DMP Mutual Support Thread (Part 4)

Bigdi

Sunshine, I use my visa electron card for everything and feel like a first class citizen because I can only use the money I have in the account which shows I'm definately not borrowing off the bank or robbing Peter to pay Paul as I did in the past. You should hold your head up high and feel the same! Oh, the joy of having only one card and cash in my purse!!

maz1964

hiya all

just updated on the few days worth of posts

i now believe in cash,,,,money in my hand is worth 2 visa cards in my purse,,,lol

no seriously, i try to pay by cash wherever i can now, i feel that im making better judgements too when shopping. I am sticking to my budget better and writing stuff down, keeping a log really helps you keep focused

it is actually quite liberating, and i wished id done it years ago, but we as a family are doing everything we can to teach our 16 year old about budgeting, cooking and being aware of different costs so she understands how much stuff costs now and also to help her budget money whilst at college

have a good day everyone and keep happy

ciao for now laters maz

monkeyintrouble

Been following your thread.

Good news on getting your money out of the bank. Im just about to swap banks and also just about to get paid so I hope I dont have the same problem.

As Noel Edmonds woud say.....You beat the banker! :j

markey77

That's great then, I rely on my Asda home shop to keep us going, what with me not able to drive, OH working night shift and 3 LO's ao look after ( and another on the way!), so I'm really glad we can continue with that. Plus I spend £80 a week max with online shopping and about £130 :eek: if I go into the shop!!

Jvic28

markey77 wrote: »

That's great then, I rely on my Asda home shop to keep us going, what with me not able to drive, OH working night shift and 3 LO's ao look after ( and another on the way!), so I'm really glad we can continue with that. Plus I spend £80 a week max with online shopping and about £130 :eek: if I go into the shop!!

£80 per week? How many people do you shop for? Thats 2 weeks of my budget maximum and I shop for 2 of us instore? Just being nosey as that seems high.

cocker100

Hi all,


Just been reading through the posts on the Electron debit card and the various problems with certain places not accepting them. I cant see anyone that has mentioned the Solo debit card. This is the basic version of the old Switch card (now Maestro). I have one of these and I have never been told I cant use it, either on line or in the shops. Dont know if it depends on what bank you use as to what card you get (I'm with Nat West), but I'd advise anyone who needs a basic bank account, to get one with a Solo card, as it works just as well as my old Lloyds Visa debit card did.


Cocker

Lodge

I too have a Solo card and have never had a problem - although I do tend to draw cash out of the machine now, as it seems more "real" and sometimes makes me think twice!!

ANY_CHANCE

Hello,

Does any one have a link for how much you are allowed to budget for cccs? eg for 1 person 35.00 per week etc

Thanks
AC X

markey77

Jvic28 wrote: »

£80 per week? How many people do you shop for? Thats 2 weeks of my budget maximum and I shop for 2 of us instore? Just being nosey as that seems high.

There are 5 of us, me, OH and 3 very hungry boys!! Nappies and baby wipes take up roughly £10 of the budget straight away and we go though bread and milk like you wouldn't believe. About a loaf every 2 days and 3-4 pints of milk a day.

Jvic28

ANY_CHANCE wrote: »

Hello,

Does any one have a link for how much you are allowed to budget for cccs? eg for 1 person 35.00 per week etc

Thanks
AC X

Hi AC,

Budget for what....food?