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Challenge for June - No Unnecessary spending for June

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  • sallyx
    sallyx Posts: 15,815 Forumite
    Right im starting again...going to work out exactly what I have blown all my money on this month.
    I'll make a wish, take a chance, make a change And breakaway. I'll take a risk, take a chance, make a change and breakaway ....
    Finally Debt Free...
  • cleo123
    cleo123 Posts: 47 Forumite
    HI ALL ,
    A NO SPEND DAY FOR ME TODAY !!!
    :beer:
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    Ive finally got organised re my spending, nearly had a heart attack when bank statement come through, so have now got a spare diary, and am putting daily balance,all debit dates, and planned dates t pay bills, I've had enuf of bank charges, the Halifax is £35.00 time a go, so far this yr been stung by £350.00, not any more!

    Here goes xx
    xx rip dad... we had our ups and downs but we’re always be family xx
  • Dansmum_3
    Dansmum_3 Posts: 10 Forumite
    tigzem wrote: »
    Well done.... its worked then, great news. Are you going to keep going for the rest of June?

    :o Well, let me get in the confessional and then I can start again! Yesterday I ended up getting yet another mocha and a bacon and sausage barm for breakfast (although it works out cheaper as a breakfast offer than if I got them separate). Tonight I'm going for a meal with a friend I've not seen for a few months. She was going to come round to mine and I was going to do a curry and be all MSE but I'm that fed up of staying in I rang her back and said I'd booked a table somewhere. We've also decided to have a weekend in the Lakes which we're going to sort out tonight but that will be in July so I'm not counting it in this challenge. Also, there's a very good offer on a garden table and chairs in my local Asda and I'm quite tempted to get it before it goes. I've held on for a couple of weeks but my resolve is slipping away. If I'm not letting the side down and you'll still have me I will keep going for the rest of June!!!
    :j

    Oooh, I feel cleansed of my sins! :p
  • thriftymoo
    thriftymoo Posts: 1,219 Forumite
    hiya all!

    just wanted to say how well you guys are doing!! been lurking this week but felt like it was a bit late to start!! are you guys going to do this again next month? would love to join!!
    Aug £10 a day £0/£1000
  • tigzem
    tigzem Posts: 2,361 Forumite
    Hi all... sorry not posted for AGES.... oops!!! I've spent £210 that wasn't budgeted speechless-smiley-040.gif on a shiny new bike!!! So I can cycle to work and save money on petrol but I've not been able to this week as I've got a sore throat and feel unwell. I did borrow the money from DD's account rather than put onto credit. I'll pay it back over the next few months.

    So it was kind of necessary.... just not budgeted for or planned!!

    Back on track now though

    How's everyone else doing xxx
    "Nobody made a greater mistake than he who did nothing because he could only do a little." Edmund Burke
  • basketcase
    basketcase Posts: 1,229 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I frugally MSE'd a pair of sun loungers from someone at work last night (she says, trying to make it sound less bad! :o )

    You could say that these weren't essential, in that I live in Scotland, Land of the Cold Damp Summers. OTOH, we DO have outdoor theatre and it's possible to enjoy it, provided you're not sitting on the cold damp grass - hence the chairs. So you could say it was a kind of necessary investment for the future. Couldn't you...:rolleyes:

    Got the car's MOT next week. Small amount budgetted and, hopefully (everything crossed), there's not much left!

    Apart from that, I'm doing quite well. How's everyone else doing?
    A budget is like a speed sign - a LIMIT not a TARGET!!

    CHALLENGES

    2025 Declutter:
    1 CONTAINER (box/bag/folder etc) per day; 50/365
    1 FROG (minimum) per week; 6/52
    WEIGHT I'll start with 25 lbs (though I need to lose more!) and see how it goes...🤔 0/25

    2025 NSDs: 15 per MONTH - FEB 4/15; JAN 21/15
    2025 Fashion on the Ration: (carried over from 2024) 10+66 = 76
    2025 Make Do, Mend & Minimise No target, just remember to report!

    AWARDS 💐⭐
  • basketcase
    basketcase Posts: 1,229 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Enjoy the bike, tigzem
    A budget is like a speed sign - a LIMIT not a TARGET!!

    CHALLENGES

    2025 Declutter:
    1 CONTAINER (box/bag/folder etc) per day; 50/365
    1 FROG (minimum) per week; 6/52
    WEIGHT I'll start with 25 lbs (though I need to lose more!) and see how it goes...🤔 0/25

    2025 NSDs: 15 per MONTH - FEB 4/15; JAN 21/15
    2025 Fashion on the Ration: (carried over from 2024) 10+66 = 76
    2025 Make Do, Mend & Minimise No target, just remember to report!

    AWARDS 💐⭐
  • cleo123
    cleo123 Posts: 47 Forumite
    HI ALL ,

    I`VE HAD A VERY BUSY AND EXPENSIVE FEW DAYS .
    I`VE HAD 10 MEMBERS OF THE FAMILY STAYING :eek: :eek: :eek: .

    WE HAD A BIG FAMILY BIRTHDAY TO CELEBRATE SO AS WELL AS FEEDING EVERYONE THERE WAS ALSO THE BIRTHDAY MEAL OUT NOT TO MENTION BIRTHDAY PRESENTS :eek: :eek: :eek: .

    HAVING SAID THAT I WAS QUITE GOOD . I USED A LOT OF BITS AND PIECES UP I HAD IN THE FREEZER , ASKED EVERYONE TO BRING THIER OWN DRINKS , HAD BOUGHT THE PRESSIES A WHILE AGO AT VERY GOOD PRICES IN THE SALES , HAD A BUDGET FOR GOING OUT AND MANAGED TO SPEND LESS THAN I EXPECTED AND DIDN`T BUY ANYTHING ELSE .

    SO WHEN YOU LOOK AT IT I SUPPOSE I CAME THROUGH QUITE WELL , EVERYONE ENJOYED THEMSELVES AND I`M QUITE PLEASED I NOW HAVE A LITTLE EXTRA IN MY PURSE I CAN PUT TO GOOD USE .

    OTHER THAN A FEW ESSENTIAL FOOD ITEMS I`M GOING TO TRY NOT SPEND ANYTHING FOR THE NEXT 3 / 4 DAYS SO HERE GOES :A
  • basketcase
    basketcase Posts: 1,229 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Well done Cleo!

    I'm having another NSD - it's good to be back on track. May have an unexpected and unbudgetted spend before the 30th though. Need to get my passport renewed. It's for work (she says righteously!). Off to Paris for some training...
    A budget is like a speed sign - a LIMIT not a TARGET!!

    CHALLENGES

    2025 Declutter:
    1 CONTAINER (box/bag/folder etc) per day; 50/365
    1 FROG (minimum) per week; 6/52
    WEIGHT I'll start with 25 lbs (though I need to lose more!) and see how it goes...🤔 0/25

    2025 NSDs: 15 per MONTH - FEB 4/15; JAN 21/15
    2025 Fashion on the Ration: (carried over from 2024) 10+66 = 76
    2025 Make Do, Mend & Minimise No target, just remember to report!

    AWARDS 💐⭐
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