Sub Prime Credit Card Club

louloupot

hi all
i have just called vanquis with no joy still saying that we cant do a credit increase on request you have to wait till we review your account. so unfair

emmy05

louloupot wrote: »

hi all
i have just called vanquis with no joy still saying that we cant do a credit increase on request you have to wait till we review your account. so unfair

that is unfair, youd think theyd do a standard check at certain points for everyone tbh

louloupot

i know what takes the mick is she said oh yes i can see your account has been kept in good order hopefully within the next couple of months they said that to me in may lol

random_fat_bird

Here's a query for you:

How many searches on your credit file = A Bad Thing(tm)?

I only have online access to Experian, and there are I think seven visible searches from the last twelve months. Is this a scary number?

Thankee for any ponderances you may have on the matter:)

Tori_Bellatrix

I think 7 searches is fine within the last 12 months ... I have about 20 ... although not all recorded searches .. :eek:

random_fat_bird

I think I have an additional three unrecorded searches too. I am getting a little wary of applying for anything else, as I have no idea what my file with Equifax is like. I did order one, and it arrived but I've no idea where it went >_<

I'd like to get myself a new PC, but I suspect I shall just have to wait and see what I can manage later in the year as I don't want to apply for any more credit right now.

I'm officially laying off the apply buttons:D

Tori_Bellatrix

random_fat_bird wrote: »

I think I have an additional three unrecorded searches too. I am getting a little wary of applying for anything else, as I have no idea what my file with Equifax is like. I did order one, and it arrived but I've no idea where it went >_<

I'd like to get myself a new PC, but I suspect I shall just have to wait and see what I can manage later in the year as I don't want to apply for any more credit right now.

I'm officially laying off the apply buttons:D

Same here .... ... although it's tempting sometimes I know I have too many searches against me right now ...

random_fat_bird

Tori_Bellatrix wrote: »

Same here .... ... although it's tempting sometimes I know I have too many searches against me right now ...

Application Abstinence

The AA for the button orientated addict:D

PROLIANT

Hi Darcy, sorry about Capital One mate, just sit tight.

COOKIEWILLOW

pania wrote: »

hi cookie! off to bed now but saw your name and just wanted to say hope it all went well the other day. catch up soon hopefully. x

Hi Pania, I answered you on that other thread lol. we keep missing each other ALL THE TIME. Just in from a H & S course (yawn)going to do some chuck then I will sit down and pm you xxxpromise