Sub Prime Credit Card Club

louiser123

i just applied for barclays and got we need more time, but if i remember right the last time i applied to them for a card they checked both experian and equifax so not holding ouy a lot of hope!!

louiser123

evening mr p!!! how are you this very fine day:D

moneysavingallday

louiser123 wrote: »

the last time i applied to them for a card they checked both experian and equifax so not holding ouy a lot of hope!!

That's strange

PROLIANT

louiser123 wrote: »

evening mr p!!! how are you this very fine day:D

Fine, how are you?

louiser123

are they only suposed to check equifax?? i wish that was the case i would stand much more chance but i applied about 7 months ago just been on the credit expert and the search is there infact two one from barclaycard and the other barclays sometiing or another in the follow up section.

moneysavingallday

Louise, yeah I thought they only checked Equifax. I guess I must be wrong.

louiser123

im not too bad seems everyone is on the up now on here which is great !!!

louiser123

i bet they cottoned on now that the cras are not infact even similar in the info they hold so i bet most lenders are checking both, hmmm thats not gonna give much hope to me now i have never been able to get into barclays even when my file was exemplary!!! lol

moneysavingallday

louiser123 wrote: »

i bet they cottoned on now that the cras are not infact even similar in the info they hold so i bet most lenders are checking both, hmmm thats not gonna give much hope to me now i have never been able to get into barclays even when my file was exemplary!!! lol

Hmm. That's strange. I wonder why Barclays don't like you.

TheMysterious1

hi guys hope you dont mind me jumping in your lovely thread

quick advice really.

i got 2 cards atm 1 virgin, 1 barclaycard. just got accepted on tesco cc 0% for 14months yesterday so will transfer the bulk of my debt from barclaycard to this one but will still have some left over on barclaycard. plus my 0% deal on virgin is going to be running out early next year so will be looking at getting that shifted to another card too.

as im with virgin (mbna) and barclaycard it seems im already with two cc companies that offer good long term 0% balance transfer deals. also now im with tesco it means thats another one down.

have i missed any that i can apply for long term 0% balance transfer that would help in me transferring the rest of my barclaycard debt and my virgin one next year. i intend to cut up my barclaycard once the debt has been shifted because they never give me any good deals and also i could then use them again at a future date.

your help is much appreciated!