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It's happening, really happening!

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Comments

  • dalip
    dalip Posts: 7,045 Forumite
    Cross that bridge when you come to it for the time being enjoy the thought that are no longer in debt. Takes a while to sink in but you have done so well.D
    Free impartial debt advice available from: National Debtline - Tel: 0808 808 4000 | The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111 | Find your local Citizens Advice Bureau
    Laugh at yourself and others laugh with you.Laugh at others and you laugh alone. BSC No 107:D
  • tigerfeet2006
    tigerfeet2006 Posts: 14,030 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Well done MOT. Glad it went smoothly for you. Wish I could see the look on your ex-landlords face when he realises he won't get any money out of you.
    BSCno.87
    The only stupid question is an unasked one
    Loving life as a Kernow Hippy
  • mumoftwins
    mumoftwins Posts: 2,498 Forumite
    Well done MOT. Glad it went smoothly for you. Wish I could see the look on your ex-landlords face when he realises he won't get any money out of you.
    I know :D:D:D tigerfeet, what a lovely thought :rotfl: He actually rang my mobile on Monday but I didn't answer it as he has this 'habit' of his phone accidentally dialling my number and then all I hear for the whole voicemail message is the sound of him walking and talking to whoever! I waited for the vm to call me back and it didn't! So this must have been a genuine call from him - can't wait till he gets his letter from OR :T
    Christians Against Poverty - www.capuk.org
  • mumoftwins
    mumoftwins Posts: 2,498 Forumite
    Still not heard from OR! The clerk said I would hear in writing within 48hours :confused:
    Christians Against Poverty - www.capuk.org
  • Merry_Gentry
    Merry_Gentry Posts: 3,627 Forumite
    mumoftwins wrote: »
    Still not heard from OR! The clerk said I would hear in writing within 48hours :confused:

    Don't forget how busy they all are - your OR will be in touch, don't worry. :)
    Get free advice before embarking on bankruptcy: CCCS 0800 138 1111 National Debtline 0808 808 4000
    Business Debt Line 0800 197 6026 CAB Insolvency Service- 0845 602 9848
    "He who laughs last didn't get it!" :rotfl:BSC 134

  • I am glad that bit is over for you now hun. I truely hope you are able to enjoy life a little bit..what a rollercoaster of a year it has been for you.
    Best of wishes BOB X
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
  • mumoftwins
    mumoftwins Posts: 2,498 Forumite
    Heard from OR today in writing but am a bit confused :confused:

    It says:

    " Upon reviewing the information that you have provided to the Court, I have decided that it is not necessary to interview you at this time. It is possible that for various reasons, I may decide that a formal interview is needed in the future. If this happens I will write to you again."

    Is this good news do you think :confused: ?? Also, there is no mention of the car???

    Has anyone else had this type of letter?
    Christians Against Poverty - www.capuk.org
  • sandywindsor
    sandywindsor Posts: 266 Forumite
    I think I have seen someone else with this..sounds good..:D
    must be enough info in your SOA...my problem was dates I obtained credit was unknown so I put balance at ......and day before BR...OR said sounded fishy as looked like I obtained lots of credit and spent it in 1 day!!!!!!!
    It's not the mickle that mak's the muckle
    :j BSC 166:j
    BR 25th June 2008
    Discharge 25th June 2009
  • peachyprice
    peachyprice Posts: 22,346 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    That's great news MOT, no interview for you yipeee!!! Just carry on life as normal now, until either ED or AD, well done!
    Accept your past without regret, handle your present with confidence and face your future without fear
  • dalip
    dalip Posts: 7,045 Forumite
    yes MOT this seems to be happening more and more. Think a lot may be due to the simplicity of the case and the work load of the OR'S.Whichever you don't have the gruelling task of having to go through the interview,so very good news.Pleased for youD
    Free impartial debt advice available from: National Debtline - Tel: 0808 808 4000 | The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111 | Find your local Citizens Advice Bureau
    Laugh at yourself and others laugh with you.Laugh at others and you laugh alone. BSC No 107:D
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