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What is your MSE bug bear?

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  • Oops I thanked a troll earlier in error...

    My bugbear is people who don't want to understand cashback sites like Quidco, or the concept of "free daily clicking". To be fair I only ever try to explain the cashback part of things. One friend buys HMV items every single month from their website and still won't go via Quidco, it just baffles me.

    I also have friends who used to spend loads and loads on food, then mention how much they were in debt, which made no sense. I have noticed they now buy value items and don't eat so OTT, so I think that's a good thing as paying off debt has to come first.

    Buying top brands is also a big one - although I do admit that some things I can't go without. Baked Beans and real Ketchup are 2 of them. But toilet roll, tinned tomatoes, peas, sweetcorn? No way and saves so much more buying non-branded and 'downsizing'.
    MFW #185
    Mortgage slowly being offset! £86,987 /58,742 virtual balance
    Original mortgage free date 2037/ Now Nov 2034 and counting :T
    YNAB lover :D
  • I agree EagerLearner. I shop in Lidl now and save a fortune! My mates shudder at the thought of shopping there but have no problem eating my food when I make it! One of my mates even remarked that the food tasted nicer than the main supermarkets but still refuses to shop in Lidl! And they buy the expensive loo roll - I get 10 rolls for the same price as 4 of the ones they buy and they last me ages! Also, they insist on buying expensive cleaning products - bleach is bleach to me whether you buy a named brand or not!
    Debt 30k in 2008.:eek::o Cleared all my debt in 2013 and loving being debt free :)
    Mortgage free since 2014 :)
  • Horace
    Horace Posts: 14,426 Forumite
    I cannot under the Lidl haters either - if Lidl are so bad why do their recipes appear in the Daily Express every day?:confused: I like Lidl and Waitrose but I refuse to pay Waitrose prices so shop in Lidl instead and save loads.

    My bugbear is people who think that those who are on benefits are cheats - some of them maybe cheats and if you know of a cheat then you should dob them in. Not all benefit claimants are cheats.

    I just love my vouchers and freebies.
  • My huge bugbear at the moment is the Supermarkets all cashing in on the 'credit crunch'
    Look at all the advertising, it's never reductions on essentials, it's all beer and vodka!
    What they are really saying is "So you're poor but hey, just get drunk!"
    ...Linda xx
    It's easy to give in to that negative voice that chants "cant do it" BUT we lift each other up.
    We dont count all the runners ahead of us & feel intimidated.
    Instead we look back proudly at our journey, our personal struggle & determination & remember that there are those that never even attempt to reach the starting line.
  • What I find annoying, is that a couple of years ago everyone used to poke fun at me, call me a miser and a penny-pincher when I used to tell them about my moneysaving ways... now two years on, they come to me for advice on cashback, ebaying, etc etc, and I almost begrudge helping them! :rolleyes:

    Also people who think that just because you have a little money, you should no longer be frugal or care about saving the pennies. But errr, how do you think I have ended up with savings? Certainly not by blowing my money on £5 sandwiches.
  • You should charge them a consultancy fee completelylost!
    ...Linda xx
    It's easy to give in to that negative voice that chants "cant do it" BUT we lift each other up.
    We dont count all the runners ahead of us & feel intimidated.
    Instead we look back proudly at our journey, our personal struggle & determination & remember that there are those that never even attempt to reach the starting line.
  • Horace
    Horace Posts: 14,426 Forumite
    Oh I forgot my other bugbear the price of petrol - about 3 weeks ago my local BP garage was selling petrol at 107.9p per litre, when I drove past it on 1st September it had gone up to 108.9p and today when I filled up they had put the price up again to £110.9p:mad: No reason for it that I can see especially when they used to sell unleaded at 119.9p when the price of oil went up and they cashed in. I know that they always keep their price 5p dearer than Morrisons (Morrisons is a bit further for me and their garage is a right pain to drive into and get out of). Thank goodness I have an economical car and now won't need to fill it up until the end of the month/beginning of October.
  • savingholmes
    savingholmes Posts: 28,973 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    tallyhoh wrote: »
    I get REALLY ratty at those who laugh & turn their nose up because I shop at Lidl & buy clothes from charity shops. I hate it EVEN more when they are the same ones that owe me money & make excuses that they cannot afford to repay me.:mad:

    Especially when its because they spend so much on clothes & going out drinking.:mad:
    I'm reading this thread and most of it I agree with however

    I don't lend any money to anyone - I either give it or not but no loans that way I never get uptight about it.

    I only pay my own way on drinks - but hardly ever socialise with work. When we do - we tend to go to the carvery at 3.50 a head, and another £1.50 for a drink - so even if we pay each others meals or drinks - it's no big deal!

    For meals out I tend to say I will just pay my own - or make a judgment in advance that as it is a one-off I will go with the flow.

    I must admit I'm sometimes still guilty of expect m&d to pay for things despite being fully grown up and all that....

    My biggest frustration is the complete lack of co-operation from OH. He humours what I do but doesn't support it actively which is very frustrating. He rubbishes selling on e-bay etc.... He would rather we gave everything away.:eek: I asked him to sell his car on e-bay this weekend as it was half price this weekend - has he done it - no!:mad:
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • I'd offer to do it all for him... then when the ebay cash came in from the car sale, fan all the notes out on the table.

    Then, take half the whole pile of cash, and keep it for yourself as comission for him not wanting to learn!

    Believe me - he'd convert pretty quick that way x
    MFW #185
    Mortgage slowly being offset! £86,987 /58,742 virtual balance
    Original mortgage free date 2037/ Now Nov 2034 and counting :T
    YNAB lover :D
  • savingholmes
    savingholmes Posts: 28,973 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    moggylover wrote: »
    Have hated it since my eldest son went up to Senior school - and keeps looking longingly at football boots made of crappy "man-made materials" that cost £100+, cos his so-called mates have them, and whilst I'm not going to give in I do know that he gets teased/bullied about anything that does not have the "right" labels!!

    God, what a horrible World it has become when one is judged according to a fancy name on your shoes or bag at the age of 12!
    Do you have a sports world near you - as I get designer stuff from there for my son at £8 a shot! I think they are on the internet as well! I've been thrilled at getting Nike trainers at less than half price, £8 Airwalk trousers or Kangol trousers etc... No fear coat reduced from £45 to £10. I am no longer scared by peer pressure - but then my son's favourite clothes tend to be Primark's rebel label!!! My DS is getting a no fear rucksack for his birthday £5 - bought in the sales - you just need to do savvy shopping and your kids can still have labels for less.:cool:

    My kids have mainly second hand clothes collected by relatives from their rich friends! They are more than happy with this as they get to wear designer labels that I've not paid for. I get complimented on their clothes - my DD wears a (second hand) pampolina jacket with a £4 matalan dress! I get enough to share with my friends....
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
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