Sub Prime Credit Card Club

londonuk2008

Decent limit as well..

sutton111

londonuk2008 wrote: »

Yeah thats what I do - as I found Choice very expensive , whilst Additions is very competitive. I tend to buy say , TV or Laptop - pay it off ... then with Littlewoods they sell some decent clothes. But I reckeon once my Choice shows as closed they will increase the other limits and I will have to tell them to reduce.

It was one of my credit card companies last year told me I had too much available credit with 'Mailorder' including Next - but I like Next too much!

I've just ordered a new leather "man bag" out of my Dad's Next account!! 1st time he has used it.

londonuk2008

Well I havent applied for anything since...mm... Late October.

Searches are dropping off Experian great! Darcy and Mr P - what about yours?

sutton111

I want a credit card. Bloody Defaults!!!!!

sutton111

londonuk2008 wrote: »

Well I havent applied for anything since...mm... Late October.

Searches are dropping off Experian great! Darcy and Mr P - what about yours?

Did you ever find out if Natwest searched you for the loan?

darcyvuqua

wont be a while until my searches are good looking

londonuk2008

How old is the defaults?

I got a Vanquis whilst still having a default few years ago. I was thinking today - five years ago only could get cash card with Nationwide and a Next account (dunno how).The around four - five years ago Choice account. Two and half years ago a A+L premier account with debit card and last year a Natwest account.

Granted things are stricter now.

londonuk2008

sutton111 wrote: »

Did you ever find out if Natwest searched you for the loan?

Never did - both credit files show no trace (you have a good memory!).
Going in for another review in two weeks - although cant see what they can give me!!!!

Most likely a ISA.

sutton111

Late 2007 and some previous back in 2001,2002 area. I have to wait until the 9th of February for a Vanquis as it's six months since i was declined.
I really hope i get one this time!!!

sutton111

londonuk2008 wrote: »

Never did - both credit files show no trace (you have a good memory!).
Going in for another review in two weeks - although cant see what they can give me!!!!

Most likely a ISA.

Thanks.
A credit card or a £250 cheque card.lol