Pay a debt by Xmas 08

qolwillclearmydebts

paid off 3000 and moved 2000 onto lifetime balance card 5.75%

qolwillclearmydebts

note to self
if i can do 1000 end of august, then 700 a month sept, oct, nov

garnettgirl

a whole £1.12 paid to me by Quidco!!!

Also saw that my shares had paid a £17 dividend so when both arrive in my bank account, I'll update my account.

I've got £40 tracking with Quidco at the moment.

hypno06

Following a very generous quidco payment this month, I have just paid £200 to the egg card........however, at the same time they have slapped on £33 of interest, so my debt with them has only reduced by £167.

Still, it is all heading in the right direction!

Keep going guys x

catrin.williams7

Hi, can I join this thread please?

I'd like to knock off £500 from my overdraft by Christmas. Intrest free- trying to sort out my days as a student!I have other debts also but this was is the most troubling for me!

Keep going everyone!

Gemmzie

Paid off £190 yesterday so down to about £1200 now, will find out when the statement comes in on Friday.

juicygirl

Small overpayment has come off so I've updated

Next couple of months might be a bit slow from me, just changed jobs but due to the gap in employment will have very little income streched over next two months

I'll keep trying though! Well done everyone, keep at it xxx

sweetpeas_2

hi everyone :hello:
i was really desperate to get this debt down by the end of the year, but now i have a new job with a lot better income (from next month ill be getting exactly double what i am now, less a bit in child care which ive previously had for free- my dad!), my plans for debt repayment have changed, and im having to put what i owe my mum on the back burner, so we can get rid of some of the high interest debt.
my aim is to leave our 2nd jobs so by next march, so in order to do that we need to drastically reduce our outgoings- ie- pay off some debt!!!- so that my new wage increase covers what we earn monthly between us now in our 2nd jobs, plus leave us some spare to actually be comfortable off- which weve never had before.

so, i am going to re-think my plan if no body minds? we are in the mddle of putting some current debt onto new credit cards, with 0% for 13 months, so i will be sending the normal minimum payments what i have always budgeted for to the new 0% cards.

phew. money is so complicated!

i will update when ive worked out whats what!

xx

savingholmes

I would like to join this challenge - I aim to pay off M&S and E by Christmas as a minimum. I'm using the snowball calculator to determine the order of the others however so am unlikely to pay off other individual cards....

New DFD aiming for end 2010 :j - when signed up mid July was aiming for 2011!:eek:

lunar

Hi savingholmes, im sure you will meet your m&s target by christmas.

everyone seems to be doing really well. Ive managed to overpat £430 out of my £1500 target so im more or less on track. think i just need a kick to stop me spending money on lunch at work!

Also got to get some more bits listed on ebay.

Keep up the hard work everyone.