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Halifax money transfers on the 15th October - DD rejected
Hi All Thought I would let you know about a problem I had this week with the Halifax and getting a £35 Direct Debit reject payment. I transfer money from one Halifax account to another Halifax cardcash account to pay all my bills. On Saturday I received notice that I had to pay £35 for a rejected DD due to no funds in my…
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Lloyds TSB Overdraft Question
I opened a Premier Vantage current account a month ago and when I got Internet Banking I applied for an Overdraft and it declined me and said due to credit scoring. However, today I thought I would try again but this time it said: 'Thank you for applying for an Overdraft. Before we can give you a decision we would like to…
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banks
what is the best bank at the minute want 2 olpen an account jus a basic 1. :D
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bank account for someone just out of prison
hey guys i had a letter from my dad the other day he is ment to be getting out of prison in january and i wanting me to find a bank that will take him he has no driving licence no passport nothing so how would he open an account and which bank would accept him? he has been in since 1999 and he is coming to live with me any…
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are signatures on cheques even checked ??!!
hi everyone, i did a test recently to see whether signatures are checked Wrote a cheque for £800 from my barclays account to natwest. I signed the cheque with "micky mouse" :o .....it cleared without any problems and its been over 2 weeks now! this is pretty scary to say the least! so does anyone know if this is normal or…
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Co-Operative Bank - Free airport lounge pass
Hi Folks, I am considering moving my account from First Direct to The Co-Operative Bank. I have been considering them for a while due to their impressive ethical stance but have also noticed that their packaged current account includes free airport lounge passes. I am very close to hitting the 'apply now' button but would…
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CHAPS BACS Cockup
Has anyone experienced this problem? I sent a payment from ICESAVE to my building society using CHAPS. My account was debited by £30 for using CHAPS. The money did not arrive within 24hours. My building society says I should have quoted a different account number and sort code to use CHAPS than my actual account number and…
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Visa Electron/ Visa Connect Debit
Hi, My daughter has owned a Visa Electron card since she was 11 (she is now 15), and unfortunately lost it. She went into the bank and cancelled it and ordered a new one over the phone (in the bank) last Saturday. Her card arrived yesterday, but we've realised they've actually sent a Visa Connect Debit Card (the bank is…
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Overdraft or Credit Card
Does anybody know is it easier to get a Overdraft or a Credit Card from your own bank in terms of internal scoring?
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Lloyds TSB Overdraft - they cancelled it without telling me
Im a good banker - no credit cards, loans, CCJs etc. Only an overdraft of £1100 that I pay back £200 every month without fail. so why on earth have my bank, Lloyds TSB decided yesterday to cancel my overdraft leaving me pennyless?!?!?! I have about £3 in my purse. I called them at 8am and was on phone for almost an hour -…
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DD Fraud
Hi, After some some advice on our Yorkshire Basic account, Last month found a transaction to Amazon, queried money returned after form filled in so thought it was sorted. After being more vigilant last week spied a dd on account rang bank who gave me number supplied with dd and spent about 5 hours trying to find out what i…
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Separate Bank Account
Hi - not really a money saving question but after hearing more and more about internet fraud & skimming etc i want to open another bank account just for spending with - either online, in pubs/restaurants, petrol stations etc. so i have a card i can use in all these places but if the dreaded happens, it wont be too much of…
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Current accounts that don't need minimum funding each month?
Hi all, I am looking to do a bit of 'piggy bank style' budgeting and it would be very handy if the accounts had the ability to pay bills by direct debit, standing order etc. Does any one know of any current accounts that do not require funding each month with your salary? Many thanks. Si
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Are RBS and Natwest computer systems linked?
so can anyone tell if RBS and Natwest computer systems linked?:confused:
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LTSB are "reviewing" my account - good/bad?
I was just told that LTSB will be 'reviewing' my Platinum Current Account on 15 November. I only opened the account in September. I asked them what they mean by review and they said they will appraise how I have "run" the account and whether they can offer me further services and benefits at this time. What sort of things…
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Joint account with boyfriend???
Hi everyone Me and my boyfriend are setting the ball rolling in January to look for our own place, but just wondering what we should do with regards to setting up joint accounts for savings and bills etc?? Should we get one set up now or wait till we've moved in or not set one up at all? I have no idea how money things…
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sister banks
Hey can any one tell me what banks are joined together? I want to open a new bank account but i dont want to open it with the same bank. for example RBS might be the same as abbey ETC. cheers
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Are they allowed to do this?
I met an admittedly very sex man at the bank when I opened my account. We flirted quite a bit but I thought nothing of it. Today he has phoned me, he got my number from the bank computer screen. He wants to take me out on a date.:eek: :eek: :A
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Bank Account Recommendation
Hi, I was wondering if anyone could recommend me a decent Bank account with UK call centers, offers Visa Debit and a decent reputation. I'm currently with Abbey who I'm raging with so I want to get shot of them as soon as. I've got a £500 overdraft which I go into pretty soon into the month so an account with a…
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help my allinace and liecester account went over 2500!
What happens now? I took money out immediately do I still get the reduced interest rate?