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NatWest letter threatening debt collectors, help!!
Hi I have been sent a letter by my old bank NatWest. I owe them £480 and haven't got a spare penny to my name. I have written two letters to them but havent sent them recorded delivery as its just too expensive. Will be sending them a letter back via recorded delivery today but not sure what to say as I can't afford to…
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Barclays Bank - Watch Out!
Letter received 30th December, dated 23rd December. Says that im overdrawn and so charged me a whopping £22 Reserve Usage Fee. The letter says i have 5 days to get the account back into credit before im charged another £22 When i rang (30th) they said i have until tomorrow to get the account back as the 5 days were up, how…
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When do I get my card reader?
Recently applied for a Nationwide FlexAccount online and was accepted for the debit card. I already have internet banking with NW. Received the document to sign today which I've returned. Account isn't yet showing on on-line banking - this probably happens when they receive the documents back. Anyway, I was wondering when…
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Natwest...Sneaky Tricks to Get Charges??
Something interesting happened to my bank account over christmas... I've budgeted quite carefully over christmas so was aware of exactly how much was is & due to go out up to New Year. On 22/12, before 12pm, I ordered two concert tickets online at a cost of £83, presents for my parents. I checked my online banking before…
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Bank Charges!
Dear All, Can anyone help please, I've stupidly (an oversight on my part completely) forgot about a DD that was due to come out, and I was 12p short (arghhh!!) anyway the Halifax have decided to charge me £35 for this. The last time this happened to me was May 2007 and they refunded me the amount as a goodwill gesture, but…
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natwest servicecard 250
my debit card with natwest is due to expire, they wrote to me today saying they will upgrade my card to a servicecard 250 from servicecard 100. are there any benfits to this ? other than the £250 cheque guarantee which i will never use? what colour is this card?
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Natwest Ad Gold & Service Card
Hi I was drawing money from the counter last week, when the cashier said I was eligible to upgrade to an Advantage Gold account, I have a current plus at the mo with a Solo card After thinking about it, I have applied online as I think I will benefit from it, but when I phoned the bank about upgrading my card to a maestro…
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Cashing cheques in banks where you aren't a customer?
Hi, i have a RBS account but no RBS branch nearby. i have a barclays cheque which i want to deposit into my RBS account. I have a natwest (which is a part of RBS i believe) and barclays locally, could i cash the cheque into either of those without inccuring a charge, or do i need to goto a RBS branch?
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Lloyds TSB Current Account Interest Rates
I don't know if any of you have noticed but Lloyds TSB have been chipping away at the interest rates on their current accounts. The Classic Plus (and other current accounts with a name with Plus on the end) are earning 2.5% for the first £2,500 from 2nd January 2009 according to their interest rate page. So if you took out…
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Debit Card for first timers
Hi I just got a job and i want get a debit card but i dont know which one is best for me? Thanks
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Bank made an error but no one is rectifying it :-(
Hello - for the short version - is there an independent body that will look into a Banks activity with your account if you aren't getting anything from the Bank itself? The long Version is below, thanks for reading: A couple of weeks ago, my card was taken by Lloyds TSB Bank via a cash point and reportedly blocked. I…
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Charged by my bank for 'potentially' going over my overdraft
Halifax BOS have stooped to their lowest. Bank charges are placed on you when you exceed your agreed overdraft yes? I received bank charges for £70 recently for potentially exceeding my overdraft, not actually exceeding it. An early DD was applied to the account and as funds did not cover it it was refused. Not Paid -…
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Need Help With Nationwide Urgently
Hello, I am on here because my mum is in some trouble with Nationwide through no fault of her own, let me explain. About 4 years ago she opened a Natiowide account, but she decided not to use the account after all. She moved address also about a year later. Now my mum is at her new house, and decided she wanted to move…
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A+L Prem 21 Intrest
Does anyone know when intrest is paid on Alliance and Leicester preimer accounts :D because I got a 10% payout coming soon..
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Direct Debit Guarantee on new DD?
Hi all. A little background; Some time ago I entered into joint loan at welcome finance with my partner, last year we split up, which then left the problem of who pays the loan (Welcome weren't able to split it in any way) My ex decided she would but after a while their were difficulties (she was a student nurse, and had…
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A+L Premier Direct
Just opened one of these. Can anyone help me out with A+L internet banking???? Debit card payments don't show, even one made on New year's Eve, although my available balance has decreased by the right amount. How long does it take for the transactions to show on internet banking?? TIA
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Bank forcing account closure - Help!!
I am self employed running a limited company and bank with Natwest, I have a £20k overdraft which the business uses intermittently but at the minute is reliant on to keep afloat. Three years ago I put some money into another ltd company as a minority shareholder to help some friends get into business, I had no control over…
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stick with lloyds or change to co-op?
i have been with lloyds for over 20 yrs now and currently have their platinum account. we are going snowboarding in feb and lloyds have said we have to pay £50 to add our 9 yr old son onto the winter sports insurance as it is only the policy holders that are insured.the cs lady was a bit off when i queried it and said to…
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End of free banking
Hypothetically then, the OFT rules against the banks in the unfair charges case and as a result the banks phase out all the free to run accounts, leaving the customer's only option as a monthly subscription account. How'd everyone feel at paying, say £5 per month for their accounts? Would you feel that it was worth it for…
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Natwest closing current account
For the past 2 yrs I have been working abroad and all wages have been going into a foreign account. In the UK I have/had a graduate NatWest account with a 2000 pound overdraft. After graduating (and before moving abroad) I repaid 1500 of this, leaving an outstanding 500 to be repaid. I was under the impression that this…