey took 9p
OK, it is only 9p but Abbey took 9p from our current account listed as 'Interest & Charges'. Abbey also took 16p last month because we went 68.87 into our agreed overdraft, at least I think thats why. My OH called Abbey to challenge the 9p, they refunded it immediately yet they couldn't explain why they charged it in the…
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co-op cash minder faster payments trick :)
:eek: Want to receive faster payments to your cashminder on 089249 sort code, Its probably gona be the last sort code to be enabled, So open a cash isa :) and you can receive instant on that, If you have online banking it will appear on there to, Just move it over :) Thought might be handy for a few MSE'Rs :T :T :T :rotfl:…
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Please help...we should be able to manage
Hi everyone, not sure if this is the right place so apologies but here goes...... I live with my husband, 10 month old son and dog. At the moment I am not working so we are living on my husband's wage and Child Tax Credits & Child Benefit. My husband has a decent wage (£28,000 pa) and we pay next to nothing for our house…
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Nationwide
Anyone else had any problems opening a Nationwide account, going though the application at the end it said we are unable to offer you a flexiaccount at this time, then it shows as application cancelled in the online banking not as declined, do you think this could because I took over 10 mins filling it out as had to keep…
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changing direct debits?
I went into my building society today to change the amount we pay on a direct debit. I was told I couldn't do it as the company had to do it. I thought I could do is as my husband changed some in his bank the other day. Anyone know why I can't at my building society?
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Lloyds TSB Debit Card Blocking
I'm having a problem with my debit card, and I'm getting to the stage where I just don't know what to do. I live in an isolated area, and therefore most of my purchases are done online, but they have a pattern to them - Tesco.com, a few clothes stores, Virgin Mobile, Argos, the usual sort of thing. However, since September…
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Defrauded of money - Abbey Account.
My mother had £400 transferred out of her account by a fraudster shortly before Christmas. Since then she has been trying to get the money transferred back to her account with little success. Now, the Abbey arent disputing that she should get the money back, but despite multiple calls and promises that the money will be…
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HSBC Banking
Hi Just wondering, if as a new HSBC customer (like me), they've restricted my account in any way or whether I do actually have full current account? Basically, I have a Plus account with black debit card (Maestro) and this is a £100 chq guarantee card as well. Thing is, I thought these worked like switch in that…
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Citibank Doesn't Work With Paypal Help!
Hi guys, Thanks for taking the time to read this post. I'm having some problems using my citibank account with paypal, basically paypal are saying they have no agreement with citibank to send the small amounts to my account to verify it and the only way i can get my money out of paypal is to use another bank account. The…
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Ltd company bank account
Hi All This is my first post - hope I have got it right : ) I have been a sole trader for 3 years. About 6 months ago I opened a basic business account because I received a cheque payment from a customer rather than the usual BACs payments. I was told that my credit rating was not sufficent to have any other account. My…
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Ordinary Euro Current Account
I'm an expat looking for a Euro account either off-shore or mainland UK. I contacted the bank I have a sterling account with, Cater Allen (Santander), but amazingly because I have a European address I cannot open a Euro account! All I want is a bog-standard Euro current account, on-line or otherwise, does anyone have any…