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Living abroad tips and hints for money savers

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  • brodev
    brodev Posts: 1,018 Forumite
    We bought our house in Estepona 14 years ago. We have been very happy there, we had nice neighbours and friends. Our daughter met a Portuguese lad,got married and had a son. Hence our move to Praia da Luz, where we are also very happy. There are differences but there are lots of similarities. The language is difficult. We had fairly good "resaurant Spanish" but although the written language looks very similar the pronunciation of Portuguese is totally different. I would like to sell the house in Estepona but in the current market it is not easy.
    Something Really Interesting
  • Savvy_Sue
    Savvy_Sue Posts: 47,389 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    worrypants wrote: »
    wonder if it could be moved to a titale of its own?
    Welcome worrypants.

    If we get over-run by younger expats, this thread may be moved elsewhere although I'm not sure where! However, because this is a UK moneysaving site it's unlikely to get its own board (or separate discussion area, if you prefer).

    Whenever I see anyone asking about living abroad, I do mention this thread and assure them that we don't ask to see a birth certificate before they join in.

    Actually I'm a bit of an interloper myself, I qualify on age but not on living abroad! :rotfl:
    Signature removed for peace of mind
  • donny-gal
    donny-gal Posts: 4,661 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Sue you are also welcome anytime! :rotfl: :rotfl: :rotfl: As long you don't want to stop us nattering!
    DG
    Member #8 of the SKI-ers Club
    Why is it I have less time now I am retired then when I worked?
  • droopsnout
    droopsnout Posts: 3,620 Forumite
    Savvy_Sue wrote: »
    this is a UK moneysaving site it's unlikely to get its own board
    Thanks for the info, Sue, but I feel that this is an inadequate justification.

    I guess it depends on whether you are limiting the site to the UK geographically, or to UK subjects wherever they may live. Naturally, I prefer the second!

    Who contributes to this board: the UK land mass or UK (and sometimes other) citizens*? Do UK subjects not need to continue to look after their financial interests in the UK as well as in their new chosen country? Are the decision-makers at MSE aware of just how many Brits emigrate each year? Is it known at MSE just how many ex-pats there are? Is it realised that the ex-pat community is no longer made up only of well-to-do, gin-swigging civil servants, but of people of all natures who have decided to look for a different dimension to life, whether temporary or permanent?

    In recent weeks, we have had younger people come here for advice. Why not make it easier for them and stop pretending that it's only over-50s who fly the British nest?

    For the many people who may be considering emigration, what else does MSE offer? Where can they find out further info from this Board? Yet the implication is that you have to be over 50 to change countries. What patent nonsense!

    Sure, if you want, leave us old codgers here to waffle to each other about the pros and cons of international incontinence pads, but there should really be somewhere for the younger ones, too, to find out info as they start to put their ideas together, save their money, seek advice as to the best bargains on removals, legal expenses, etc., etc. So, please, either start a new forum elsewhere so that they can, or else move this forum into another area of the Board so that we aren't just a bunch of grey-haired, blue-rinsed, big-bummed burblers.

    "This is a UK moneysaving site" ... You should add, "and so we don't give a stuff about you if you feel like moving abroad."

    That's not really the ethos of Martin's Board, is it?

    * Yes, I know we're not strictly citizens ...
    Much of the social history of the Western world over the past three decades has involved replacing what worked with what sounded good. - Thomas Sowell, "Is Reality Optional?", 1993
  • donny-gal
    donny-gal Posts: 4,661 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Consider carefully, Sue, this is a nice friendly site, please don't place us in one of the silly/nasty areas, I would much rather the nice younger ones come to us here!
    Member #8 of the SKI-ers Club
    Why is it I have less time now I am retired then when I worked?
  • [quote=droopsnout;16443793
    * Yes, I know we're not strictly citizens ...
    [/quote]

    Yes we are ! At least I am. I am Spanish Resident but I have not changed my nationality.

    I have a house in the UK, bank accounts, a dentist and am still registered to vote as a non-resident voter.

    Therefore I am still interested in what goes on in the UK, moneysaving or otherwise.

    And I agree droopsnout, I think an expat board is justified too.
    (AKA HRH_MUngo)
    Member #10 of £2 savers club
    Imagine someone holding forth on biology whose only knowledge of the subject is the Book of British Birds, and you have a rough idea of what it feels like to read Richard Dawkins on theology: Terry Eagleton
  • droopsnout
    droopsnout Posts: 3,620 Forumite
    donny-gal wrote: »
    Consider carefully, Sue, this is a nice friendly site, please don't place us in one of the silly/nasty areas, I would much rather the nice younger ones come to us here!
    I see the problem. But how would they know where to find us if we stay here?
    Much of the social history of the Western world over the past three decades has involved replacing what worked with what sounded good. - Thomas Sowell, "Is Reality Optional?", 1993
  • donny-gal
    donny-gal Posts: 4,661 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Dunno, but it depends on where they suggest they move it, or have two? A new one for everyone, and still keep this as I am sure some would pickup on our older comments! We could link to both.
    DG
    Member #8 of the SKI-ers Club
    Why is it I have less time now I am retired then when I worked?
  • droopsnout
    droopsnout Posts: 3,620 Forumite
    Yes we are ! At least I am. I am Spanish Resident but I have not changed my nationality.

    I have a house in the UK, bank accounts, a dentist and am still registered to vote as a non-resident voter.

    Therefore I am still interested in what goes on in the UK, moneysaving or otherwise.

    And I agree droopsnout, I think an expat board is justified too.
    Sorry, s-d-w. But you're not a UK citizen. In the UK, we are Her Majesty's subjects. A small distinction, but crucial in democracies. That's what we get for having a monarchy!
    Much of the social history of the Western world over the past three decades has involved replacing what worked with what sounded good. - Thomas Sowell, "Is Reality Optional?", 1993
  • missile
    missile Posts: 11,777 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    If you have spanish residency you are entitled to all the benefits same as a spanish national. Although many do, you are no longer entitled to claim UK benefits like free dentist and doctor.

    Big brother works slow, but they will get you eventually. A freind of mine had been getting free prescriptions from UK, but they were caught out. I am sure you are NOT claiming benefit to which you may not be entitled and it is none of my business, but please be advised DWP have a new "snitch on your neighbour" line here in spain. see http://www.direct.gov.uk/en/MoneyTaxAndBenefits/BenefitsTaxCreditsAndOtherSupport/BenefitFraud/DG_10014876
    What is benefit fraud?
    ........
    + not reporting they are going abroad, living abroad, or have changed address
    "A nation's greatness is measured by how it treats its weakest members." ~ Mahatma Gandhi
    Ride hard or stay home :iloveyou:
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