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72k in debt....I feel sick

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Comments

  • have just looked on the OFT website myself ...easy! does anyone know which particular document I have to download...there are so many
    "happiness is...positive cashflow!":j
  • the person at the oft told me to download oft966A-it's a 2 page document that suggests calling national debtline for help....i just called consumer direct and they don't know! where can I print out the legislation bit? :mad:
    "happiness is...positive cashflow!":j
  • 10past6
    10past6 Posts: 4,962 Forumite
    Hi MMD

    What legislation are you after?
    Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.

    All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional
  • I might be getting the wrong end of the stick but I thought I had to print off bits of the consumer credit act to prove Marlin are in the wrong as my defence
    "happiness is...positive cashflow!":j
  • 10past6
    10past6 Posts: 4,962 Forumite
    I thought I had to print off bits of the consumer credit act to prove Marlin are in the wrong as my defence

    You do ;)

    Remind me what ALL your defence is based on and I'll see what I can do.
    Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.

    All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional
  • thankyou 10past6 can I PM you when I finish work this evening? :)
    "happiness is...positive cashflow!":j
  • 10past6
    10past6 Posts: 4,962 Forumite
    I've just picked up your reply, but yes OK for PM
    Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.

    All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional
  • I have just got back from work now so can I PM you the details in the morning? thanks 10past6 :)
    "happiness is...positive cashflow!":j
  • 10past6
    10past6 Posts: 4,962 Forumite
    OK, when you're ready
    Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.

    All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional
  • 10past6 wrote: »
    OK, when you're ready

    good morning, I have just sent you the details in a PM...let me know if you require any other info...much thanks x
    "happiness is...positive cashflow!":j
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