What's your mortgage interest rate at the moment?

The_Unready

Less than 4.50%

JimmyTheWig wrote: »

Now that's going to be a rather large increase coming your way. :eek:
I hope that this isn't what your username is alluding to...

Yes, it's a bit of a pain for sure. However, I've arranged a 2-yr HSBC Rate Matcher at 4.54% and I'm also reducing the mortgage via a one-off payment of £12k, so the new repayments aren't toooo bad (just a shame about the arrangement fee)!

I hope I don't live up to my name!

Icey77

4.50% - 4.99%

I'm on 4.84% until 30th June and then my new fixed rate product starts on 1st July at 6.04% :rolleyes:

pollyanna24

5.50% - 5.99%

Gailk wrote: »

5.63% five year fixed with nationwide, which we got in March

Snap. Got mine in March, started it 1st May 2008, runs until 30th April 2013.

350nutter

6.50% - 6.99%

6.5% (or is it 6.75?) with natwest, rate keeps changing so much I've lost track. Remortgaging with FD at 5.29 for 5 years, so should be a change for the better.

Careful_Shopper_3

6.00% -6.49%

4.99% ends with Halifax on 30th June. Just fixed for 3 years @ 6.19% for £499 fee

van22663

8.45% ....NIGHTMARE. stuck with sub prime lender Kensington. No escape till
next April!!!

odowdchr

Jockthearab wrote: »

Fixed 3 year deal with Nationwide of 5.09% ending 31/8/8 (Part Interest/Part Repayment). I noticed on their website a 'loyalty deal' of 5 year fixed at 6.2%, no arrangement fee. Phoned them last weekend & now have the Product conversion offer to sign & return at least 1 week before commencing this new rate on 1/9/8...can't see me getting a better deal with no fees in the current climate, but not in a rush to sign & send yet, just in case!

JtA

You're lucky. We phoned nearly 4 weeks ago, rang 4 times and our local branch didnt even return the calls......been fitted in for an appointment at another branch tomorrow (17/6) and they wouldn't do it over the phone, which i'm very p'eed off about.
Loyalty rate rate has gone from 5.95 to 6.2 and now to 6.45% while we've been hanging around.

Currently 5.27% on baserate tracker, ends 31/6

Woodgnome_2

My Nationwide 2 year tracker .13 below base (4.87%) will switch to a 5 year fixed 5.39% with the Hsbc on Friday.

I don't think I have done to bad considering the way the rates have gone bonkers lately.

Jockthearab

odowdchr wrote: »

You're lucky. We phoned nearly 4 weeks ago, rang 4 times and our local branch didnt even return the calls......been fitted in for an appointment at another branch tomorrow (17/6) and they wouldn't do it over the phone, which i'm very p'eed off about.
Loyalty rate rate has gone from 5.95 to 6.2 and now to 6.45% while we've been hanging around.

Currently 5.27% on baserate tracker, ends 31/6

I'd gone into the local branch in May as I'd seen the "5.95% loyalty deal" online & was told I'd need to book an appointment with an advisor in the branch or phone the number on the Website. Not wanting to lose out, I phoned them & was told to phone back after 1st June. I asked the guy on the phone if this rates was going up & he laughed & said "no, you'll be fine." Wish I'd phoned on the 1st June now as they went up just after to 6.20% :mad:

However, as you say, this rate has gone up again. I've been registered with the Nationwide online for a wee while now, so perhaps this is why I was able to do it over the phone? The guy just talked me through all the key points, asked if I fully understood I was committing to 5 years & the early repayment charges if I redeemed early etc, did I still have provisions to pay the interest only part of the mortgage? etc. All in all it was a fairly pain free way of organising it, sorry to hear yours is more trouble.

JtA

janken

6.00% -6.49%

5.99% fixed for 30 years:j Bank of America - OK its a investment property in the US. Why cant we get these deals in the UK

Ken