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Comments

  • londonuk2008
    londonuk2008 Posts: 1,101 Forumite
    Decent limit as well..
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    londonuk2008 wrote: »
    Yeah thats what I do - as I found Choice very expensive , whilst Additions is very competitive. I tend to buy say , TV or Laptop - pay it off ... then with Littlewoods they sell some decent clothes. But I reckeon once my Choice shows as closed they will increase the other limits and I will have to tell them to reduce.

    It was one of my credit card companies last year told me I had too much available credit with 'Mailorder' including Next - but I like Next too much!
    I've just ordered a new leather "man bag" out of my Dad's Next account!! 1st time he has used it.
  • londonuk2008
    londonuk2008 Posts: 1,101 Forumite
    Well I havent applied for anything since...mm... Late October.

    Searches are dropping off Experian great! Darcy and Mr P - what about yours?
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I want a credit card. Bloody Defaults!!!!!
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    londonuk2008 wrote: »
    Well I havent applied for anything since...mm... Late October.

    Searches are dropping off Experian great! Darcy and Mr P - what about yours?
    Did you ever find out if Natwest searched you for the loan?
  • darcyvuqua
    darcyvuqua Posts: 2,459 Forumite
    wont be a while until my searches are good looking
    you cant change yesterday
    but you can make tomorrow better
  • londonuk2008
    londonuk2008 Posts: 1,101 Forumite
    How old is the defaults?

    I got a Vanquis whilst still having a default few years ago. I was thinking today - five years ago only could get cash card with Nationwide and a Next account (dunno how).The around four - five years ago Choice account. Two and half years ago a A+L premier account with debit card and last year a Natwest account.

    Granted things are stricter now.
  • londonuk2008
    londonuk2008 Posts: 1,101 Forumite
    sutton111 wrote: »
    Did you ever find out if Natwest searched you for the loan?


    Never did - both credit files show no trace (you have a good memory!).
    Going in for another review in two weeks - although cant see what they can give me!!!!

    Most likely a ISA.
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Late 2007 and some previous back in 2001,2002 area. I have to wait until the 9th of February for a Vanquis as it's six months since i was declined.
    I really hope i get one this time!!!
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    londonuk2008 wrote: »
    Never did - both credit files show no trace (you have a good memory!).
    Going in for another review in two weeks - although cant see what they can give me!!!!

    Most likely a ISA.
    Thanks.
    A credit card or a £250 cheque card.lol
This discussion has been closed.
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