Desperate, am I in the wrong place?

Forgetmenot68

lucielle - I'm sorry about your tax credits. Why have they been stopped? Mine were because I failed to call back with a final piece of information within the time (forgot), did that happen to you?

Verbatim

How did it go????

Hope you have some good news soon.

lucielle

Earned too much and have a large overpayment to pay back which basically takes care of this award. I'd rather get it paid back this way than have to add it on to our debt total. Any news?
L

Forgetmenot68

Thank you Verbatim and lucielle, it went quite well I think but I'm not getting too hopeful after the last time. The job sounds pretty tough - heavily target driven, plus a lot of foreign travel etc. She was dubious about my long commute and the inflexible hours with all the children but I hope I convinced her that I'm ready for it. We'll see. But it's galvanised me to start getting onto other agents and apply for more jobs at least. I'll hear whether I got through to the second interview stage on the 8th Sept. Maybe I'll have found something else by then.....!

That's not too bad then Lucielle - will you get them again once the overpayment is dealt with?

FMN xx

SazM030306

Hi Forgetmenot,

I've just spent the last 2 days reading through your thread...what an inspiration! You've come so far over the last two months. You sound like such a strong woman.
Good luck with the job hunting/interviews, and with the book!

I shall continue following you on your DFW journey!

Sarah xxx

lucielle

I'm not sure. I was working a lot more hours last year, my job ended in Feb so I think I will wait until next year and allow this award to go towards the over payment.
L

Forgetmenot68

Thank you Sarah! I don't feel at all that I've earned any of what you say - I'm still struggling, but thank you for your good luck wishes.

lucielle - that sounds like the best idea if they're happy about it. They were so nice to me when I finally got everything regulated last week. Made a happy change from fielding calls from creditors. Are you working again now?

Hey! A bit of good news today! I entered our tax credits award into our CCCS figures and we now qualify for their help with a DMP as there are a whole £200 left after our outgoings. I don't know whether it's the best way forward, but psychologically it's a huge boost. I just remember how hopeless I felt the first time I did the online budget. They told me there was nothing they could do, and to go away and address our deficit. That galvanised me! Time for a new SOA I think, but sleep first. Night, to all the night owls.

FMN xx

rubydoiwannabee

Forgetmenot68 wrote: »

Hey! A bit of good news today! I entered our tax credits award into our CCCS figures and we now qualify for their help with a DMP as there are a whole £200 left after our outgoings. I don't know whether it's the best way forward, but psychologically it's a huge boost. I just remember how hopeless I felt the first time I did the online budget. They told me there was nothing they could do, and to go away and address our deficit. That galvanised me! Time for a new SOA I think, but sleep first. Night, to all the night owls.

FMN xx

From deficit to £200 available is brilliant!!!
Sleep well ready to tackle that SOA tomorrow.

Night night.

Verbatim

Morning FMN,

Great news on the surplus/dmp. I'm sure you'll feel a lot better once the dmp is sorted and you have a do-able SOA. I think it's really a matter of feeling in control rather than buffeted about by outside forces!

Forgetmenot68

Thank you Ruby and Verbatim but.. oh dear.... I didn't get round to doing my SOA as I've been doing end of holiday things with the children. I'll do it at the weekend. Hope everyone has a good evening.

FMN xx