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Statement of intent

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  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    StuartGMC wrote: »
    The change to the Mondeo diesel has been most helpful

    It's not Stuart, it's an imposter :rotfl:.

    Welcome back stranger, we've missed you :wave:.

    Never mind the money, how are things? All seems to be well?

    In case you want to know what you've missed........ em a lot of wine & beer drinking really :o. Oh, and lots of strutting about in thigh high boots obviously ;). Mortgages all going down, stress levels up, couple of babies & house moves.

    Don't stay away again :)
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • uzubairu
    uzubairu Posts: 1,207 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Home Insurance Hacker!
    gallygirl wrote: »

    Don't stay away again :)
    Imagine my surprise when I noticed an email notification in my inbox for your thread.

    I was thinking about you earlier in the week when I was looking through my diary.
    Your many words of encouragement/advice helped to spur me on.

    It's so good to hear from you.

    Good luck with the house hunting.
  • CathT
    CathT Posts: 7,132 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Good to hear from you Stuart. Hope the house hunting goes well.
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • cha97michelle
    cha97michelle Posts: 5,818 Forumite
    Part of the Furniture
    Do you think my DH bought his jag? ;)

    Lovely to see you back posting Stuart. Hopefully it will not be anywhere near as long next time. Nice to hear you are ok.

    Now all we need do is find where Taka is hiding too.
  • twinklie
    twinklie Posts: 5,163 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hmmm....there must be a big pot hole somewhere on MSE where people fall down and take a while to climb out. Thats my theory anyway! :D
    Reduction in daily mortgage interest since October 23 (new mortgage) - £1.42 Dec24
    % of house owned/% of mortgage paid off. Dec 24 - 3.85%/28.34%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 March 37
  • sarahevie
    sarahevie Posts: 1,003 Forumite
    It may be controversial but I can't read the posts without feeling so so sorry for the ex wife. Whilst I'm pleased you have moved on to your 'new' family and this I'm sure has brought you happiness.

    That poor woman has lost her home, husband to another, has to see her daughter bonding with another family, plans for the future shattered. My sympathies are with her.

    Cautionary tale of how you can't buy happiness and financial freedom cannot protect relationships:eek:
    OPs so far £42,139
    Original end date Nov 2037 (53) Current end date June 2024 (40) Aiming for 5 years to be Mf
    DD1 Oct 2008:), DD2 Jul 2010:), DD3 Aug 2013:)
    When life is getting me down I try to remember to thank God for the blessings
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    sarahevie wrote: »
    It may be controversial but I can't read the posts without feeling so so sorry for the ex wife. Whilst I'm pleased you have moved on to your 'new' family and this I'm sure has brought you happiness.

    That poor woman has lost her home, husband to another, has to see her daughter bonding with another family, plans for the future shattered. My sympathies are with her.

    Cautionary tale of how you can't buy happiness and financial freedom cannot protect relationships:eek:

    Nothing controvertial about it - we all feel for her, even if we don't say so. Funny, on other threads where the husband has left the wife we all side with her with never a thought for the one walking out. Here we've all supported Stuart, because we 'know' him. The fact is that no-one walks out on a long term marriage without giving it serious thought and trying to make it work. Reading between the lines in Stuart's previous posts I'm guessing he had been unhappy for a very long time. If he was, then that will have impacted on the whole family. Speaking from personal experience you cannot live like that indefinitely. Whilst the circumstances are far from ideal I am sure that in time Stuart's ex will find real happiness (or at least contentment), based on reality rather than a covered-over situation.

    You may be right that money can't buy you happiness and financial freedom can't protect relationships. However, Stuart (and his ex's) sensible approach to money has meant that a difficult time for everyone has not been made worse by undue financial pressures. When my marriage broke up (my choice, so I can empthasise with Stuart) I had enough for a deposit on a nice house but in a really bad area. That, and a very limited income, added an extra layer of stress to the whole process and I am glad Stuart and his family have not had to face that.

    Good luck, health and happiness to al parties :beer:
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • uzubairu
    uzubairu Posts: 1,207 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Home Insurance Hacker!
    I was about to add a similar comment to yours (gallygirl), because I've witnessed friends' break-ups that have been long overdue.
    Combined with financial difficulties, one of them was very messy/painful to witness.
  • SmileyG_2
    SmileyG_2 Posts: 359 Forumite
    Stuart

    Welcome back! I've missed your insights into the markets. Are you still invested and how are things progressing?

    SmileyG
    Target acheived: _party_ Mortgage offset in June 2012!_party_
    Mortgage = -£98
    Endowment = £0
    Investments = £40,247
    [STRIKE]Deficit[/STRIKE] / Surplus = £40,149(at 22/09/2017)
    "Don't spend then save, save then spend!"
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Great to hear from you Stuart :)
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
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