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Advice please?
I have just started a 6 month 0% purchases period with an EGG card - BUT - I have a tiny credit limit of £1250! Is this because I also have a LTSB Platinum with £9000 credit and no outstanding balance? I dont have any other debts. I would like to just use the cards to make my money work harder for me. I have a A&L ISA with…
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Is this OK to do? (Before I make a fool of myself)
Hi everyone I am new to this topsy turvy stoozing world. I have in front of me a brand new AA visa card with 6 months 0 % Balance Transfer, and £4500 credit limit, and zero balance. I also have a Virgin One Account and corresponding Visa card which I have never used, also with zero balance. According to posts in another…
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Getting two cards from MBNA
Hi, My first post so I'll explain a bit about what I'm doing. I've been in debt for a while but have succesfully managed to pay the majority off mainly due to being tight for a year or two! Anyhow - now I have managed to get myself in the situation where I have more 0% credit than I have debt. So plan is to get the…
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Capital One mailing
I've received a mailing from Capital One to apply for their Platinum Card which is 0% on BTs until 1st Sept 2007. I've read and re-read the leaflet and summary box, and cannot see any mention of a BT fee. Has anyone else received the same offer, and how generous are their credit limits?
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First stooze finishing..
Joined all you experienced stooges in the middle of last year with a Virgin card, but am a bit green on how to clear the debt... The 9 month anniversary of my 0% Virgin card finishes with my statement which will be produced on 14th Feb and the 0% offer finishes then. I have obviously moved as much as I was allowed into…
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virgin/mbna
My husband has our debt on virgin. Coming to the end of our stooze at end of April. Can I apply for a mbna card in my name and balance transfer it over? I note t&C s say you cannot transfer from another mbna account. Well I know Virgin is part of mbna but would Virgin debt be transferable to mbna? Have applied for hsbc but…
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Should I take Lloyds cancellation offer?
Phoned up Lloyds to cancel my Advance card which was 12 months 0%. They asked me what they could do to make me stay. I said, 'another interest free deal'. So they offered 6 months interest free. I asked to see the offer in writing but they said they can't do send it in writing, its an on the phone only offer. Is this a…
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Green egg card- anniversary
If i use my 5 month anniversary offer, and do the balance transfer on line, can I have the money transfered directly to my Egg savings account (by submitting account no and sort code), or do I need to go via an external bank. Thanks for any help
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Egg Anniversary month help, please
I've searched for around half an hour and can't find a definitive answer to this very simple question, hence this post (apologies if I have missed the answer elsewhere and used up board space unnecessarily). During the actual anniversary month (I appreciate it shouldn't be used for this purpose at other times during the…
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rejected for egg money :(
Hi I am new to stoozing and having read Martins guide i decided to give it a go, i was going to use the advanced method but it seems the Abbey card is no longer fee free even instore(I read that on this foru correct me if im wrong). So i thought i would use the egg money card and transfer money from a 0% card to that and…
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Is there such a thing as a cashback debit card?
Hi everyone! I've been lurking for a while but the first time I've started a thread, so please forgive any mistakes. We've got about £50K left on our mortgage. We want to put this on 0% interest credit cards and should just about be able to get enough credit to do that. I've spoken to my mortgage lender this morning. There…
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what will they ask?...
i'm ready to bt from ltsb platinum to egg money a/c, but i am a bit worried about the ltsb t&c that states "a transfer to us of a debt that you owe another lender." the bt would create a +ve balance in egg money a/c. what questions are they likely to ask when i call to carry out the bt? also ltsb have assured me there will…
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Nectar Cards
Is it worth applying for a Nectar card and what exactly are the advantages? I have been a card tart for quite a while but I am now free of debt and looking to make money from spending.
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apppeal for egg money card
hi everyone i applied for a egg money card back in dec and i was declined so i rang egg today to appeal but i was given an address to write to, is this normal because i have read on other threads that people have appealed on the phone. :confused:
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Newbie Stoozer
Hi All I wondered if some of the seasoned veterans would look over this proposition to check I have not missed anything ! Applied for cap one card and got very nice crdit limit all done and dusted in less tahn 2 weeks HSBC fiasco still going on may deaf it unless it is BT free. Any way assuming I BT £6400 from cap one to…
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Egg Anniversary Offer Sting
I have the "old" card and have used the Anniversary Offer to stooze for the last two Anniversaries (Feb) I duly transferred balances only to discover that unlike previous years they are now liable to a 2% (to a max of £50) Bal Transfer Charge I remember that the blurb on the site for 2005 regarding the offer specifically…
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Cards for Cash?
I am shortly going to buy a second hand car- it is a private purchase and the vendor has asked me to pay £2000 in cash.I have 4 credit cards - all currently empty - Egg,Virgin,Halifax One, and FD Gold Visa. What is the best way to get the cash out of a card account and repay it over approximately one year?Would I be better…
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How long shall I wait?
I've got a 0% Sainsburys card with about 3k on it, it runs out in April and obviously I want to transfer the balance. I thought the HSBC card looks good, 9 months 0% BTs (for 30 days) and purchases, and no BT handling fee. I don't want to waste the Sainburys 0%, so when should I apply for HSBC? I don't expect to be…
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Extension on virgin
Hi My Virgin 9 month 0% BT was coming to an end - so I did as Yorkshire Boy suggested - and requested to see if they could continue it in some way. Initially, they came back with a 6 month 1.9% deal. I asked if they could do anything better, and the advisor came back with 0.9% for 6 months - which he said, works out at…
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Stoozing newbie faced with a surprisingly large credit limit!
I applied for a card with a fee-free 6 month 0% offer, mistakenly thinking my current 0% deal was due to expire this month. In fact I have until April on my 0% balance (which is about £1,300) so I thought I might transfer the balance to my egg or new Mint card and stick it in my instant access savings account. To my…