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Getting started on BR...

Well had chat with partner and now parents, so all set to start ball rolling.

Just waiting to get appointment with CAB to sort out forms etc.

How long from filing forms do you see judge etc???
BSC No: 186 There is always light at the end of the tunnel. Unless someone's nicked the candle !
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Comments

  • peachyprice
    peachyprice Posts: 22,346 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hve you already spoken the the CAB and been advised that BR is best? If so you don't need an appointment with them to fill the forms out.

    Once the form are fileld you ring the court for an appointment, it could be anything from a few days to 6-7 weeks, depends on how busy the court is, and what system they operate. It might be worth giving them a ring now to see what their waiting list is like.
    Accept your past without regret, handle your present with confidence and face your future without fear
  • Waspeze
    Waspeze Posts: 2,479 Forumite
    Part of the Furniture Combo Breaker
    It might be worth giving them a ring now to see what their waiting list is like.

    Definitely agree with Peachy on this .. be really annoying to get all the forms filled out and have the money ready only to be told by your court that there's a 4 week waiting list!!
    :hello:
    Save a little money each month and at the end of the year you’ll be surprised at how little you have.
    An eye for an eye only ends up making the whole world blind
  • get_me_out
    get_me_out Posts: 295 Forumite
    I have had advise from a cab advisor in September who said could file BR in my name as debts in my name. The budget plan they did was for both me and my partner. Wanted to try and pay off but going to take 11 yrs with both lots of money. With just my money will take me even longer. We lose Child tax and Child Ben for one child in 2 yrs time so makes even harder.

    Partner got 2,000 of debt. Mines near 11,000 PLUS gas and elec and bt all in my name.

    So not sure how to fill in for just me filing. I only get child tax and child bene.

    I'm being treated by doctors for depression and find it hard to focus so help from CAB on forms would really make difference for me. Or I'll be panicing I'd done it wrong.
    BSC No: 186 There is always light at the end of the tunnel. Unless someone's nicked the candle !
  • Waspeze
    Waspeze Posts: 2,479 Forumite
    Part of the Furniture Combo Breaker
    Nothing wrong in getting help from the CAB with the form filling, they have helped a lot of people with it on this site as they are very daunting!!
    I think what Peachy was meaning though is that if you wanted to go BR sooner rather than later you didn't "have" to wait to see the CAB.
    :hello:
    Save a little money each month and at the end of the year you’ll be surprised at how little you have.
    An eye for an eye only ends up making the whole world blind
  • Merry_Gentry
    Merry_Gentry Posts: 3,627 Forumite
    I would definitely ring the court and find out whether it's drop in or appointment. Once you've completed the forms you'll want to take the next step as soon as possible.
    Get free advice before embarking on bankruptcy: CCCS 0800 138 1111 National Debtline 0808 808 4000
    Business Debt Line 0800 197 6026 CAB Insolvency Service- 0845 602 9848
    "He who laughs last didn't get it!" :rotfl:BSC 134

  • get_me_out
    get_me_out Posts: 295 Forumite
    Thanks everyone, yes I would like to get it sorted asap. But in my present state I can't cope with the forms alone. Just been told at lease another 12-24 months on my Anti Ds, by doctor.
    BSC No: 186 There is always light at the end of the tunnel. Unless someone's nicked the candle !
  • dalip
    dalip Posts: 7,045 Forumite
    I would suggest you ring your local court and see how long the waiting list is. Then make an app with cab to help with your forms. By then you will have an idea of the date for bc and could try and push cab to give you an earlier app esp if it's just to go through the forms with you.D
    Free impartial debt advice available from: National Debtline - Tel: 0808 808 4000 | The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111 | Find your local Citizens Advice Bureau
    Laugh at yourself and others laugh with you.Laugh at others and you laugh alone. BSC No 107:D
  • marste
    marste Posts: 100 Forumite
    Hi get me out :)

    I'm in the same situation as you only it's me and my OH! and we owe double what you do! Hey our kids are the same age too, mine leaves school in 2 yrs!

    Anyway I'm in court in 2 weeks and also have to fill in the dreaded forms, I can't get to see my local CAB as they're too busy it would be good if there was somewhere online that helped you fill them in, does anyone know anywhere online that shows you how to fill BR forms in?

    Don't worry too much GMO! We'll all get there together, at least your not alone :)
    Me before I found this forum :confused: And me after going through BR with everyone's help :j
  • get_me_out
    get_me_out Posts: 295 Forumite
    Thanks for that, it helps to know I'm not alone.
    BSC No: 186 There is always light at the end of the tunnel. Unless someone's nicked the candle !
  • Toon_Dave
    Toon_Dave Posts: 1,021 Forumite
    try the insolvency website. http://www.insolvency.gov.uk

    You can fill the form in online too and also has an example of the form. Alsio the CAB website has a help guide for completing the forms, i think it was the north east derbyshire office who were on here couple nighs ago and gave details of the web page.

    i will try and find exact page and post it on here
    :D BSC MEMBER NO. 125:D
    BR - 16th June 2008 AD - 16th June 2009
    :DIs it nice to be important or MORE important to be nice.:D
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