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Dear Diary - help me be Debt Free
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Hope u are on the mend hun.
Take care.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Thanks for the well wishes. Feeling a bit better now thanks and back at work:rolleyes: . I think its partly due to my bump being big enough to disrupt my sleep now - I just can't get truly comfy even with the whole bed and a stack of pillows so although I'm sleeping through I don't think I'm fully rested, if that makes sense. A maximum of 13 weeks to go which isn't too long in the scheme of things...
I made 40 cards this weekend:j :T . If I can squeeze in time I'll churn out another 15 'normal' ones then get cracking on the family specials:p26.2.19/14.1.19: T MC 3629.26/3629.26 : VM 0% 1050/13876.59 : W 0% 100/1485 = 4409.26/18990.85 =25.17%28.1.19/28.1.19 Hubs 0% £400/£2,977 =13.44%SPC 2019 #073
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Woo hoo - holiday starts in 52 minutes.
Looking forward to being pampered and spoiled by the parents for the next 4 days:D
I have worked out my Xmas budget and I will be able to pay for everything cash so no adding to debt, although I won't be paying any extra off either.
Three pay days from now I will be a parent:eek:26.2.19/14.1.19: T MC 3629.26/3629.26 : VM 0% 1050/13876.59 : W 0% 100/1485 = 4409.26/18990.85 =25.17%28.1.19/28.1.19 Hubs 0% £400/£2,977 =13.44%SPC 2019 #073
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Have a fab holiday.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
I'm back:j
Had a lovely long weekend with the folks, lots of retail therapy (I was good and looked mostly except for picking up a couple of stocking fillers:A - I think I spent £70 the whole weekend, £25 of which was on a robe for Hubbles' Xmas that I was budgeting £40 for!)
Hoping to spend only minimal amount on food this month as freezer is rammed with meat from last month's bargains so bread, milk, veg and catfood should cover it for the next 3 weeks then we're at Mum's again so all eating is free:j :money:26.2.19/14.1.19: T MC 3629.26/3629.26 : VM 0% 1050/13876.59 : W 0% 100/1485 = 4409.26/18990.85 =25.17%28.1.19/28.1.19 Hubs 0% £400/£2,977 =13.44%SPC 2019 #073
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Glad you had a great time.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
So excited - Debt could be sub £7k by New Year:j even with Xmas spends:j :j :j26.2.19/14.1.19: T MC 3629.26/3629.26 : VM 0% 1050/13876.59 : W 0% 100/1485 = 4409.26/18990.85 =25.17%28.1.19/28.1.19 Hubs 0% £400/£2,977 =13.44%SPC 2019 #073
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Just 22 working days until maternity leave. The non-work days pass so quickly it doesn't seem worth counting them...
This week I will be mostly finishing Xmas shopping/making, writing cards and preparing for Hubbles' birthday 'party' on Saturday. My reward for my hard work will be lunch with the girls on Sunday
Might not manage to put extra to paying off debt this month but I am determined not to make it any worse ...26.2.19/14.1.19: T MC 3629.26/3629.26 : VM 0% 1050/13876.59 : W 0% 100/1485 = 4409.26/18990.85 =25.17%28.1.19/28.1.19 Hubs 0% £400/£2,977 =13.44%SPC 2019 #073
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Whoosh! That's another week done! 31+0 today so in a maximum of 11 weeks I will be a Mummy!!!!!!:j :j :j (since starting hypnobirthing classes there is no :eek: in me at all;) )
I can be less and less bothered with work. Looking forward (in chronological order) to:
1. Hubbles' birthday party on Saturday:beer:
2. Girly late lunch on Sunday:D
3. Xmas with family:beer:
4. Starting maternity leave:D
5. Bringing my baby home:j
6. Watching my debts decrease:A26.2.19/14.1.19: T MC 3629.26/3629.26 : VM 0% 1050/13876.59 : W 0% 100/1485 = 4409.26/18990.85 =25.17%28.1.19/28.1.19 Hubs 0% £400/£2,977 =13.44%SPC 2019 #073
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Bring it on Luc.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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