My Blog

Luckystepho

Hi, good luck with the car, sounds as though Evans Halshaw is at fault there. Hope you get your deposit back ok!

Jvic28

Well...the salesman said we could have our deposit back then the MD called and said they will locate service history or give up 2 yrs warranty with them but apparently we can still back out of the deal if we want. I'm tempted to tell them to stuff it as I don't trust them now.

Jvic28

Well...we got our money back from Evans Halshaw and we've bought one from a Fiat Main Dealer which is due to collect tomorrow. Woop Woop!!

Jvic28

Jvic28 wrote: »

Well, since I have had a letter from DLC I have also received a bill from Orange. The bill from Orange is for my arrears and my bill from DLC is for the total contract remaining. Confused or what? Who owns my debt now?

I just don't get them. They sent to debt to DLC which I have added to my DMP but I received another bill from them yesterday. There was nothing added to it, just the amount that I was overdue at the time they passed it to DLC. Anyone have any ideas why they've sent it. Is it because I could still pay those arrears and go back on my contract or something. I don't want to pay off the debt with DLC and then still have Orange asking me for this money.

Jvic28

Jvic28 wrote: »

PREVIOUS
TOTAL TO CREDITORS £9,987.86
Dads Card £1,942.00
Dad £1,602.28
Orange £87.88
Student Loan £1,000.00
CCHA £763.50
TOTAL£15,383.52

CURRENT
TOTAL TO CREDITORS £10,178.75
Dads Card £1,803.92
Dad £1,602.28
My Sister £100.00
CCHA £363.50
TOTAL£14,048.45

Jvic28

I haven't written for a while so I just thought I'd update a little.

Not a lot to say really.

All my creditors have accepted my DMP Payments which is good. Sainsbury's Bank are still charging me interest but it's at a reduced rate, I think it's a little over £1 a month but nothing much to worry about.

Well I said I didn't have much to say and that was about it.

Jvic28

I called Leeds BS last night and as my interest rate has finally gone down I'll be saving £88 a month on my mortgage payments. Makes a huge difference. I'm hoping to plough some money into paying off the money I borrowed on my Dads credit card as I'm hardly getting anywhere paying that off.

Some good news as last though! Yey Me!:j

abbecer

That's great news. Glad to see that things are going well.

Rebecca x

Jvic28

Thanks. I'm so glad I took the bull by the horns and started dealing with my debt properly this year. At last I can finally see my debts going down and I won't be borrowing to pay for Xmas. It'll be the 1st Xmas that will be paid for before not afterwards.

Good Luck to everyone else this Xmas :xmassmile

Jvic28

I can't believe it. I'm pregnant. I can't believe it. I honestly never actually thought I'd ever get pregnant. Just couldn't see it happening.

Ok, so I'm probably not in the best position financially, but people are a lot worse off than me.

It just doesn't seem real yet. I have no idea how far along I am or anything yet.

Wowsers!