Sub Prime Credit Card Club

PositivelyCynical

sutton111 wrote: »

When did they ring?

Last night with an 'absolutely fantastic offer of a free transfer of 200 bucks to my bank in time for this very difficult xmas period, payable at my aggreed rate':D Thanks but no thanks, il just have the card please:p

Im dead chuffed....strange to get so excited over credit that i will NEVER use!!

I feel back in control:o

darcyvuqua

PositivelyCynical wrote: »

Last night with an 'absolutely fantastic offer of a free transfer of 200 bucks to my bank in time for this very difficult xmas period, payable at my aggreed rate':D Thanks but no thanks, il just have the card please:p

Im dead chuffed....strange to get so excited over credit that i will NEVER use!!

I feel back in control:o

its such a great feeling when you get something at the end of a long uphill dtruggle

clio

doesnt it bother you's vanquis will want £25 a year for the card. I'd complain if i were you's coz thats a lotta dosh for nowt innit.

claire6hy

clio wrote: »

doesnt it bother you's vanquis will want £25 a year for he card. I'd complain if i were you's coz thats a lotta dosh for nowt innit.

eh not if u use the card....
dont be so negative

clio

claire not being negative just shocked i've not heard anyone in here mention it not even a small comment!

sscott5581

clio wrote: »

doesnt it bother you's vanquis will want £25 a year for the card. I'd complain if i were you's coz thats a lotta dosh for nowt innit.

Vanquis do not charge an annual fee nor the £25 you mention. The card did have an annual fee but that was a few years ago. I have re-checked my T & c and it clearly states there is no annual fee.

clio

Thats not what i heard a woman say to another woman, she said she pays 25 a year for the card, perhaps they don't charge now but may have done,i dunno i don't have their card.

c8ndice

clio wrote: »

claire not being negative just shocked i've not heard anyone in here mention it not even a small comment!

I'm wondering if this is a new thing because I have never once been charged an annual fee, and my balance has been 0 for a while?

darcyvuqua

its not in my t & c's

clio

There website says they don't charge, but maybes a while ago they did and this woman is still getting charged £25 coz they have forgotton to stop taking the fee, sounds plausible.