Old Boys! Have you claimed your pension??

badmemory

Perhaps we need another name as in he she it.  Not sure I would appreciate being referred to as an it though.  Perhaps that is why so many on here use names that could be e(it)her.

_TinRibs_

MalMonroe said:

Silvertabby said:

MalMonroe said:

Why only the 'Old Boys'??!

There must be thousands, nay hundreds of thousands of Old Girls!!

How very discriminatory.

Speaking as an 'Old Girl' there are far more pressing problems in the world today than this perceived discrimination ! 

Nope, from one 'old girl' to another, I don't think so. And turning a blind eye doesn't help either!

Monroe. Will you just stop going in to threads that don't concern you and posting bollox.

You need to change your username to "Meddlesome Ratbag".

Silvertabby

MalMonroe said:

Silvertabby said:

MalMonroe said:

Why only the 'Old Boys'??!

There must be thousands, nay hundreds of thousands of Old Girls!!

How very discriminatory.

Speaking as an 'Old Girl' there are far more pressing problems in the world today than this perceived discrimination ! 

Nope, from one 'old girl' to another, I don't think so. And turning a blind eye doesn't help either!

Mal - it looks like you may have a couple of years or so on me, so likely that you joined the WRAF/WRAC/WRNS in the early 1970s or even the 1960s.

Like me, you will have found that being a woman in uniform back then meant that you needed a thick skin and a very good sense of humour.  Petty differences such as the term 'old boys' instead of 'old girls' really didn't matter.  And still don't to me.  As I said before, there are far worse things happening in the world than this !

P.S.  How long did you serve?  I did 22 plus, so once I got 2 and then 3 stripes on my arms I was better placed to deal with certain attitudes.  Petty ones, such as this, were quite rightly just shrugged off.

Sparkleicious

Hello from the land of Oz, maybe no one is on here to answer my question. But here goes
I joined the WRAF in 1979, i remember being told the laws had changed in 1975 for pensions.  And the government were paying into a pension scheme for anyone joining after 75. So I completed just over 2  1/2  years knowing I would get a smallish pension. I was 21 when I left on marriage.  I was 18 1/2 when I signed up.

I also remember a corporal at the time trying to get a couple of girls to stay for two years to get a payout, needless to say they left after a few days of joining.

So I downloaded completed and returned my paperwork will all relevant information.
only to be told I’m not entitled to any pension. I have found  the RAF news letter saying anyone who joined after 75 is entitled to a preserved pension. Is this different to a deferred pension. Confuzzled lol
anyways I’ve had all my paperwork returned to me in Australia saying I’m not entitled to anything. I’m 60 next month so thought I would have got a little amount  

Thunderpants1817

I served from 1979 to 1999 when I was medically discharged and am now aged 62, I don’t think I qualify for a preserved pension as I receive a medical war pension. Anyone advise.

Silvertabby

Sparkleicious said:

Hello from the land of Oz, maybe no one is on here to answer my question. But here goes
I joined the WRAF in 1979, i remember being told the laws had changed in 1975 for pensions.  And the government were paying into a pension scheme for anyone joining after 75. So I completed just over 2  1/2  years knowing I would get a smallish pension. I was 21 when I left on marriage.  I was 18 1/2 when I signed up.

I also remember a corporal at the time trying to get a couple of girls to stay for two years to get a payout, needless to say they left after a few days of joining.

So I downloaded completed and returned my paperwork will all relevant information.
only to be told I’m not entitled to any pension. I have found  the RAF news letter saying anyone who joined after 75 is entitled to a preserved pension. Is this different to a deferred pension. Confuzzled lol
anyways I’ve had all my paperwork returned to me in Australia saying I’m not entitled to anything. I’m 60 next month so thought I would have got a little amount  

Unfortunately not, as pre 1988 you needed at least 5 years of pensionable service (ie, from age 18) in order to qualify for a preserved/deferred pension. 

molerat

Sparkleicious said:

Hello from the land of Oz, maybe no one is on here to answer my question. But here goes
I joined the WRAF in 1979, i remember being told the laws had changed in 1975 for pensions.  And the government were paying into a pension scheme for anyone joining after 75. So I completed just over 2  1/2  years knowing I would get a smallish pension. I was 21 when I left on marriage.  I was 18 1/2 when I signed up.

I also remember a corporal at the time trying to get a couple of girls to stay for two years to get a payout, needless to say they left after a few days of joining.

So I downloaded completed and returned my paperwork will all relevant information.
only to be told I’m not entitled to any pension. I have found  the RAF news letter saying anyone who joined after 75 is entitled to a preserved pension. Is this different to a deferred pension. Confuzzled lol
anyways I’ve had all my paperwork returned to me in Australia saying I’m not entitled to anything. I’m 60 next month so thought I would have got a little amount  

As Silvertabby says, unfortunately they are correct.

These are the basic rules for eligibility and dates of changes  to help you understand why

Prior to 6 April 1975 there was no provision for a preservation of pension benefits and service personnel who left the armed forces had to have completed 16 years from age 21 (officers) or 22 years from age 18 (other ranks). Those who left before that date without completing the above criteria, lost all pension entitlement.
The rules changed on 6 April 1975 to provide for pensions to be deferred for payment at age 60 for all those discharged over the age of 26 with a minimum of 5 years service. On 31 March 1978 the age criterion was dropped and on 6 April 1988, the qualifying period was reduced from 5 to 2 years. Deferred pensions have to be claimed at age 60

Silvertabby

Thunderpants1817 said:

I served from 1979 to 1999 when I was medically discharged and am now aged 62, I don’t think I qualify for a preserved pension as I receive a medical war pension. Anyone advise.

You will be in AFPS75, so doubtful that you would have received anything else at 60 - but it wouldn't hurt to ask, as there are different levels of war pensions.

DBS Veterans UK Joint Personnel Administrative Centre (JPAC)

Veterans UK Pension Division Mail Point

480 Kentigern House

65 Brown Street Glasgow,

G2 8EX

Website: https://www.gov.uk/government/organisations/veterans-uk

Tel (Civ): 0800 085 3600 

Email: DBS-PensionsHelp@dbspv.mod.uk

NannaH

Is the value of a deferred Forces pension from 1995 really so low?
I’ve just used a BoE inflation calculator and using £2500 for 25 years to December 2020 is only £5800 ?  

So with 5 more years, assuming 2.5% inflation,  it will be £6500.
Good job I was pessimistic with planning figures. 

Silvertabby

NannaH said:

Is the value of a deferred Forces pension from 1995 really so low?
I’ve just used a BoE inflation calculator and using £2500 for 25 years to December 2020 is only £5800 ?  

So with 5 more years, assuming 2.5% inflation,  it will be £6500.
Good job I was pessimistic with planning figures. 

Sorry, NannaH, but it's the Public Sector PI (Pensions Increase) tables that apply here, not bank inflation rates.

Depending on your exact date of leaving in 1995, £2,500 uprated to April 2021 is between £4,593.50 and £4,743.75.  Plus a one-off tax free lump sum of 3X annual pension.

ADD: Plus 3.1% from next April.  Going forward, the annual April increase will be CPI as at the end of the previous September.  The minimum 2.5% 'triple lock' only applies to the State (old age) pension.