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Comments

  • cifpower
    cifpower Posts: 6,502 Forumite
    sutton111 wrote: »
    Yea the Ulimate reward one.
    I had that mainly for the interest free overdraft, the breakdown cover, travel insurance and mobile phone cover. However, I rarely used the overdraft, got free breakdown cover with my car insurance, didn't travel enough and didn't like paying £35 excess for the mobile cover. Whilst the debit card is very pretty I cancelled when they raise the monthly fee by £2.50
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    cifpower wrote: »
    I had that mainly for the interest free overdraft, the breakdown cover, travel insurance and mobile phone cover. However, I rarely used the overdraft, got free breakdown cover with my car insurance, didn't travel enough and didn't like paying £35 excess for the mobile cover. Whilst the debit card is very pretty I cancelled when they raise the monthly fee by £2.50

    Didn't they issue you a cheque guarantee card then?
  • cifpower
    cifpower Posts: 6,502 Forumite
    sutton111 wrote: »
    Didn't they issue you a cheque guarantee card then?
    No. Just a 2in1 version of the Ultimate Reward card. I telephoned last week actually about getting a CG card and I was told I was not eligible. Strange how they can give me a £500 OD but not a full debit card.
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    My parent's credit isn't that good and they got one but only a £100 OD.
  • cifpower
    cifpower Posts: 6,502 Forumite
    sutton111 wrote: »
    My parent's credit isn't that good and they got one but only a £100 OD.
    Its probably because I have 100 odd searches on my Experian report (which Halifax search) so I will have to stop applying and let them all drop off! Equifax isn't that bad with 36 on there
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Who issued your CIFAS i keep forgetting, would that matter?
  • cifpower
    cifpower Posts: 6,502 Forumite
    sutton111 wrote: »
    Who issued your CIFAS i keep forgetting, would that matter?
    That was Sygma (Flybe). I doubt it would matter as they have increased my OD since then, I have opened other credit agreements and other stuff
  • louiser123
    louiser123 Posts: 1,248 Forumite
    darcyvuqua wrote: »
    im a goodie on offer!!!! xxxxxxxxxxx:D

    oooh cheeky;) :rotfl: x
    self confessed 80's throwback:D
    sealed pot challenge 2009 #488 (couldnt tell you how much so far as i cant open it to count it!!:mad: )
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Lol, i thought it matters but obviously not.
    Even though i'm not using my easycash account does it reportto CRA's and do you know if Abbey report on theirs?
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    louiser123 wrote: »
    oooh cheeky;) :rotfl: x
    Are you having a New Year party Louiser?
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