natwest servicecard 250

shazkhan111

my debit card with natwest is due to expire, they wrote to me today saying they will upgrade my card to a servicecard 250 from servicecard 100.

are there any benfits to this ? other than the £250 cheque guarantee which i will never use?

what colour is this card?

natweststaffmember

The colour is yellow so i suppose the colour is brighter!! Seriously the cheque guarantee limit should be the benefit alone.

shazkhan111

waste of time then

chambta

Not if you use cheques between £100 & £250 where you would need a guarantee card! Failing that it at least means they think you're pretty credit-worthy....only get given out to 'good' customers.

rail.link

I can't speak for others, obviously, but as far as I'm concerned, the cheque guarantee function is redundant. Can't remember the last time I used it.

shazkhan111

well said rail.link. If anyone works for natwest they can feed this back to say they can increase their cash withdrawl limit to £500 or £750 for valued customers or maybe free CHAPS payments. As it stands they may as well send me the servicecard 100 makes no difference to me

iceicebaby

I have one of these cards and its like a yellow / gold colour

I am not best pleased with Nat West at the moment. Thried to get into internet banking today (which i do a few tomes a week) and it would not let me. Told me to re register so I have to wait again for the activation code. Very inconvenient as I pay most of mu bills via internet banking. Their internet banking no-help-at-all-line didnt know either


GGrrrr!

lynxptc

Are they only offered when the old card expires or can you apply for one? Does anyone know the criteria for getting one?

natweststaffmember

It is based on income, on disposable income and to be honest we are talking about a switch card with a different colour.

chris_wales

natweststaffmember wrote: »

It is based on income, on disposable income and to be honest we are talking about a switch card with a different colour.

Hi, I have a natwest service card 100, and in the past 6 months have been in credit to the tune of £5k+ on times, and have just been accepted for a gold credit card, what are my chances of getting my service card upgraded to the gold one ( id ont use cheques but the gold one looks better!!!)
Thanks