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It's happening, really happening!

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Comments

  • Desperatemumoftwo
    Desperatemumoftwo Posts: 20 Forumite
    MoT I feel for you and I admit I haven't followed your previous threads, sorry :(

    I opened a Co-Op account before I went bankrupt much to the disgust of my OH as I out off going BR for a while so was using the account and he said I shouldn't! Anyway, I explained to the OR what I'd been doing and they were fine, just told me to let Co-Op know and then it was up to them whether they allowed me to keep the account. I rang today (went BR yesterday) and they were fine as it was only the Cashminder account.

    I know it's awful saying this but it really is very straightforward and simple going BR and everyone is sooooo helpful! Just be honest and they will treat you right! :)
  • bank_of_slate
    bank_of_slate Posts: 12,922 Forumite
    10,000 Posts Combo Breaker
    MOT I hope all goes well tomorrow for you!
    Lots of love
    ...Linda xx
    It's easy to give in to that negative voice that chants "cant do it" BUT we lift each other up.
    We dont count all the runners ahead of us & feel intimidated.
    Instead we look back proudly at our journey, our personal struggle & determination & remember that there are those that never even attempt to reach the starting line.
  • penguin83
    penguin83 Posts: 4,817 Forumite
    Part of the Furniture Combo Breaker
    Hope all goes well tomorrow MOT x x x
    Pay Debt by Xmas 16 - 0/12000
    There is something about the outside of a horse that is good for the inside of a man.
  • Numpty_Monkey
    Numpty_Monkey Posts: 14,196 Forumite
    10,000 Posts Combo Breaker
    Hope everthings goes ok tomorrow:A
    PROUD TO BE DEALING WITH MY DEBT NERD #869
    Numpty,Not sure why but I'm crying :o . Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: & :( for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
    xx
    DFD 5/1/16
  • mumoftwins
    mumoftwins Posts: 2,498 Forumite
    Thanks everyone for your sipport - yet again!

    Will come back on later and let you know how it went xx
    Christians Against Poverty - www.capuk.org
  • dalip
    dalip Posts: 7,045 Forumite
    Good luck MOT, Will look out for your update later.D
    Free impartial debt advice available from: National Debtline - Tel: 0808 808 4000 | The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111 | Find your local Citizens Advice Bureau
    Laugh at yourself and others laugh with you.Laugh at others and you laugh alone. BSC No 107:D
  • Wol2
    Wol2 Posts: 3,845 Forumite
    Part of the Furniture Combo Breaker
    Hi MOT

    Goodness me....Didn't realise you had this thread and only found it this morning....

    Well I may have posted already on your other thread but I'll say again......Good luck for today....and here's hoping that this is now the point at which those burdens you've been carrying up to now are all dispensed with.


    Love
    Wol2
    xx

    P.S. Beech the guinea pig says if anyone gives you any hassle he will apply his incisors on your behalf (clearly he's developing a worrying taste for human flesh.....:rotfl: ).
    Flooded 20/07/07 :(.
    Normal service FINALLY RESUMED 31/07/10 :j:j
    " It is a mistake to think you can solve any major problems just with potatoes." Douglas Adams...."or the FOS" Wol2
    Numptie groupie #2 :cool:
     Mortgage offset drawdown [STRIKE]£60861[/STRIKE]:(.... [STRIKE]£60074[/STRIKE] [STRIKE]£59967[/STRIKE] £65k 'ish 1/6/14

  • smashedbooboo
    smashedbooboo Posts: 4,558 Forumite
    Part of the Furniture Combo Breaker
    Morning MOT, hope the day ok for you honey. Sending my best wishes and love to, the nightmare is almost at a close now. You can move on and enjoy your home and your family xxxxxxxxxxxxxxxxxxxxxxxxxxxxxx
    Night Owl Member No 1 :rotfl: :rotfl:
    Night owl member of the threesome. Rules are for fools to follow and wise men to be guided by
    No Man is worth your tears,
    And the one who is wont make you cry !!!!!
  • mumoftwins
    mumoftwins Posts: 2,498 Forumite
    Well, I'm back!

    After waiting for one and half hours I finally got in to see the Judge who was really quite stern to start with - he did all the usual then said that at 12.06pm today 'you are officially bankrupt', then said in a much nicer tone 'its really not that bad you know' :D

    I then spoke to the OR office who said I will hear by letter within 48hrs about when the OR will call me :eek: .

    My CAP representative came with me and 'held my hand' so it didn't feel too bad.

    Just dreading the OR phone call now and what he will say about my car :confused:
    Christians Against Poverty - www.capuk.org
  • frosty1970
    frosty1970 Posts: 138 Forumite
    Part of the Furniture 100 Posts Photogenic Combo Breaker
    congratulations_myspace_graphics_02.gif
    Philnicandamy's OH and mum to a two year old god help me! :p:p
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