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A ginormous jump into 2012 with the January NSD challenge
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NSD #2 in the bag today! Hopefully I can get a couple more before the weekend... if I can avoid the temptation of grabbing a bar of chocolate (or 5) whilst walking the dog0
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Evening all. Due to my broken fridge had to buy some milk today, so also bought a few other bits while I was at it. Spent £9.28. Paid onloy 26p for a pack of continental meats reduced from £2.60 that has until 5th - so am happy with losing a NSD for that - it'll form part of my lunch for the next 2 days!0
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Good Evening folks from a very windswept NI:j,
A spend day today due to the joy of direct debits:mad:. I'd be hopeful of an NSD tomorrow, but we'll see. I haven't had a chance to read the posts yet, but hope everybody is well.
Red:)If you've nothing decent to say, perhaps you shouldn't say anything.
£2 savings jar £300:D
Total credit card debts £1250:mad::mad::mad::mad::mad: - Will I ever learn!!0 -
Spendaholic_Chick wrote: »but today the lady was fantastic and says I'm eligible for a cc with 0% for 18m - going back on Friday to sort it out. It won't help the OD but it will allow me to pay off other cc's and concentrate on paying od off for a while...so that's a huge relief. Old habits die hard so to celebrate I decided to treat myself to something, only instead of spending a fortune it was a new mousemat and a packet of galaxy buttons from the pound shop! :rotfl:
OOH, er missus, you're going a bit mad there! :rotfl:
Seriously, sounds like you've been infected with the NSD effect - well done on your restraint!Jinty~words fail me about evil work.
Enjoy the celebrations tonight though.
Wind here has been dire.
Big chunks of concrete come off part of house and ridge tiles or something.
Baaaah.
Thanks Beanie - hope you're safe!
Its mad here too, fences and debris everywhere.
you will always be rich enough to be generous.0 -
I'm finally off the mark. :j NSD no 1 please.NSD Challenge January 2/15
PAD Member since 18/7/11 - Total paid to date £8885.190 -
NSD 1my first of the new year. Am busy organising my life in the hope i will spend less. Wish me luck.
L2B.xLBM 2008 [STRIKE]£45,091.23[/STRIKE] eek: now £7889:T Debt free date 18/07/20180 -
Three out of three NSDs here! I am having my own lunches made, and got what I wanted in the sales on NYE.0
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NSD no2 for me today and hopefully tomorrow will be no 3, might even get to the end of the week without spending :j
ETA Forgot about having to pay for the dog to be groomed today. Oh well never mind tomorrow might be NSD no3!Feb GC £80 per week (Well I'm gunna try:whistle:)
Diet starts today(31/12/16)! Only 18lbs to lose:eek:
4/2/16 - 13lbs to lose:D
11/2/16 - 12lbs to lose:D
3/3/16 - 11lbs to lose:D0 -
hey all!
Hope all kicking about and not flying like i was, i swear i saw mary poppins earlier!
i survived hoozahh :j, with a wretched hangover,OH moaning, two boys going mental and three cats shouting at me for leaving them over night. On the plus i was fed and weatered for two days in a row. Only had to pay for a couple of rounds.
But i've done it three days in a row!!!! :j:beer::j
Tomorrow will be a spend as i need to go into town and [STRIKE]argue demand[/STRIKE] ask nicely for a new wii remote courtesy of argo$.Its within the twelve months so i should be able to get a new one.
Whilst i'm there i'll pay council tax, send cheques for kids dinners and rent, all things which can't be avoided.
But should i be really cheeky and count it as a NSD as the above are unavoidable hmmm decisions.0 -
NSD #2 today
I spent the day dodging falling trees and reporting problems with my office building so never got a minute to spend a penny :laugh:
This weather has a lot to answer for !January
LBM May 2008 :eek: Debt Free January 2012 :T0
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