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A ginormous jump into 2012 with the January NSD challenge

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  • Delilahh
    Delilahh Posts: 476 Forumite
    Eighth Anniversary Combo Breaker
    Can I just clarify if travelling for work (ie, I commute on the train, so buy a weekly or montly ticket) counts as a 'spendy' day?
    Sealed Pot Challenge No 306
  • JES_F1
    JES_F1 Posts: 763 Forumite
    Part of the Furniture 500 Posts Photogenic Debt-free and Proud!
    Today has been NSD #3 - yippee!

    :j
    Debt Jan 2008: £45,566. *** June 2013: DEBT FREE! ***
    Paid back just under £50,000 due to some interest added.
    Dealt with my debt through a Step Change     (CCCS) DMP.
    DMP Mutual Support Thread Member #240.
  • kerri_gt
    kerri_gt Posts: 11,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    Delilahh wrote: »
    Can I just clarify if travelling for work (ie, I commute on the train, so buy a weekly or montly ticket) counts as a 'spendy' day?

    The rules are up to you on what you do / don't include. For instance I don't count direct debits, petrol (there's one day a week I go past a station where it's considerably cheaper) or milk. Some people have pots for allocating money such as gym money, or child care and so long as they don't go over that allocation it's not a spend.

    Personally, as it's an essential cost I wouldn't count it as a spend, so long as you don't spend on anything else that day.

    HTH xx
    Feb 2015 NSD Challenge 8/12
    JAN NSD 11/16


  • Libretia*
    Libretia* Posts: 43 Forumite
    Please can i join in this challenge? I'd like to be put down for 15 NSD's for January please. Thanks!
    Every penny's a prisoner!

    GC January £14.01/£100

    Jan NSD's 4/15
  • Pink_Giraffe
    Pink_Giraffe Posts: 195 Forumite
    Tenth Anniversary 100 Posts Combo Breaker
    Noooo! First day back at work and spending happened :o

    A surprisingly reasonable trip to the butchers, very naughty of me though as meal plan is not yet done for January! Got a ham hock which I haven't done before and it came with a matching trotter, so I reckon a trip to the OS board is in order now!

    Hope no one has been blown away today!

    Pink x
  • solventsoon
    solventsoon Posts: 17,363 Forumite
    lilian1977 wrote: »
    Well I didn't manage a NSD yesterday in the end, hubby paid for us to get in to the play centre but then I bought us both a drink and a cake, bah.

    Probably won't have one for the rest of the week now either due to paying to get into different baby groups, looks like I'm going to struggle to get to 10 :( Will try again from next week and see how I do.

    EDIT - I have a pair of trousers to take back to Tesco, DS was bought them for Xmas by my MIL but they are 6-9 months and he's 1 next week?! I have 15 pairs of trousers already in 12-18 months so don't need any more, can I keep the £7 and class it as NSDs if I spend it?

    Hi lilian
    I see you've had some advice about pots of money for different things from one of the gang, hope that's helped.

    Re the trousers, yes I would say you can have an NSD if you spend the money providing you don't spend anything else, it was a present after all.

    spoon xx
    jintyb wrote: »
    Good afternoon all!

    Back to work today and having a "challenging" morning! Came into am email from supervisor asking me to "explain" a couple of issues which arose last week ( Remember, the same days that I came in to help out with staff shortages. I was totally snowed under but got my stuff done plus helped with other folks work too)
    So I "Explained" that it was a couple of errors of the human kind while thinking:
    A) get over it you ungrateful so-and-so
    B) note to self: never volunteer your time off again, Jints
    and
    C) This aint worth the hassle, I dont even get paid for changing my plans and coming in, only get days off in lieu.

    So I am a bit girny, grr!

    Hi jinty,
    I'm not surprised you're a bit teed off, I'm fuming on your behalf, bl00dy cheek!!! Work to rule for you from now on, I reckon.... grrrrrrr
    jintyb wrote: »
    On the upside it's my Dad's 80th birthday today so we are off to theirs tonight for cake and fizz. The family will all be there so we'll have a laugh.
    Tomorrow I have a girl's get together out at a friends house and
    on Friday we are all out for Dad's birthday dinner.
    So lots to look forward to, but most of all, after tomorrow I'm off till next Monday!:j

    Sounds brilliant, hope you had a lovely evening:j and two more things to look forward to should get you through tomorrow, fingers crossed x

    jintyb wrote: »
    Sorry for moaning, folks

    Have a great day:)

    You moan away, you've every right to. That supervisor of yours deserves Nora's remedy and a lot more besides, ungrateful boogar:mad:

    Take care and try not to get stressed about it
    spoon xx
    :) The time you enjoy wasting is not wasted time :)
  • solventsoon
    solventsoon Posts: 17,363 Forumite
    Hi lovely gang:A

    BDINI - thanks for the update, you are indeed a star :A

    LMH - thanks for Monday's update, you're another star :A

    Front page is updated now and looking good for the third day of the month, well done everyone :j:j:j:j:j

    I'll be back tomorrow evening with an update and will pop in during the day to make sure you're all behaving if I get a chance.

    Batten down the hatches everyone, it's rough out there.

    'night everyone
    spoon xx
    :) The time you enjoy wasting is not wasted time :)
  • jaffacakegal
    jaffacakegal Posts: 468 Forumite
    Wow erm you lot have been busy! :cool:

    I thought to myself at dinnertime whoops must get college no time to check Jan NSD thread. So I thought I'd have a quick catch up this evening and it's taken me oooo about 2 hours!!! 21 pages!!

    Phew!

    Anyway, 1st was a spendy - naughty naughty on burger and chips! 2nd was NSD 1 and today was the dreaded Direct Debit day!!!

    New years resolution - check NSD page more regularly... :D

    JCG x
  • Frodobaggins
    Frodobaggins Posts: 969 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Hope everyone is safe in this horrible windy weather were having. Baten down the hatches indeed!

    Tomorrow will be another spend day as I forgot to pay the last council tax installment of the year :mad: and if I don't pay it soon I will be getting one of their lovely worded letters politely reminding me. :mad::mad::mad:
    DFW Nerd 1394.
    Total Debt Paid £38109.29/ £40259.24.
  • Rachel021967
    Rachel021967 Posts: 1,015 Forumite
    1st NSD for me. Hoping tomorrow will be too, if I can persuade them that homemade bread is best.
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