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  • mumoftwins
    mumoftwins Posts: 2,498 Forumite
    Hi all,

    Quick question please?

    I have changed utility supplier twice since I moved in here in April. Each time I thought the payments were included in CAP monthly payment and that CAP were paying them. Now I have received 2 bills from British Gas for around £30 in total and one from npower (who I changed to last) for £75.00.

    I am now with Sainsbury's since 1st July.

    Do I pay these bills? Or do I tell them I am now BR if so should I ring OR and explain first?

    Thanks all xx
    Christians Against Poverty - www.capuk.org
  • mumoftwins
    mumoftwins Posts: 2,498 Forumite
    Sorry, shameless bump :confused:
    Christians Against Poverty - www.capuk.org
  • beanielou
    beanielou Posts: 96,793 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Sorry, cant help hun.
    Sure someone who knows will be along soon though.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • mumoftwins
    mumoftwins Posts: 2,498 Forumite
    Thanks beanie :A
    Christians Against Poverty - www.capuk.org
  • Hi mumoftwins - welcome.

    Regarding your utility bill question, I have recently received letters from my gas and electricity suppliers advising me that my monthly direct debits were going to go through the roof. When I rang to query the hike, they said it was because I was in arrears with them when they read my meters back in January. Interestingly, I had no idea about the debts as they hadn't informed me back in January.

    I had to ring my OR to let them know my Income and Expenditure information had to be changed and she was so kind and said "well, we'll just add the debts to your bankruptcy as the debts were incurred before you went BR. Give me your account numbers and I'll get in touch with them".

    Maybe this could be the case for you too

    Hope this helps


    TMD xx
    Decluttering junk and debt in 2016
    Debts - Vanquis £3500 1/1/16; DFD - when I'm dead with £100,000,000+ interest :eek: UPDATED Feb 2016 £2739.80; DFD June 2016 :j
    Next - £1500 1/1/16 DFD about 10 years time. UPDATED Feb 2016 £1371.16; DFD July 2016 :j
    THE GOAL IS TO HAVE NO DEBT BY THE END OF 2016
  • mumoftwins
    mumoftwins Posts: 2,498 Forumite
    Thanks TMD, was thinking that was what I would have to do so will call OR tomorrow :T
    Christians Against Poverty - www.capuk.org
  • mumoftwins
    mumoftwins Posts: 2,498 Forumite
    Hi,

    Quick update to say that I rang and wrote to OR about the fuel bills and they were really nice and just asked me to send in the paperwork. Hope OR doesn't now decide he wants to ring me :o .

    But, am still getting phone calls from Buchanan, Clark and Wells even though I have told them that I was made BR on 16th July. Had phone call today and I asked the guy to check what it says on my file and he said that I am BR, so I asked why he still felt it necessary to call me despite having received letters from CAP and the OR confirming my bankruptcy, he got really snotty with me so I put the phone down on him and when I picked it up a couple of minutes later to phone the OR about it he was still hanging on :eek: .
    Christians Against Poverty - www.capuk.org
  • bank_of_slate
    bank_of_slate Posts: 12,922 Forumite
    10,000 Posts Combo Breaker
    What a !!!!!!!!!
    Did he think you'd gone to bathe in your bath of £50 notes?
    ...Linda xx
    It's easy to give in to that negative voice that chants "cant do it" BUT we lift each other up.
    We dont count all the runners ahead of us & feel intimidated.
    Instead we look back proudly at our journey, our personal struggle & determination & remember that there are those that never even attempt to reach the starting line.
  • mumoftwins
    mumoftwins Posts: 2,498 Forumite
    What a !!!!!!!!!
    Did he think you'd gone to bathe in your bath of £50 notes?
    ...Linda xx
    OMG!!! If only 00020148.gif .

    I hadn't seen a £50 note for years until recently when I sold my OH's phone on ebay for £106 and the guy came to collect and gave me 2 £50 notes! I had a good examine of them and when I went to get petrol the next day I was panicking that the cashier would tell me they were a fake!








    Christians Against Poverty - www.capuk.org
  • tigerfeet2006
    tigerfeet2006 Posts: 14,030 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    MOT make sure you tell the OR if you are being harrassed by this shower. The OR will tell them to take a long walk off a short plank.
    BSCno.87
    The only stupid question is an unasked one
    Loving life as a Kernow Hippy
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