Sub Prime Credit Card Club

sutton111

thanks.
just wanted to know because my brothers is 45% Mum is 47% but my dad is 34%.

hopeless_case_2

big_Daddy_Dave wrote: »

will vanquis stop my card if i go over the limit?

or will it just allow me to go over the limit?

i want to get something, i can pay for it in fulll, but want that section 75 protection because its over £100

Why dont you pay the money into your card account and then buy the item that way you get your protection without going over the limit.

welly_59

sutton111 wrote: »

thanks.
just wanted to know because my brothers is 45% Mum is 47% but my dad is 34%.

your brothers and mums is quite harsh! i have two defaults and 2 ccjs and my apr is 34.5%

sutton111

Bloody hell. my mum nor my brother have ccjs but they're not on the electoral roll though.

sutton111

I've just read up my Dad is in teir C my Mum and Brother are in teir D at least its not teir E:eek: .

PROLIANT

Back to the top!

louiser123

and once again top of the listings!!

sutton111

Quiet tonight again were is everyone?

PROLIANT

liuli2005 wrote: »

If it is the Provy they don’t report/cannot report to CRA's, they are regulated by the FSA.

They do now

cifpower

I am mightily annoyed with the Halifax. When I signed into online banking last week I was met with a page which asked me to apply for a credit card because I was "eligible". So I dutifully applied only to receive a letter turning me down. The reason made me laugh - "the level of credit you are currently committed to, in relation to your stated income, is higher than our present lending criteria allows" - which is bizarre given what you can read in my sigature.

So I have written an appeal letter saying I have run my current account very well for the 18 months I have had it and listed my current credit agreements with limits and balances which shows I am not overstretched.