Forum Home» UK Armed Forces MoneySaving

Old Boys! Have you claimed your pension?? - Page 12

New Post Advanced Search
Important update! We have recently reviewed and updated our Forum Rules and FAQs. Please take the time to familiarise yourself with the latest version.

Old Boys! Have you claimed your pension??

edited 30 November -1 at 12:00AM in UK Armed Forces MoneySaving
118 replies 248K views
167891012»

Replies

  • edited 22 December 2018 at 2:19PM
    SilvertabbySilvertabby Forumite
    6.1K posts
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    ✭✭✭✭
    edited 22 December 2018 at 2:19PM
    My dear husband joined in 1979 and was medically discharged as a Sgt in late 2001 with injuries caused during his service. His mental health is quite poor and is confused wether he is entitled to a pension.

    Upon discharge he was awarded 40% disability by the spva but is now at 80%, initially he received a small lump sum a monthly pension from the Army and a war pension.

    There has been no further lump sums awarded between the 40% and 80% and is unsure if he should have received a further amount.

    He is aged 59 now serving under the AFP’s 75 and is confused by the whole thing, any advice would be appreciated.

    This is so complex, I would go straight to the experts in this field - the war pensions department of the Royal British Legion. They'll also be able to advise if your husband is entitled to any other benefits.

    0808 802 8080
    www.britishlegion.org.uk

    My best wishes to both of you. People say that Mr S and I are 'lucky' to have our Armed Forces pensions, but I know our 'luck' was down to completing our combined 50 plus years of service with our minds and bodies intact - unlike so many others.
  • MurielsonMurielson Forumite
    225 posts
    Part of the Furniture 100 Posts Combo Breaker
    ✭✭
    Go direct with your enquiry

    Armed forces pensions enquiries
    Joint Personnel Administration Centre (JPAC)
    Mail Point 480
    Kentigern House
    65 Brown Street
    Glasgow
    G2 8EX

    Telephone:
    0800 085 3600

    https://www.gov.uk/guidance/pensions-and-compensation-for-veterans
  • AndylaffAndylaff Forumite
    1 posts
    First Post
    MoneySaving Newbie

    The key word here is “Pension SCHEME”

    Any pension scheme that i know of that is changed half way through affects ALL persons on that scheme, not half!

    As AFPS 75 stands, the two year rule should apply to all vets from 1975 up until 2005 when the new scheme changed.

    When they changed the rule, they should have changed the scheme and called it AFPS 88 because this was a significant event  and it only affected those from 1988 onwards.

    It’s only from July 2020 that they mention it in the updated version of AFPS 75

    In the old version of AFPS 75 dated February 2015, it’s not mentioned.

    As far as I’m concerned, AFPS 75 Started in 1975 and finished in 2005, so the Policy should stand for everyone on that scheme!!


  • moleratmolerat Forumite
    23.8K posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ✭✭✭✭✭
    You are incorrect in your assertions, many pension schemes change the rules for current members and former / deferred members are bound by the old rules.
  • NoMoneyNoWorriesNoMoneyNoWorries Forumite
    3 posts
    First Post Name Dropper
    MoneySaving Newbie
    Pension plans are always complicated?
    Having served 1977 - 1990 - I was informed by veterans UK that only AFPS75 applied to me.
    FTR - I see 1988 mentioned in AFPS75  July 2020 in one paragraph only:
    I’m eligible for AFPS 75, how do I know if I’m in the Scheme? 
    You wouldn’t have needed to do anything to join AFPS 75 if you joined the Regular Armed Forces before 6th April 2005. You will, however, need to have at least 2 years of paid Service to qualify for most pension benefits. This is known as qualifying service. Note: The minimum qualifying period of 2 years’ Service applies if you were in AFPS 75 on or after 6th April 1988. If you left Service before 6th April 1988, then you need to have completed 5 years of reckonable service (the actual years and days that count towards your pension). If you left between April 1975 and 1978, then you need to have reached age 26 and completed 5 years of reckonable service

    I have recently sent off for mine  - 60 on Nov 4 - I'll see what I get.


  • Important update! We have recently reviewed and updated our Forum Rules and FAQs. Please take the time to familiarise yourself with the latest version.
  • SilvertabbySilvertabby Forumite
    6.1K posts
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    ✭✭✭✭
    Pension plans are always complicated?
    Having served 1977 - 1990 - I was informed by veterans UK that only AFPS75 applied to me.
    FTR - I see 1988 mentioned in AFPS75  July 2020 in one paragraph only:
    I’m eligible for AFPS 75, how do I know if I’m in the Scheme? 
    You wouldn’t have needed to do anything to join AFPS 75 if you joined the Regular Armed Forces before 6th April 2005. You will, however, need to have at least 2 years of paid Service to qualify for most pension benefits. This is known as qualifying service. Note: The minimum qualifying period of 2 years’ Service applies if you were in AFPS 75 on or after 6th April 1988. If you left Service before 6th April 1988, then you need to have completed 5 years of reckonable service (the actual years and days that count towards your pension). If you left between April 1975 and 1978, then you need to have reached age 26 and completed 5 years of reckonable service

    I have recently sent off for mine  - 60 on Nov 4 - I'll see what I get.


    12 years reckonable service plus 30 years cost of living increases, so probably more than you think.  Not just an annual pension - you'll also receive a tax free lump sum of 3 X pension.

    Glad you are aware of your entitlement.  There appear to be a lot of people out there who mistakenly believe that the sum of money they received on completion of 12 years service (the resettlement grant) was in lieu of pension rights.  Damn barrack room lawyers!
  • MalMonroeMalMonroe Forumite
    1.4K posts
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    ✭✭✭
    Why only the 'Old Boys'??!

    There must be thousands, nay hundreds of thousands of Old Girls!!

    How very discriminatory.
  • SilvertabbySilvertabby Forumite
    6.1K posts
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    ✭✭✭✭
    MalMonroe said:
    Why only the 'Old Boys'??!

    There must be thousands, nay hundreds of thousands of Old Girls!!

    How very discriminatory.
    Speaking as an 'Old Girl' there are far more pressing problems in the world today than this perceived discrimination ! 

Sign In or Register to comment.

Quick links

Essential Money | Who & Where are you? | Work & Benefits | Household and travel | Shopping & Freebies | About MSE | The MoneySavers Arms | Covid-19 & Coronavirus Support