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Dear Diary - help me be Debt Free

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Comments

  • lucielle
    lucielle Posts: 11,587 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That looks a lovely list to complete
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • Lucifa73
    Lucifa73 Posts: 7,726 Forumite
    Part of the Furniture Combo Breaker
    Bring it on indeed Beanie:p

    Feeling good today. As you may have seen on the Daily chat today, the MW appointment went well. Hubbles had a goofy grin all afternoon after hearing the heartbeat...

    A few bits and bobs to take care of today but nothing momentous. Will check bank accounts today but confident that both my spend, and the joint spends are well on track:D
    26.2.19/14.1.19: T MC 3629.26/3629.26 : VM 0% 1050/13876.59 : W 0% 100/1485 = 4409.26/18990.85 =25.17%
    28.1.19/28.1.19 Hubs 0% £400/£2,977 =13.44%
    SPC 2019 #073


  • beanielou
    beanielou Posts: 96,638 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Havent been on DC yet.
    Glad your midwife apntment want well :)
    So you finish work in Jan?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Lucifa73
    Lucifa73 Posts: 7,726 Forumite
    Part of the Furniture Combo Breaker
    beanielou wrote: »
    Havent been on DC yet.
    Glad your midwife apntment want well :)
    So you finish work in Jan?

    Finish on Jan 16th:j Go back on Sept 14th :cool:
    26.2.19/14.1.19: T MC 3629.26/3629.26 : VM 0% 1050/13876.59 : W 0% 100/1485 = 4409.26/18990.85 =25.17%
    28.1.19/28.1.19 Hubs 0% £400/£2,977 =13.44%
    SPC 2019 #073


  • Lucifa73
    Lucifa73 Posts: 7,726 Forumite
    Part of the Furniture Combo Breaker
    Morning all!

    Feeling chipper today - no particular reason. Perhaps because its almost the weekend?

    Last night I had a list of things to do in my head but it never made it to paper and now I can't remember any of them...

    Is it too much of a cheat birthday cake to buy 2 Dancake chocolate rolls (£1 each in Somerfields) and cover them in chocolate frosting as a quick yule log style b'day cake:confused: .
    26.2.19/14.1.19: T MC 3629.26/3629.26 : VM 0% 1050/13876.59 : W 0% 100/1485 = 4409.26/18990.85 =25.17%
    28.1.19/28.1.19 Hubs 0% £400/£2,977 =13.44%
    SPC 2019 #073


  • skint_spice
    skint_spice Posts: 13,547 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The yule log thing sounds fine - as long as he's a chocky fan!
    Mortgage OP 2025 £7050/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £34,965

    Money making challenge £78/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • Lucifa73
    Lucifa73 Posts: 7,726 Forumite
    Part of the Furniture Combo Breaker
    The yule log thing sounds fine - as long as he's a chocky fan!

    He's a fan of all things sweet. We're like the sweet and savoury version of Jack Sprat and his wife:p
    26.2.19/14.1.19: T MC 3629.26/3629.26 : VM 0% 1050/13876.59 : W 0% 100/1485 = 4409.26/18990.85 =25.17%
    28.1.19/28.1.19 Hubs 0% £400/£2,977 =13.44%
    SPC 2019 #073


  • Lucifa73
    Lucifa73 Posts: 7,726 Forumite
    Part of the Furniture Combo Breaker
    Well that's me done with work until 5th Jan. Doctor has signed me off until Xmas day. Need to get bloods done including one for thyroid function and something to do with liver function. Also been prescribed a mild anti histamine to see if that helps calm my skin. Not overly delighted to be taking meds while pregnant but if I don't try something I'm going to scratch myself raw!

    On a MSE note not working has saved me £20 in train fares, £5 on a tin of Xmas sweets and probably £10-15 on lunches...
    26.2.19/14.1.19: T MC 3629.26/3629.26 : VM 0% 1050/13876.59 : W 0% 100/1485 = 4409.26/18990.85 =25.17%
    28.1.19/28.1.19 Hubs 0% £400/£2,977 =13.44%
    SPC 2019 #073


  • beanielou
    beanielou Posts: 96,638 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    You take care hun of yourself & the bump.
    The itching is no fun~had a reaction to meds recently & boy was I itching!
    Got a parking ticket in your lovely city on Tuesday!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Lucifa73
    Lucifa73 Posts: 7,726 Forumite
    Part of the Furniture Combo Breaker
    beanielou wrote: »
    You take care hun of yourself & the bump.
    The itching is no fun~had a reaction to meds recently & boy was I itching!
    Got a parking ticket in your lovely city on Tuesday!

    Thanks Beanie. Bump is fine - lots of movement so not worried about that at all. Not having to think about work for almost 3 weeks has lightened the load a bit...

    Been doing some gentle pottering about the house just going through the niggly little jobs that never seem to get done (like finally binning half used toiletries I'll never finish cos I don't really like them...) while the washing machine takes care of the laundry. Its great to be able to take care of it over several days rather than try and ram it into the weekend before we go away...
    26.2.19/14.1.19: T MC 3629.26/3629.26 : VM 0% 1050/13876.59 : W 0% 100/1485 = 4409.26/18990.85 =25.17%
    28.1.19/28.1.19 Hubs 0% £400/£2,977 =13.44%
    SPC 2019 #073


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