What's your mortgage interest rate at the moment?

RubyShoes

5.00% - 5.49%

Mine is a base rate tracker + 0.34%. Got it in February 08, runs to April 2011.

I am worried a bit... something a bit longer would have suited me. It was the best deal avaliable at the time though (97%LTV) so I will just have to ride out the STV if it comes to it.

michaels

Less than 4.50%

Remortgaged 1st April to svr-1.76% (4.49 currently) for 2 years - including all fees (arrangement, legal, valuation, termination) effective rate is 52 basis points higher

Gailk

5.63% five year fixed with nationwide, which we got in March

allan673

5.00% - 5.49%

10 year fix at 5.15% with first direct.
i applied in february, completed in april.

i paid £299 booking fee
£299 arrangement fee
and £99 valuation
looks like i got a good deal

Jules22

5.25% svr privilage rate. i've been with my BS for over 10yrs and always changed products when i've needed too.

The_Unready

Less than 4.50%

3.89% 5 year fix - finishing in August

magicdogsbrain

5.00% - 5.49%

Lifetime tracker CAM with N&P; base + 0.44. 26 year remaining.
Current account + savings + stooze are offset (about 50% is offset).
Taken out in December - just before everything went crazy.

magicdogsbrain

5.00% - 5.49%

With 2, 5 and 10 year deals – ‘booking fees’ are important – need to include them in your disclosures also!

phil284

I'm with Abbey on their Life Tracker (+ .49 above BoE BR)

How likely is it that rates will increase to 6% in the near future? Only every 1% will increase my mortgage £100.

I may well switch to a Fixed Rate in the future if Fixed Rates come down if the BoE BR rises.

allan673

5.00% - 5.49%

i think the rates will start to creep up slowly now.

the country is in a total mess